Reward Plans
Flexibility to choose from 4 reward plans
Overview
Overview
The IndusInd Bank Platinum Aura Edge Visa and Mastercard Credit Card with the contactless feature enables you to make fast, convenient and secure purchases every day. Simply wave your credit card at merchant locations where contactless payment is accepted and you’re done.
Reward Points
Earn up to 8x reward points on select merchants
1% Fuel Surcharge Waiver*
Savings on fuel surcharge
*Please visit the 'Redemption of Rewards' section for changes in Cash Credit redemption.
Effective 1st September 2024, maximum reward points allowed for cash redemption will be 2500 per calendar month
Notice
Dear Customer, from 30th November 2021, certain product features on your IndusInd Aura Edge Credit Card will be revised. To know more, please click here.
Rewards
Benefits
You have earned success, recognition and fame. It’s time to celebrate your accomplishments. For high-achievers, IndusInd Bank offers the Platinum Aura Edge Credit Card – an exceptional product with the best-in-class privileges in travel, dining, lifestyle and more. And with the payWave feature, you can simply tap and go at merchant terminals. After all, modern achievers like you deserve an innovative credit card that aligns with your lifestyle.
With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here know the TnC and list of Essential categories available under Vouchagram
You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Hush Puppies, and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here to know the TnC and list of Brands available under Vouchagram Premium
In association with The Oriental Insurance Company Ltd., IndusInd Bank provides you with the following insurance cover under the Travel Plus Program:
| Insurance Cover | Sum Assured (up to) |
|---|---|
| Lost baggage | Rs 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
Click here for terms and conditions.
Enjoy freedom from fuel surcharge with a 1%* waiver on all petrol pumps across India.
Value Offering
| Petrol Surcharge Waiver | Monthly Savings | Annual Savings |
|---|---|---|
| Monthly fuel usage @ Rs 2000 | Rs 20 | Rs 240 |
This information is based on certain assumptions and is for illustration purpose only. The actual savings will vary as per your usage.
*Click here for terms and conditions
At IndusInd Bank, we know the importance of journeys.
Total Protect
Worried about fraudulent use of your card? Stay worry-free with ‘Total Protect’, which covers you for a sum up to the credit limit of your primary and add-on cards.
Total Protect covers you for:
- Unauthorised transactions in case of loss/theft of card: Get insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.
- Counterfeit fraud: If your card or its details are stolen and used unscrupulously by producing counterfeit plastic, we offer insurance to protect against such incidents.
*Click here for terms and conditions of the applicable insurance policy.
With your IndusInd Bank Platinum Aura Edge Credit Card, we give you a complimentary personal air accident insurance cover of up to INR 25 lakhs. Fly safe and worry-free with IndusInd Bank by your side.
*Click here for terms and conditions
Platinum Aura Edge Plans
The Platinum Aura Shop Plan helps you save by managing your spends. You earn savings points* with every purchase from the categories listed below. The collected points can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Categories | Savings points on Rs 100 spent |
|---|---|
| Shopping in departmental stores | 4 savings points |
| Purchase of consumer durables or electronic items | 2 savings points |
| Restaurant bills | 1.5 savings points |
| Books | 1.5 savings points |
| All other spends on your card | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Shop Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs. 100 spent** | Estimated annual expenses** | Annual savings points# |
| Shopping in departmental stores | 4 savings points | Rs. 40,000 | 1,600 |
| Purchase of consumer durables or electronic items | 2 savings points | Rs. 35,000 | 700 |
| Restaurant bills | 1.5 savings points | Rs. 24,000 | 360 |
| Books | 1.5 savings points | Rs. 4,000 | 60 |
| All other spends | 0.5 savings points | Rs. 15,000 | 75 |
| Your total savings points# | 2,795 | ||
* Conditions apply. Refer to the Terms and Conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
The Platinum Aura Home Plan gives you the flexibility to save while you shop for your home. Each time you spend on the listed categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points* that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Grocery shopping | 4 savings points |
| Cellphone bills | 1.4 savings points |
| Electricity bills | 1.4 savings points |
| Insurance premium | 1.4 savings points |
| Medical spends | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Home Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs 100 spent** | Estimated annual expenses** | Annual savings points# |
| Grocery | 4 savings points | Rs 36,000 | 1440 |
| Cellphone bills | 2.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 18,000 | 252 |
| Electricity bills | 2.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 12,000 | 168 |
| Insurance premium | 1.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 10,000 | 140 |
| Medical spends | 1.5 savings points | Rs 5,000 | 75 |
| All other spends | 0.5 savings points | Rs 18,000 | 90 |
| Your total savings points# | 2165 | ||
* Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses
The Platinum Aura Travel Plan is especially designed for frequent fliers. Every spend on your IndusInd Bank Platinum Aura Credit Card in the selected categories will earn you savings points, which can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Hotel expenses | 4 savings points |
| Airline tickets | 2.5 savings points |
| Car rental expenses | 1.5 savings points |
| Rail tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Travel Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs 100 spent** | Estimated annual expenses** | Annual savings points# |
| Hotel expenses | 4 savings points | Rs 35,000 | 1400 |
| Airline tickets | 2.5 savings points | Rs 45,000 | 1125 |
| Car rental expenses | 1.5 savings points | Rs 8000 | 120 |
| Railway tickets | 1.5 savings points | Rs 4000 | 60 |
| All other spends | 0.5 savings points | Rs 15,000 | 75 |
| Your total savings points# | 2,780 | ||
** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
Our Platinum Aura Party Plan helps you enjoy life to the fullest. Each time you spend in the mentioned categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Restaurant bills | 4 savings points |
| Shopping in departmental stores | 2 savings points |
| Payments in bars and pubs | 2 savings points |
| Movie tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Party Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every ₹ 100 spent** | Estimated annual expenses** | Annual savings points# |
| Restaurant bills | 4 savings points | Rs 36,000 | 1440 |
| Shopping in departmental stores | 2 savings points | Rs 40,000 | 800 |
| Payments in bars and pubs | 2 savings points | Rs 20,000 | 400 |
| Movie tickets | 1.5 savings points | Rs 5,000 | 75 |
| All other spends | 0.5 savings points | Rs 15,000 | 75 |
| Your total saving points# | 2790 |
** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
Contactless Card Features
It’s time to embrace the latest technology and make your credit card payment a seamless one. IndusInd Bank Platinum Aura Edge easy credit is a chip-based contactless credit card. The contactless feature of the card enables fast, convenient and secure purchases by just tapping your card at merchant locations that accept contactless payments. It can also be used at all merchant locations where standard card payments are accepted.
You can make purchases at merchant establishments; for travel, online or e-commerce websites and withdraw cash in India and across the globe.
With your IndusInd Bank Platinum Aura Edge easy credit Credit Card, you can:
- Enjoy faster day-to-day payments at merchant locations that accept contactless payments
- Shop at over 10 lakh merchant outlets in India and over 30 million outlets worldwide that accept card payments
- Book movie tickets, pay your utility bills, make online purchases, book your travel tickets and do a lot more
- Be assured of safe online shopping and e-commerce transactions
Here’s our merchant list for your card transactions.
Just wave your credit card at merchant locations that accept contactless payments and experience the new-age credit card from IndusInd Bank.
FAQs
What is the IndusInd Bank Platinum Aura Edge Visa Credit Card?
IndusInd Bank Platinum Aura Edge Visa Credit Card is an instant credit card with a contactless feature offering top-notch benefits in various categories, including travel, dining, lifestyle, and shopping.
Where can I use the IndusInd Bank Platinum Aura Edge Visa Credit Card?
You can make purchases at merchant establishments; for travel, online or e-commerce websites and withdraw cash in India and across the globe. Just wave your credit card at merchant locations that accept contactless payments and experience the new-age credit card from IndusInd Bank. It can also be used at all merchant locations where standard card payments are accepted.
How do I use my IndusInd Bank Platinum Aura Edge Visa Credit Card?
To use the contactless payment feature of your credit card, look out for merchants displaying the contactless symbol and Visa/Mastercard logo at the POS. Hold your card 4 cm or less from the contactless scanner, and four green lights will display in less than a second. You can remove your card once the transaction has been completed.
What are the features of the IndusInd Bank Platinum Aura Edge Visa Credit Card?
The main features of the IndusInd Bank Platinum Aura Edge Visa Credit Card are as follows:
- Unique contactless feature
- Fuel surcharge waiver
- Flexibility to choose reward plans to suit your lifestyle
- Earn up to 8X reward points on select merchant categories
How to track IndusInd Bank Aura Edge Visa Credit Card billing cycle?
A credit card's billing cycle is the period during which the bill is generated. The monthly credit card statements get dispatched to your registered email id and provide a complete listing of all transactions made throughout the time period. You can also check your statements on Net Banking (IndusNet) and Mobile Banking App (IndusMobile).
How much is the fees charged for IndusInd Bank Platinum Aura Edge Visa Credit Card?
Please visit Schedule of Charges section for details on various fees associated with your IndusInd Bank Platinum Aura Edge Visa Credit Card.
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