Reward Plans
Flexibility to choose from 4 reward plans
Overview
Overview
The IndusInd Bank Platinum Aura Edge Visa and Mastercard Credit Card with the contactless feature enables you to make fast, convenient and secure purchases every day. Simply wave your credit card at merchant locations where contactless payment is accepted and you’re done.
Reward Points
Earn up to 8x reward points on select merchants
1% Fuel Surcharge Waiver*
Savings on fuel surcharge
*Please visit the 'Redemption of Rewards' section for changes in Cash Credit redemption.
Notice
Dear Customer, from 30th November 2021, certain product features on your IndusInd Aura Edge Credit Card will be revised. To know more, please click here.
Rewards
Benefits
You have earned success, recognition and fame. It’s time to celebrate your accomplishments. For high-achievers, IndusInd Bank offers the Platinum Aura Edge Credit Card – an exceptional product with the best-in-class privileges in travel, dining, lifestyle and more. And with the payWave feature, you can simply tap and go at merchant terminals. After all, modern achievers like you deserve an innovative credit card that aligns with your lifestyle.
With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here know the TnC and list of Essential categories available under Vouchagram
You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Hush Puppies, and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here to know the TnC and list of Brands available under Vouchagram Premium
In association with The Oriental Insurance Company Ltd., IndusInd Bank provides you with the following insurance cover under the Travel Plus Program:
| Insurance Cover | Sum Assured (up to) |
|---|---|
| Lost baggage | Rs 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
Click here for terms and conditions.
Enjoy freedom from fuel surcharge with a 1%* waiver on all petrol pumps across India.
Value Offering
| Petrol Surcharge Waiver | Monthly Savings | Annual Savings |
|---|---|---|
| Monthly fuel usage @ Rs 2000 | Rs 20 | Rs 240 |
This information is based on certain assumptions and is for illustration purpose only. The actual savings will vary as per your usage.
*Click here for terms and conditions
At IndusInd Bank, we know the importance of journeys.
Total Protect
Worried about fraudulent use of your card? Stay worry-free with ‘Total Protect’, which covers you for a sum up to the credit limit of your primary and add-on cards.
Total Protect covers you for:
- Unauthorised transactions in case of loss/theft of card: Get insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.
- Counterfeit fraud: If your card or its details are stolen and used unscrupulously by producing counterfeit plastic, we offer insurance to protect against such incidents.
*Click here for terms and conditions of the applicable insurance policy.
With your IndusInd Bank Platinum Aura Edge Credit Card, we give you a complimentary personal air accident insurance cover of up to INR 25 lakhs. Fly safe and worry-free with IndusInd Bank by your side.
*Click here for terms and conditions
Platinum Aura Edge Plans
The Platinum Aura Shop Plan helps you save by managing your spends. You earn savings points* with every purchase from the categories listed below. The collected points can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Categories | Savings points on Rs 100 spent |
|---|---|
| Shopping in departmental stores | 4 savings points |
| Purchase of consumer durables or electronic items | 2 savings points |
| Restaurant bills | 1.5 savings points |
| Books | 1.5 savings points |
| All other spends on your card | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Shop Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs. 100 spent** | Estimated annual expenses** | Annual savings points# |
| Shopping in departmental stores | 4 savings points | Rs. 40,000 | 1,600 |
| Purchase of consumer durables or electronic items | 2 savings points | Rs. 35,000 | 700 |
| Restaurant bills | 1.5 savings points | Rs. 24,000 | 360 |
| Books | 1.5 savings points | Rs. 4,000 | 60 |
| All other spends | 0.5 savings points | Rs. 15,000 | 75 |
| Your total savings points# | 2,795 | ||
* Conditions apply. Refer to the Terms and Conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
The Platinum Aura Home Plan gives you the flexibility to save while you shop for your home. Each time you spend on the listed categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points* that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Grocery shopping | 4 savings points |
| Cellphone bills | 1.4 savings points |
| Electricity bills | 1.4 savings points |
| Insurance premium | 1.4 savings points |
| Medical spends | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Home Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs 100 spent** | Estimated annual expenses** | Annual savings points# |
| Grocery | 4 savings points | Rs 36,000 | 1440 |
| Cellphone bills | 2.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 18,000 | 252 |
| Electricity bills | 2.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 12,000 | 168 |
| Insurance premium | 1.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 10,000 | 140 |
| Medical spends | 1.5 savings points | Rs 5,000 | 75 |
| All other spends | 0.5 savings points | Rs 18,000 | 90 |
| Your total savings points# | 2165 | ||
* Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses
The Platinum Aura Travel Plan is especially designed for frequent fliers. Every spend on your IndusInd Bank Platinum Aura Credit Card in the selected categories will earn you savings points, which can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Hotel expenses | 4 savings points |
| Airline tickets | 2.5 savings points |
| Car rental expenses | 1.5 savings points |
| Rail tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Travel Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs 100 spent** | Estimated annual expenses** | Annual savings points# |
| Hotel expenses | 4 savings points | Rs 35,000 | 1400 |
| Airline tickets | 2.5 savings points | Rs 45,000 | 1125 |
| Car rental expenses | 1.5 savings points | Rs 8000 | 120 |
| Railway tickets | 1.5 savings points | Rs 4000 | 60 |
| All other spends | 0.5 savings points | Rs 15,000 | 75 |
| Your total savings points# | 2,780 | ||
** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
Our Platinum Aura Party Plan helps you enjoy life to the fullest. Each time you spend in the mentioned categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Restaurant bills | 4 savings points |
| Shopping in departmental stores | 2 savings points |
| Payments in bars and pubs | 2 savings points |
| Movie tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Party Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every ₹ 100 spent** | Estimated annual expenses** | Annual savings points# |
| Restaurant bills | 4 savings points | Rs 36,000 | 1440 |
| Shopping in departmental stores | 2 savings points | Rs 40,000 | 800 |
| Payments in bars and pubs | 2 savings points | Rs 20,000 | 400 |
| Movie tickets | 1.5 savings points | Rs 5,000 | 75 |
| All other spends | 0.5 savings points | Rs 15,000 | 75 |
| Your total saving points# | 2790 |
** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
Contactless Card Features
It’s time to embrace the latest technology and make your credit card payment a seamless one. IndusInd Bank Platinum Aura Edge easy credit is a chip-based contactless credit card. The contactless feature of the card enables fast, convenient and secure purchases by just tapping your card at merchant locations that accept contactless payments. It can also be used at all merchant locations where standard card payments are accepted.
You can make purchases at merchant establishments; for travel, online or e-commerce websites and withdraw cash in India and across the globe.
With your IndusInd Bank Platinum Aura Edge easy credit Credit Card, you can:
- Enjoy faster day-to-day payments at merchant locations that accept contactless payments
- Shop at over 10 lakh merchant outlets in India and over 30 million outlets worldwide that accept card payments
- Book movie tickets, pay your utility bills, make online purchases, book your travel tickets and do a lot more
- Be assured of safe online shopping and e-commerce transactions
Here’s our merchant list for your card transactions.
Just wave your credit card at merchant locations that accept contactless payments and experience the new-age credit card from IndusInd Bank.
FAQs
What is the IndusInd Bank Platinum Aura Edge Visa Credit Card?
IndusInd Bank Platinum Aura Edge Visa Credit Card is an instant credit card with a contactless feature offering top-notch benefits in various categories, including travel, dining, lifestyle, and shopping.
Where can I use the IndusInd Bank Platinum Aura Edge Visa Credit Card?
You can make purchases at merchant establishments; for travel, online or e-commerce websites and withdraw cash in India and across the globe. Just wave your credit card at merchant locations that accept contactless payments and experience the new-age credit card from IndusInd Bank. It can also be used at all merchant locations where standard card payments are accepted.
How do I use my IndusInd Bank Platinum Aura Edge Visa Credit Card?
To use the contactless payment feature of your credit card, look out for merchants displaying the contactless symbol and Visa/Mastercard logo at the POS. Hold your card 4 cm or less from the contactless scanner, and four green lights will display in less than a second. You can remove your card once the transaction has been completed.
What are the features of the IndusInd Bank Platinum Aura Edge Visa Credit Card?
The main features of the IndusInd Bank Platinum Aura Edge Visa Credit Card are as follows:
- Unique contactless feature
- Fuel surcharge waiver
- Flexibility to choose reward plans to suit your lifestyle
- Earn up to 8X reward points on select merchant categories
How to track IndusInd Bank Aura Edge Visa Credit Card billing cycle?
A credit card's billing cycle is the period during which the bill is generated. The monthly credit card statements get dispatched to your registered email id and provide a complete listing of all transactions made throughout the time period. You can also check your statements on Net Banking (IndusNet) and Mobile Banking App (IndusMobile).
How much is the fees charged for IndusInd Bank Platinum Aura Edge Visa Credit Card?
Please visit Schedule of Charges section for details on various fees associated with your IndusInd Bank Platinum Aura Edge Visa Credit Card.
Recommended Blogs for you
IndusInd Bank Platinum Aura Edge Credit Card – Card for the High Achievers
Platinum Aura Edge Credit Card is one such card for extra achiever people like you that encompasses all the features, including discounts on travel, deals on shopping, offers in dining out, and much more. Read to know more!
IndusInd Bank Platinum Aura Edge Vs Platinum Credit Card – Lifetime Free Credit Cards
IndusInd Bank provides a range of credit cards, each with unique features and benefits. But the two cards - the IndusInd Bank Platinum Aura Edge Credit Card and the Platinum Credit Card - offer you some of the best features and benefits out there.
IndusInd Bank Aura Edge Credit Card – Features & Benefits
While every credit card is useful in its own right, the ones regarded as best usually come with benefits such as unlimited reward points, discounts & cash-backs, insurance coverage, and robust security features. The IndusInd Bank Platinum Aura Edge Credit Card offers all of this and more.
Best IndusInd Bank Credit Cards to look forward
Choosing a credit card doesn’t have to be difficult. While every credit card gives the cardholder the flexibility and financial freedom to make all big and small purchase decisions, all credit cards are not equal.
Recommended Product
Forex Card
Buy prepaid Forex Cards and reload them as and when needed, buy and sell foreign currency cash and send money abroad.
Key Feature and Benefits
- A name you can trust
- Easy Delivery Options
- Forex Card at Zero Currency Conversion Charges
- Hassle-Free Faster Online Process
Fixed Deposit
An IndusInd Bank Fixed (Term) Deposit is a guaranteed-return investment with competitive benefits so that your money can work for you
Key Feature and Benefits
- Hassle free Instant booking
- High Interest rate
- Auto – renewal option and multiple options for interest payment
- Complete you KYC instantly with our Video KYC facility
- Tax Saver FD
Personal Loan
With IndusInd Bank’s personal loan, you can achieve all your goals. You can effectively turn your dream into reality.
Key Feature and Benefits
- Easy documentation
- Flexi loan tenure
- Best-in-class features
Savings Account
We understand the value of money and have designed an account which gives you the power to save and offers a hassle-free banking experience.
Key Feature and Benefits
- Best deals and discounts on your debit card
- Attractive cashback and other discounts
Indus Business Accounts
A specialised product for the retail wholesalers, showroom owners and job work industries, service industries, manufacturers , exporters and importers
Key Feature and Benefits
- Attractive cashback and other discounts
- Free PAP cheque books
- Free intercity account to account fund transfer within IndusInd Bank
- Get 1.5 Reward Points for every Rs.100 spent
Similar Products
Premium
Pinnacle Credit Card
A credit card that allows you to earn rewards faster and helps you redeem them as per your convenience.
Key Feature and Benefits
- 2.5 Reward Points for every INR 100 spent online (E-commerce transactions)
- Comprehensive Golf Program
- Fuel Surcharge Waiver
- MasterCard World benefits
Premium
Platinum Master Credit Card
A credit card that allows you to earn rewards faster and helps you redeem them as per your convenience.
Key Feature and Benefits
- Get 1.5 Reward Point for every ₹ 150 spent
- Comprehensive Insurance Benefits
Premium
Iconia Visa Credit Card (Discontinued)
Indulge in a world of luxury with the Iconia Credit Card from IndusInd Bank. We excel at serving you and offer you special privileges no other lifestyle credit card can match. All our programs are carefully structured by experts to present you with best-in-class benefits and services. You can experience the elaborate rewards structure doubling your rewards much sooner. Whether you like travelling to new destinations, or if your indulgence is playing a round or two at the finest golf courses, our lifestyle credit card will surely elevate your experience.
Key Feature and Benefits
- Best-in-class Reward Program
- Earn up to 1 Reward Point for every ₹ 100 spent
- Fuel Surcharge waiver
Premium
Legend Credit Card
With a unique contactless feature and a card design that enables you to make fast, convenient and secure everyday purchases, the Legend Visa Credit Card helps you earn more reward points on your weekend spends as well as Bonus points on your yearly spends!
Key Feature and Benefits
- Earn 1 reward point for every ₹ 100 spent on Weekdays and earn 2 reward points for every ₹ 100 spent on Weekends.
- Exclusive Bonus Rewards: Earn 4000 Bonus Reward points on spending ₹ 6 lacs or more in a year
- Enjoy the benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card
- Fuel Surcharge Waiver