There are over 65 million passport holders in India which indicates that the country is active in terms of the International travel scene. With increasing purchasing power, affordable air tickets and hotel bookings, more number of Indians are opting for International travel destinations. Some of the most popular international destinations preferred by Indians include Paris,…


The amount of credit you are allowed, also known as the spending limit or the credit limit, is the most important aspect to look at when you apply for a credit card. Setting the right limit is essential as it must appeal to the customer while being acceptable and comfortable for the bank. The calculation…


Travel is the best teacher as it helps one to understand different people, culture, traditions and lifestyles. It trains people on how to adapt, be more open, embrace the uncertainties, be modest and live in the moment. However, the financial aspect of travelling could possibly mar a beautiful experience, if not handled well. Leisure and…


A good credit score is an important factor in establishing creditworthiness. This score is a statistical representation of a person’s history of repaying their debts and the risk involved in lending money to that person. This is a yardstick by which lenders measure how financially trustworthy a person is before deciding whether or not they…


We all love credits, but there is one credit which has a slightly misplaced image– a credit card. People are often scared of credit cards, thanks to the myths associated with this financial aid always at our disposal. Festivals, emergencies, family functions, or vacations may mean large expenses for you. That is when the true…


When a person has taken loan from a particular financial institution and transfers his/her outstanding principal amount to another bank, this process is known as the balance transfer of loan, or simply transferring loan balance. This is a facility, which allows you to approach a bank for a loan equivalent to the outstanding amount with…


Retiring early is a dream garnered by most individuals, but not everyone is able to realize this dream. It is not a difficult goal to achieve as long as you are focused and smart with the decisions you take. Myth: Most of us consider retirement as a stage in life where an individual decides to…


IndusInd Bank’s multi-currency card travelling abroad hassle free for its customers. Whether you are going for a trip abroad, or to attend a business meeting or even to start a new course at a foreign location – the multi-currency card serves multiple purposes to provide a seamless experience to its customers. One of the most…


There was a time when one had to request their relatives and friends living abroad to bring international brands on their next visit to India. Suitcases were packed to the brim with foreign snacks, fashion accessories, toys, gadgets and other goodies. The retail market of every country was limited to its geographical borders and regular…