Monthly Archives: October 2022
Diwali is a festival not only to celebrate the victory of good over evil but it is a celebration of prosperity. People across the country spend heavily on decorations, clothing, jewellery, gifts, and more to enjoy this annual festival. For many, the festival is also an opportunity to finally fulfil their long-awaited big-ticket expenses like…
It’s the most auspicious time of the year, bringing cheer and marking new beginnings. From Karvachauth and Dhanteras to Diwali and Bhaidooj, these celebrations are incomplete without family and friends. But preparing for all these festivals in a single month and ensuring your loved ones have a memorable time can take a toll on your…
Diwali may well be the shopping season for many. After all, there are a few times a year when one can avail of great offers on home appliances, new furniture, other items, and more. Add to it; there is a longstanding tradition of buying new utensils, gold jewellery, and silver coins. Naturally, expenses can quickly…
Having instant cash in our account boosts purchasing power; however, excessive dependence on it can lead you into the debt trap. So, it’s wise to treat any kind of loan just as a loan – a financial responsibility that you need to repay to avoid any kind of financial stress. Also, loan repayment can become…
With the festival of lights just around the corner, there’s excitement in the air. Starting with Dhanteras, Diwali celebrations usually last 4-5 days, depending on different traditions. But keeping up with the festivities and ensuring a joyful time for your family and friends can quickly pile up bills. This is where an instant personal loan…
Aashima is an avid shopper and loves exploring new restaurants, cute cafes, and bright lounges all around Delhi/NCR. And now that she has started earning a comfortable pay package, she wants nothing more but to spend on the things she loves the most to enjoy her life to the fullest with her friends. On the…
A personal loan is a collateral-free unsecured loan that you can avail yourself of for any purpose. You can use it to fund a wedding expense, pay for hefty medical insurance, pay a sibling’s tuition fee, and even use it for your home renovation, or consolidate high-interest debts. Although it is easy to apply for…
During these ever-changing times, volatility is not our friend; stability is. So, with the myriad of investment options available, what is the safest way to make your money work for you? The answer is a Fixed Deposit! A Fixed Deposit is a simple, risk-free investment option that is perfect to build up your savings while…
You can plan for all kinds of events in life in advance, but you can never prepare yourself for unforeseen circumstances as they can occur at any time. No one knows when life throws a curveball at you and changes it completely. It is wise to prepare for financial emergencies, but it may not necessarily…
With over a decade of experience in corporate life, Ayushi Negi had scores of brands under her belt. She had recently been promoted to the head of brands in her company, and she had been asked to set up her office in Delhi, Mumbai, and Hyderabad, with frequent event meetings in Milan being part of…
Credit cards have become a necessity in India nowadays. Considering the bundle of perks and utilities they come packed with, credit cards have become the norm and the safest form of digital payment that opens access to instant funds for all kinds of purchases, and also helps consumers build their credit score history over the…
There is no denying the fact that cashless transactions have gained momentum and with credit cards offering a myriad of perks and offers, it’s difficult to stay away from them. We end up using them as the preferred payment mode, considering the contactless payment benefit, good interest rates, interest-free grace period, and ease of use…
We live in times of unprecedented inflation, pandemic, etc. which makes it difficult to save. We see prices of daily necessities go up every week which forces us to spend more on our day-to-day expenses. Education, LPG, fees, etc. are no longer available at the prices they were a few years ago. But there are…
It ever so happens; life throws us off our feet, and the next thing we know is that we’re left with a home repair situation, a medical urgency, an unexpected rise in school fees, or more. These are some of the things that need your immediate attention. If you have a home, you need to…
The most reliable financial instrument for middle-class investors, fixed deposits benefit both account holders and the national economy. Fixed Deposits (FDs) have long been the most preferred financial instrument for middle-income individuals in India. The decision to park one’s savings is primarily guided by a low-risk appetite and preference to security over immediate liquidity or…
Taking out loans provides an easy solution to handle the cash crunch at the moment. But, if you have taken multiple loans to manage your unique needs, then repaying them can become challenging over time because of different payment schedules, varied interest rates, and the overall cost of each debt. Many people take home loans…