What are Pre-Approved Credit Cards
Posted on Monday, September 23rd, 2024 |
Usually, credit cards are a great relief for people. They allow people to have a backup if they ever run out of money and need more. You can use them in the time of any emergency, or you can avoid delaying the large purchase you have been putting off. But all this is only possible…
Read moreUnderstanding the Minimum Salary for a Credit Card
Posted on Monday, September 23rd, 2024 |
If used the right way, a credit card can be a powerful financial tool. While convenience is its primary feature, it also offers other benefits, such as high rewards and an opportunity to build your credit score. If planned well, it can also act as a safety net for emergencies. However, many believe that a…
Read moreBest Ways to Rebuild the Credit Score
Posted on Monday, September 23rd, 2024 |
A large part of your financial health depends on your credit score. For this reason, a low credit score can be a source of immense stress. A poor credit score can limit your financial options. It can happen because of missed payments, high debt, or even a lack of credit history. A low credit score…
Read moreFASTag Recharge Through Credit Card
Posted on Monday, September 23rd, 2024 |
In today’s fast-paced world, convenience is paramount. Picture this: you’re driving on a highway, the wind in your hair, the open road ahead. Suddenly, you approach a toll plaza. You check your FASTag balance, only to realise it’s insufficient. The frustration is palpable, and now you’re stuck in a long queue. You must either scramble…
Read moreCredit Card Mistakes to Avoid
Posted on Monday, September 23rd, 2024 |
Credit cards offer immense convenience and financial flexibility. However, mismanaging them can lead to severe financial stress. Many people unknowingly make mistakes like overspending or defaulting on repayments. These mistakes can affect credit score, increase debt, and even lead to financial difficulties. Let’s explore some common credit card mistakes to avoid that ensure you use…
Read moreHow to Use Credit Card in Different Ways?
Posted on Monday, September 23rd, 2024 |
Credit cards are a lifesaver in a lot of difficult situations. Whether it is an emergency where you need sudden cash flow or a purchase that cannot be put off any longer. Unfortunately, many people view credit cards as just a convenient payment method, but they can offer much more than that. By using the…
Read more5 Types of Credit Cards in India
Posted on Monday, September 23rd, 2024 |
In today’s fast-paced world, a credit card is more than a luxury. Having a credit card offers convenience while spending money. You can book flights, shop online, or dine out using your credit card. But choosing the right credit card among so many options can be overwhelming. Hence, it is important to first understand the…
Read moreHow to Reverse Credit Card Transactions?
Posted on Thursday, September 19th, 2024 |
Most would agree that a credit card is a convenient mode of payment. All you need to do is simply swipe your card or enter the card details to finish your transaction. However, there may be instances where credit card transactionsneed to be reversed. This can be because of an incorrect charge or fraudulent transactions. …
Read moreHow to Make Money with Credit Cards?
Posted on Thursday, September 19th, 2024 |
Many people often look at credit cards as a double-edged sword. While they can be convenient for purchases, they can also lead to debt if not used wisely. That is why it is crucial to use a credit card with care. By taking advantage of the benefits that credit cards offer, you can not only…
Read moreBest Credit Card for Fuel in India
Posted on Thursday, September 19th, 2024 |
In today’s age, when fuel prices seem to be only going upwards, saving every rupee at the fuel station is a priority for many. By using a credit card for fuel expenses, you can not only make quick transactions at the fuel station but also save on additional charges. However, when there is a plethora…
Read moreWhat Is the GST Rate for a Credit Card?
Posted on Thursday, September 19th, 2024 |
The Goods and Services Tax (GST) in India led to significant changes in the taxation system. It impacted various financial products and services, including credit cards. If you have used credit cards before, you would know that they are a convenient way to make payments. They make it easy to pay merchants and also help upgrade…
Read moreCredit Card Fraud Detection – Know the Ways to Avoid
Posted on Thursday, September 19th, 2024 |
In today’s digital era, credit cards are commonplace. In fact, there are additional digital tools that allow you to make the most of your credit cards. This can include online card management or making payments from your credit card through UPI. However, the convenience of using credit cards comes with its own set of risks….
Read moreCash or Credit Card for Your Travels Abroad
Posted on Thursday, September 19th, 2024 |
Travelling abroad can be a thrilling adventure. But it comes with its fair share of challenges. One such challenge is managing finances. This could include paying for an indulgent meal, buying an expensive souvenir, or any unexpected expense. Many travellers face this issue during their travels. This leaves them unsure of whether to rely on…
Read moreTips for Effective Credit Card Management
Posted on Thursday, September 19th, 2024 |
Credit cards are powerful financial tools that, when used wisely, can provide significant benefits, such as rewards, cashback, and convenient access to credit. However, if not managed properly, they can lead to debt, financial stress, and a negative impact on your credit score. Hence, effective credit card management is essential to avoid these pitfalls and…
Read morePrimary Credit Card Holder vs Secondary Credit Card Holder
Posted on Thursday, September 19th, 2024 |
In today’s age, credit cards have become a useful financial tool for individuals and families alike. Many credit card holders may also wonder whether they can extend the benefits of their credit card to their loved ones. This is possible – the main credit card holder, also called the primary cardholder, can assign another individual…
Read moreWhat is the UPI Transaction Limit on RuPay Credit Card?
Posted on Thursday, September 19th, 2024 |
Among the many ways that UPI (Unified Payments Interface) has transformed the way people transact, one of them is the feature to make UPI payments from credit cards. By linking your RuPay credit cardto your UPI, you can pay directly to merchants without having to physically carry your credit card. However, there are specific limits…
Read moreWhat is Credit Card Balance Transfer & How Does It Work
Posted on Thursday, September 19th, 2024 |
Managing credit card debt can often be overwhelming. This is especially true when you are facing high-interest rates. You might feel you are stuck in an endless cycle of paying interest rather than reducing your principal balance. But what if there was a way to break free and regain control of your finances? This is…
Read moreBest Credit Cards in India 2024
Posted on Thursday, September 19th, 2024 |
Choosing the right credit card can be overwhelming. A vast number of credit card options are available in India, each with its own features and benefits tailored to different needs. From travel and dining to shopping and fuel purchases, credit cards have evolved to provide a host of benefits in different categories. Hence, it is…
Read moreUnderstand Pinnacle Credit Card Benefits & Features
Posted on Friday, September 6th, 2024 |
If the best is what you demand, then the Pinnacle Credit Card from IndusInd Bank is for you. A luxurious credit card designed for those who seek excellence in every aspect of life. The IndusInd Bank Pinnacle Credit Cardis apt for individuals who value luxury and exclusive privileges. It offers a wide range of…
Read moreDifferent Credit Card Charges & Fees Explained
Posted on Friday, September 6th, 2024 |
Are you concerned about how much you are really paying in fees for your credit card? It is a fact that credit cards offer the convenience of cashless transactions, buy-now-pay-later options, and rewarding benefits. However, they also come with various fees that you must understand to manage your finances better. Let’s break down the different…
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