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Understand Pinnacle Credit Card Benefits & Features
Posted on Friday, September 6th, 2024 |
If the best is what you demand, then the Pinnacle Credit Card from IndusInd Bank is for you. A luxurious credit card designed for those who seek excellence in every aspect of life. The IndusInd Bank Pinnacle Credit Cardis apt for individuals who value luxury and exclusive privileges. It offers a wide range of…
Read moreDifferent Credit Card Charges & Fees Explained
Posted on Friday, September 6th, 2024 |
Are you concerned about how much you are really paying in fees for your credit card? It is a fact that credit cards offer the convenience of cashless transactions, buy-now-pay-later options, and rewarding benefits. However, they also come with various fees that you must understand to manage your finances better. Let’s break down the different…
Read moreCredit Card Rules for the First Timers
Posted on Friday, September 6th, 2024 |
Are you thinking about getting your first credit card? This is a significant step towards shaping your financial future. To a first-time user, credit cards might seem intimidating, but with the right guidance, they can be incredibly beneficial. Let’s explore some essential rules to help you manage your credit card wisely and maximise its benefits….
Read moreHow to Add a Credit Card to Google Pay?
Posted on Friday, September 6th, 2024 |
Online payments have changed financial transactions by making them faster, more secure, and more convenient. Unified Payments Interface (UPI) transactions now include debit and credit card transactions, making it extremely easy for any customer to make payments using their debit or credit cards. Many financial institutions have UPI-enabled apps on the Google Pay store, making…
Read moreHow to Apply for a Secured Credit Card?
Posted on Wednesday, September 4th, 2024 |
Are you looking to establish or improve your credit score? Applying for a credit card can be an effective way to achieve this. However, if you have a low or non-existent credit record, securing a regular credit card can be challenging. Low or no credit scores typically signal higher risk to issuers, who may deny…
Read moreWhat is a Loan on a Credit Card?
Posted on Wednesday, September 4th, 2024 |
Have you ever been curious about what a loan on a credit card is and how it functions? A loan on a credit card is a financial option that allows you to borrow funds against your credit limit. This kind of loan can act as a lifesaver during financial exigencies or for planned expenses, providing…
Read moreUnlock Amazing Savings and Rewards with RuPay Credit Card
Posted on Wednesday, September 4th, 2024 |
Many often find it difficult to manage their savings and maximise rewards with credit cards because of high fees, limited reward options, restrictive spending categories, and inflexible payment terms. The IndusInd Bank Platinum RuPay Credit Card directly addresses these issues and simplifies your financial life significantly. Find out how this exclusive RuPay credit card unlocks…
Read moreHow Does Credit Card Refund Work?
Posted on Wednesday, September 4th, 2024 |
Consider a scenario where you ordered a product, but it arrived defective. You decide to request a refund. To do so, you need to return the defective product and ask for the refund to be processed through the same payment mode you originally used. If you paid with a credit card, you may wonder how…
Read moreUnderstanding POS in Credit Cards: How it Works?
Posted on Tuesday, August 27th, 2024 |
Ever wondered what happens when you swipe your credit card at a store? How does the payment process function, and what role does the Point of Sale (POS) play here? When you swipe a credit card at a store, the POS system reads the card information and sends it to the payment processor for authorisation….
Read moreCIBIL Score Vs Credit Score – What’s the Difference?
Posted on Tuesday, August 27th, 2024 |
Whether you want to access loans, apply for credit cards, or get low interest rates, a good credit profile is essential. For credit profiles, two terms you would have come across are ‘CIBIL score’ and ‘credit score’. While people use both the terms interchangeably, they have different meanings and implications. However, both play a vital…
Read moreIs 700 a Good Credit Score, or Bad?
Posted on Tuesday, August 27th, 2024 |
Your credit score is an important aspect of your financial health. It influences your ability to get loans, credit cards, and favourable interest rates. A 700-credit score is a common benchmark people wonder about: Is it good enough to secure positive loan terms? Does it reflect a healthy financial profile? Let’s understand where this score…
Read moreWhat Should You Do if Your Credit Card Application Gets Rejected?
Posted on Tuesday, August 27th, 2024 |
Imagine you’ve carefully filled out a credit card application, submitted all necessary documents, and eagerly await your approval. But then, the unthinkable happens—your credit card application gets rejected. It is a frustrating experience, leaving you questioning where you went wrong. Many face this scenario, and it is essential to understand why this happens and how…
Read moreWhat is OTP in Credit Card Transactions?
Posted on Tuesday, August 27th, 2024 |
An OTP or a one-time password has become an integral part of online transactions and banking in recent times. Especially for credit card transactions, OTP ensures an added layer of security and prevents misuse. This has become especially important as the number of digital payment fraud cases reported by banks increased by 70.64% to ₹2,604…
Read moreHow to Spot a Fake Credit Card
Posted on Tuesday, August 27th, 2024 |
Credit cards have become an indispensable part of present-day life. They provide a convenient way to make payments and access credit, increasing their popularity in the country. The most recent data released by the Reserve Bank of India (RBI) indicates that the total number of credit cards in the system was 100.60 million as of…
Read moreHow to Pay a Credit Card Bill Using another Credit Card?
Posted on Tuesday, August 27th, 2024 |
Managing multiple credit cards with differing interest rates and due dates is tough. You must pay your credit card bills on time to avoid penalties and debt accumulation. One of the ways to repay bills, including your credit card bills, is by using your credit card. Ways to Pay Credit Card Bill with another…
Read moreCredit Card vs Forex Card: Which is Better for Foreign Travel?
Posted on Tuesday, August 27th, 2024 |
Planning an international trip can be exciting, but it also involves carefully considering how to handle your finances abroad. With credit cards and forex cards being the two most popular options, which one should you choose? Here is an in-depth comparison of credit cards versus forex cards to help you decide which is better suited…
Read moreAre Virtual Credit Cards Going to be the Future of Credit Cards?
Posted on Thursday, August 22nd, 2024 |
The world is rapidly becoming more digital, and financial tools are no exception. While traditional credit cards have long been the standard for payments and credit access, a new contender is emerging: the virtual credit card. With better security, convenience, and flexibility, virtual credit cards are on the way to becoming a strong alternative to…
Read moreHow to Read Credit Card Statements
Posted on Thursday, August 22nd, 2024 |
Credit card users usually struggle with keeping their finances on track. An effective solution to this is to understand how to read a credit card statement (CC statement). By understanding the details in your statement, you can keep track of your spending, identify unauthorised transactions, and ensure timely payments to avoid late fees, amongst other…
Read moreWhat is a Credit Card & How to Use It
Posted on Thursday, August 22nd, 2024 |
Credit cards offer convenience, security, and a host of benefits, making them ideal for managing everyday expenses and large purchases. But what is a credit card? A credit card is a financial tool that allows you to make purchases now and pay for them later. It is a revolving credit line offered by banks like…
Read moreWhat is Credit Card Over Limit Fee & Its Impact
Posted on Thursday, August 22nd, 2024 |
Credit cards are an ideal resource for managing everyday expenses and large purchases. But you can use your credit card up to the credit limit set for the month. Exceeding your credit limit can lead to additional charges known as the credit card over limit fee. Understanding these fees and their impact on your credit score…
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