Monthly Archives: June 2024
In today’s fast-paced world, time is the essence which determines whether a product can be considered the king of convenience. With everything being replaced by digital platforms, traditional banking methods are being rapidly replaced by their digital counterparts too. Online current accounts are one such innovation gaining immense popularity in recent years. IndusInd Bank Online…
Online banking is a term that has become increasingly popular, offering convenience and accessibility to users worldwide. Current account, amongst the various types of accounts available, stands out as a key financial tool for businesses, entrepreneurs, and individuals needing frequent transactions and flexibility in managing their finances. However, Average Monthly Balance (AMB) is one of…
In the dynamic landscape of the dynamic food industry of India, compliance with regulations is of paramount importance to ensure consumer safety and trust. Obtaining the Food Safety and Standards Authority of India (FSSAI) license for your food business is one such crucial requirement. It not only legalizes your operations but also signifies your commitment…
New RuPay Credit Card Rules: Apply for EMIs, Pay Bills, Increase Limits, and More using your UPI App
In a significant stride towards modernizing financial services, the National Payments Corporation of India (NPCI) has introduced new rules for RuPay credit cards. These rules aim to leverage the Unified Payments Interface (UPI) to streamline the process of applying for EMIs, paying bills, increasing credit limits and more. This integration promises to offer cardholders a…
In today’s consumer-driven world, the ability to make large purchases without straining your finances is invaluable. One of the most popular ways to achieve this is through No-Cost EMI on credit cards. This financial tool allows you to spread the cost of your purchases over several months without incurring additional interest. In this blog, we…
Keeping a close eye on your credit card statement is crucial for maintaining financial health. Whether you’re a seasoned credit card user or new to the world of credit, regularly reviewing your statements can help you manage your finances more effectively, catch any errors or fraudulent activities, and stay within your budget. Here are nine…
This is the age of digital payments. Unified Payments Interface (UPI) has revolutionized the way we handle money transactions, providing a seamless and instant way to pay bills, transfer funds, and much more. But one of the questions frequently asked by credit card users is: “Can I pay my credit card bill via UPI?” The…
Managing family expenses can be a challenge, especially when multiple members need access to credit for various purchases. Add-on credit cards, also known as supplementary cards, offer a convenient and effective solution. These cards allow primary cardholders to share their credit limit with family members, providing numerous benefits. So, let’s explore why add-on credit cards…
In the vast landscape of credit cards available in India, the IndusInd Bank EazyDiner Credit Card stands out as a premier choice for dining enthusiasts. Tailored specifically to enhance your culinary and lifestyle experiences, this card offers an array of benefits that cater to both your taste buds and your lifestyle needs. Here are five…
When navigating the world of credit cards, one term you’ll frequently encounter is APR, or Annual Percentage Rate. Understanding APR is crucial for effectively managing your credit card debt and making informed financial decisions. In this blog, we’ll break down what APR means, the different types of APRs and highlight how IndusInd Bank Credit Cards…
In today’s fast-paced world, everyone is on the lookout for smarter ways to manage their finances and maximize their savings. One such innovative solution offered by many banks is the Sweep-In Sweep-Out facility. This facility can be a game-changer for individuals seeking to optimize their savings and earn higher returns without compromising liquidity. Let’s delve…
In today’s dynamic financial landscape, consumers are presented with an array of payment options to manage their expenses. Two popular choices are Buy Now, Pay Later (BNPL) services and Credit Cards. While both offer flexibility and convenience, they operate differently and cater to diverse financial needs. Understanding the nuances between the two can help you…
In the ever-evolving landscape of personal finance, finding innovative ways to manage and grow your savings is crucial. One such financial product that has gained popularity is the FD-linked savings account. This hybrid product combines the features of a fixed deposit (FD) with the flexibility of a savings account, offering a range of benefits that…
Managing credit card bills can sometimes be a daunting task, especially when faced with unexpected expenses. To ease the financial burden, converting your credit card bills into Equated Monthly Installments (EMIs) can be a practical solution. IndusInd Bank offers a seamless way to convert your credit card bills into affordable EMIs through its IndusMobile app….
Traveling can be both exciting and exhausting, especially during long layovers or delays. Imagine having a comfortable and luxurious space to relax, grab a bite, or catch up on work while waiting for your flight. That’s why IndusInd Bank offers a range of credit cards which provide complimentary access to airport lounges, enhancing your travel…
In today’s fast-paced world, it’s easy to get caught up in the cycle of consumerism. We’re constantly bombarded with advertisements encouraging us to buy more and spend more. However, minimalism offers a refreshing alternative, focusing on simplicity and intentional living. Embracing minimalism can significantly boost your financial health. Here’s how: 1. Evaluate Your Spending Habits…
In today’s financial marketplace, individuals seeking personal loans have a choice between traditional banks and Non-Banking Financial Companies (NBFCs). While both types of institutions provide the funds needed for various purposes—from consolidating debt to covering major expenses—the advantages of obtaining a personal loan from a bank often surpass those of an NBFC. This blog delves…
In today’s fast-paced world, having access to quick and reliable financing can make all the difference in achieving your dreams. Whether you’re planning a wedding, renovating your home, covering educational expenses, or dealing with an unexpected emergency, IndusInd Bank’s online personal loan offers a hassle-free solution to meet your financial needs. This blog explores the…
A welcome bonus is one of the most appealing offers financial institutions can provide to new credit card customers. This article delves into what a credit card welcome bonus entails, the types of bonuses available, and how you can maximise their benefits. Let’s also explore how to choose the best credit card welcome bonuses and…
Plastic money refers to credit cards, debit cards, and other cards that can act as convenient substitutes for cash. The term ‘plastic money’ is popular as it denotes the shift from traditional cash payments to more flexible and tech-savvy methods. Plastic money has revolutionised how people manage their finances. It has transformed how people shop,…