Yearly Archives: 2020
You know how the saying goes, “Live with no excuses and travel with no regrets.” Well, there will be plenty of regrets if the majority of your long-awaited abroad trip is just spent on calculating conversion charges and running about trying to find a reasonable currency converter. But these hassles can be eluded if, along…
The Indian investors are always looking for investment options that are safe and can offer guaranteed returns. And, in this line of investment options, fixed deposits, the most popular choice, is closely followed by recurring deposits (RDs). However, for people having a lower risk appetite, RDs may prove to be a more prosperous and smart…
With a lot of banks eager to give you loans, you can easily buy the latest two-wheeler without worrying about the expenses. However, before choosing a loan, here are some important points to keep in mind so that you get the best bargain. Loan Eligibility Criteria Before you apply for two-wheeler loan, ensure that you…
Earning money is simply one half of the equation, which only becomes complete and meaningful when one practices saving, or better yet, investing. However, “an investor without investment objectives is like a traveller without a destination.” In case you’re unsure about your options, but wish to play it safe and risk-free, there are two beneficial…
In today’s world, when medical, personal and emergency expenses can shoot through the roof, having a savings account can be the saviour you need during times of distress. The current pandemic has only reinforced the need to possess an emergency fund for a rainy day. Parking funds in a savings account has long been a…
Remember how our parents always told us not to keep all our money in one place. Whenever I went on school trips, my mother asked me to keep some money in trousers, some in my bag, and some even in my pencil box! Though I only used the money available in my pocket to buy…
Credit Cards, when used responsibly, are a convenient financial tool. Not only can you use a Credit Card to make purchases, but you can also essentially upgrade your lifestyle with the right product. Given that a majority of businesses, establishments, restaurants, and hotels accept Credit Cards, they have become a popular way of paying for…
Plastic is the currency of the 21st century. Over the past few years, debit cards have changed the face of payments, be it online or offline. You no longer have to worry about carrying cash; wherever you go, debit cards are easily accepted and you can pay at the click of a button. The Many…
Your first solo trip can be exciting and overwhelming but plan it right, and it will be one of the most liberating experiences of your life. Making friends, trying new cuisines, exploring unique cultures, getting lost and finding your way back – these experiences make a solo trip a popular add-on to the bucket list…
Exploring new destinations to discover new cultures and experiences has become a popular way to press pause on a busy lifestyle and hit the refresh button for most millennials. Being the high-functioning, multi-tasking, aspirational go-getter that you are, you wouldn’t want to be slowed down by long queues, always counting cash or carrying multiple cards,…
A personal loan is an unsecured form of credit offered by banks and other financial institutions. Factors like employment history, income level, repayment capacity, credit history, and profession are some of the parameters that are considered to decide whether you can receive a loan. People usually apply for a personal loan only when they face…
We are fast moving towards a truly digital era, especially when it comes to making everyday payments. Given the importance of a smooth daily commute to and from work, it only makes sense to have a convenient payment option at your disposal. Initiated by the Government of India in 2014, FASTag is now a mandatory…
Credit Cards have become a necessity rather than a luxury. Credit Cards can help you in managing your finances, provided you use them in the right way. The one-size-fits-all formula doesn’t apply for Credit Cards. Each Credit Card has its own set of perks and benefits, which makes it necessary to do thorough research. Starting…
Just when you thought that mobile banking is as good as it gets, IndusInd Bank launches another innovative service offering superior ease and convenience – IndusInd Bank Video Branch. This customer-centric initiative allows you to schedule a video conference call with the bank staff, instead of spending several minutes trying to reach an executive on…
Have you ever forgotten your wallet at home and realised that you neither had cash nor your ATM card with you? Are there times when you’ve wanted to send money to someone without a bank account? IndusInd Bank’s Cash-on-Mobile facility takes care of all such problems by allowing for card-less withdrawals and transfers. What is…
Travelling abroad can be a spectacular experience if you set aside some precious time towards planning. Even the little choices like the mode of payment you opt for can affect your travel experience. It must be quick and straightforward so that you can spend productive time in more pleasurable pursuits like sightseeing, shopping and discovering…
Holiday season evidently sparks your wanderlust, and the preparations to set out for your preferred destinations must start much before the holidays actually begin. So, where should you start? If you love nature and are open to adventures that are a little far from home, here are a few enthralling destinations across Europe that are…
Tired of remembering your banking passwords? Can’t seem to place the asterisks and numbers in the right order every time you log in to your account? With IndusInd Bank’s Fingerprint Banking solution, you can happily say goodbye to passwords! Say Goodbye to Passwords with Fingerprint Banking While passwords secure your private information and prevent it…
Debit cards have become a part and parcel of life. With a lot of people depending on cashless transactions, debit cards are a handy option to make payments. The usage of debit cards increased manifold after demonetization. In July 2019, India had approximately 840.6M debit card users and the number of transactions increased by approximately…
One of the top things on your mind while travelling abroad is how much foreign currency should you carry? And how should you carry it? Carrying the local currency may seem like a suitable option, but using just cash is not advisable, especially if your trip is a long one. Other options are traveller’s cheque,…