Monthly Archives: May 2022
Almost two years ago, my wife and I decided to get our own home. After a month of house hunting, we finally found a 2BHK in a decent neighbourhood and decided to apply for a home loan. We received the loan amount and moved into our new home. But, repaying the home loan and managing…
With so many types of Savings Accounts available in the market today, it can be overwhelming to choose the one that is right for you. Some Banks provide Savings Accounts with high interest rates, however might be a riskier bet to park your hard earned money with. Others don’t provide considerable returns to get excited…
When you run into a financial emergency, personal loans help you swim through it, provided you can opt for one quickly, at an affordable interest rate, and with flexible repayment tenure. IndusInd Bank offers Indus Easy Credit Personal Loan that checks all three boxes and offers additional best-in-class features. You can apply for personal finance…
For any business, access to finance is a crucial element for success. Whether you are looking to expand your business operations, purchase new equipment, or fund working capital, you need to raise the funds required to accomplish these goals. This is where business loans come in. Using a business loan, you can fund your requirement…
For any business, having a current account is very important in order to conduct their day-to-day transactions with ease. A current account is a business bank account that has no cap on the number of transactions made daily and comes with a number of other benefits like the overdraft facility, free NEFT/RTGS & IMPS transactions,…
Two-wheelers are the most preferred and probably the most convenient way commuting. Two wheelers are a budget-friendly option as compared to buying a vehicle or using public transport, especially during the pandemic when safety is a major concern. However, financing the purchase of a two-wheeler is one of the reasons why many people avoid purchasing…
Freedom to spend instantly and conveniently without worrying about checking account balance is one of the many perks a credit card offers. Which is why everyone wants to own one. Are you also contemplating your decision to apply for credit cards? Or wondering if there’s a safe and responsible way to use a credit card?…
A personal loan can help you cover a range of expenses, from college tuition fees to your wedding costs, collateral-free. This makes them one of the most sought after financing options, and maybe this is why you’re applying for a personal loan too. But here’s the thing. Personal loan approvals can be tricky, so if…
A loan against property is a great way to finance big-ticket requirements and purchases. Also known as secured loans, these are are backed by a property that you own that acts as a mortgage. As these loans are backed by a pre-owned property, they carry lower interest rates and usually have higher tenures. LAPs are…
The Government of India made it mandatory for most vehicles to have a FASTag in order to make toll payments on state and national highways faster. This also solved problems like traffic and pollution around toll plazas. Today, if you don’t have a FASTag, you end up paying double the toll amount as compared to…
Planning to move to the UAE? You are in for a surprise. Apart from the amazing skyscrapers, sandy beaches, and tourist destinations to explore, UAE has some of the most liberal tax policies around the globe. This attracts many corporates and individuals to work out of the UAE. Here is some important tax information that…
Buying your first home can mean different things to different people. On the one hand, it can be an emotional investment for some, and on the other, it may represent climbing the ladder of success for others. But one thing that remains constant is that it is a significant financial commitment. To make your job…
Mutual funds are pooled investment instruments that take in money from many retail investors, create a fund out of it, and invest that fund in assets such as equity, debt, or a mix of both. This gives retail investors the benefit of professional money management, diversification, and higher returns. But how do you actually go…
With the ever increasing adoption of electronic payments, it has become really important for businesses to have the necessary infrastructure to accept and process electronic payments from their customers. The sheer convenience of making payments electronically has made it so that many customers prefer making electronic payments and businesses that don’t provide these services, risk…