Monthly Archives: January 2024
Who doesn’t wish to grow their money with minimal risks? Everyone appreciates those extra gains. However, each investment carries some risks. While the expectations of high returns often come with the risk of equally high losses, there is an investment option that promises stability and predictability: fixed deposits. Fixed deposits let you invest your funds…
For senior citizens who have spent a lifetime working hard, saving, budgeting, and investing, it’s now time for relaxation. However, relaxing doesn’t mean leaving your hard-earned money untouched or sitting idle. It’s about finding the right balance between earning returns and ensuring the security of your funds. After all, as you approach a peaceful retirement,…
If you are looking to manage your finances with ease, simply open a savings account. You can seamlessly transfer funds, make digital payments, automate transactions, save for various goals, and more. Having a savings account is like having a multi-functional tool in your financial toolkit. But the cherry on top? Besides all these benefits, the…
Fixed Deposits(FDs) are an essential part of a smart savings strategy. They earn interest while keeping your savings secure and protect your hard-earned money from unnecessary withdrawals, market risks, and impulsive spending. Fixed deposits are known for their lower risk, simplicity, and assurance. But common myths relating to this instrument tend to hold some individuals…
A savings account is an essential tool for managing your personal finances in today’s time. The best part? It has become easier to open a savings account instantly. You don’t have to keep going to the bank, stand in long lines, or fill out lots of forms. Today, banks have aligned themselves with the digital…
It’s a digital world today where technology touches almost every part of our lives. People buy things online, chat with friends across oceans, handle office responsibilities and even learn new skills from the screens. You can easily tell that daily routines and habits are influenced by the convenience that technology offers. One task that has…
A savings account is your all-time financial partner, which not only helps you manage your daily finances but also offers the dual benefits of security and growth. When opening a savings account, you will often come across the term Average Monthly Balance (AMB). However, don’t be quick to dismiss it as just a banking term….
Thinking about opening a current account? This decision is something you should never take lightly because this key step shapes your business’s financial journey. How? When you run a business, every transaction counts. You must handle daily expenses and pay workers on time. You also need funds for growth and expansion, investments, tax payments, and…
Obtaining personal loans for salaried employees can be more difficult for employees of unlisted companies compared to those working for listed corporations. The lack of publicly available financial documents and shorter credit histories make this segment seem a higher risk to lenders. However, demand for flexible financing options from this growing professional group has led…
Obtaining a personal loan has taken a considerable shift towards convenience with digital advancements. The advent of instant personal loans online has revolutionised the borrowing experience and has also eliminated the need for physical visits to the bank. In this age of rapid digitisation, all you need is a mobile device and an internet connection…
As you begin your most awaited travels this season, it is essential to equip yourself with the right tools to make the voyage smoother and more enjoyable. Among various essentials to carry, a credit card is an invaluable tool tailored to benefit the globetrotter in you. From backing you up financially for trip expenses to…
What is a credit card for you? Is it your go-to option for all payments, online and offline? A way to earn exciting rewards and travel benefits? The epitome of financial flexibility? For some individuals, a credit card plays an essential role in managing their day-to-day expenses, while for some, it is of great help…
The Indian credit card industry is undergoing a transformative journey, driven by technological advancements and evolving consumer preferences. With the latest technology & innovation driving this industry, let’s explore the latest trends in the credit card landscape. This blog will also shed light on IndusInd Bank’s credit cards and their pioneering technological features that set…
In the ever-growing landscape of credit cards, the IndusInd Bank Platinum RuPay Credit Card stands out as a true game-changer. It is among the handful of credit cards in the market that allows you to pay via UPI with a credit card. It also offers many benefits that cater to the diverse needs of cardholders….
Embarking on the journey to understand credit utilisation opens doors to a world where managing your finances wisely becomes a powerful tool for shaping a robust credit score. In this blog, we’ll unravel the meaning behind an ideal credit utilization ratio, offering you insights into how this metric can significantly influence your creditworthiness. Read this…
As your financial journey progresses, so does your needs and aspirations. Upgrading your credit card is a natural step towards unlocking enhanced benefits and privileges. In this blog, we’ll explore the criteria to become eligible for a credit card upgrade, shedding light on how you can improve your chances of getting the best credit card…
Are you an avid traveller seeking a credit card that not only facilitates seamless transactions abroad but also offers a plethora of benefits for the discerning explorer? Look no further than the IndusInd Avios Visa Infinite Credit Card. In this comprehensive guide, we’ll delve into the benefits and advantages that make this credit card an…
In a world where time is of the essence, the prospect of getting a personal loan approved instantly is a game-changer. Whether you’re facing a financial emergency or seizing a timely opportunity, the speed of approval can make all the difference. To help you master the art of securing instant personal loan approval, we’ve compiled…
In the dynamic landscape of personal finance, short-term personal loans emerge as versatile financial tools, offering a host of benefits for individuals facing immediate financial needs. Whether it’s covering unexpected expenses, managing cash flow gaps, or seizing a timely opportunity, short-term personal loans provide a swift and strategic solution. Let’s explore the subtle heroics of…
In the complex world of personal loans, one crucial aspect that borrowers often grapple with is the choice between fixed and floating interest rates. These two options significantly influence the cost of borrowing and the overall dynamics of loan repayment. As you embark on your personal loan journey, it’s essential to understand the distinctions between…