Monthly Archives: September 2023
In today’s ever-changing financial landscape, striking the right balance between earning assured returns and maintaining easy access to funds can be a challenging task. However, with the advent of innovative banking solutions, it’s now possible to have the best of both worlds. In this blog, we’ll explore a smart strategy for earning high returns while…
Using a savings account is a hassle-free experience but you must maintain a minimum average balance. A zero-balance savings account allows you to use your funds without worrying about minimum balance requirements. IndusInd Bank presents Indus Delite, a zero-balance savings account with no minimum balance requirement and marked by competitive interest rates, cashback and deals,…
Budgeting is like the compass that guides you through the financial journey of life. It empowers you to take control of your money, save for your goals, and ensure a secure financial future. At the heart of effective budgeting is the practice of tracking your everyday expenses. In this blog, we’ll explore why tracking your…
In today’s financial landscape, the adage “saving money is important” remains true, but it’s equally vital to recognize that merely stashing your funds away may not yield optimal results. Investing your money wisely can significantly boost your financial prospects. Two key instruments for achieving this are the Savings Account and the Fixed Deposit (FD). Benefits…
From minimal documentation and competitive interest rates to an array of digital banking services, IndusInd Bank savings accounts offer several benefits to build an emergency fund for a rainy day. Life often surprises us with unexpected challenges when we least expect them. Whether there are unexpected medical expenses or a sudden job loss, having an…
Fixed Deposits (FDs) are popular with individuals seeking a secure and steady way to grow their savings. To fix fixed deposit interest rates, banks consider a multitude of factors – repo rate, liquidity needs, maturity, and investment tenure. IndusInd Bank’s commitment to providing competitive FD interest rates, along with flexible investment choices, gives customers the…
In today’s fast-paced digital world, credit cards have evolved into powerful financial tools packed with innovative features. Among the leading pioneers in the financial industry, IndusInd Bank stands out with the Nexxt Credit Card— India’s first interactive credit card that redefines the conventional banking experience through interactive features that put you in control like never…
From streaming services that deliver entertainment at our fingertips to food delivery apps that satisfy our cravings with a tap on the screen, convenience is the driving force behind many of our choices. In the realm of finance, one innovation that epitomizes this convenience is contactless payments, and IndusInd Bank Credit Cards are at the…
Credit cards have become an integral part of our financial lives, offering not just convenience but also rewards for every swipe. If you own an IndusInd Bank Credit Card, you’re already familiar with the exciting world of reward points. These points can add tremendous value to your spending, but do you know how to redeem…
With unique features, exclusive benefits, and a world of privileges, credit cards cater to the discerning few who seek more from their financial tools. They offer us convenience, security, and a host of privileges that make our lives easier. One credit card that stands out in this competitive landscape is the IndusInd Bank Legend Credit…
Debt consolidation means merging several debts into one manageable loan. IndusInd Personal Loans are an excellent choice for debt consolidation because they offer competitive interest rates, flexible repayment terms, and quick approval. In today’s fast-paced world, it is not uncommon for people to juggle multiple debts. Whether it is credit card debt, a student loan,…
A loan against property (LAP) is a versatile financing solution that can be used to fund both business and personal expenses. Borrowers must pledge either a residential or commercial property as collateral to get a loan against property. Certain tax benefits on loans against property can also be enjoyed by eligible borrowers. Under Section 24(B)…
From hassle-free online booking and document submission to instant approvals, the adoption of digital technology has transformed the online FD opening process and made financial planning convenient for customers. Opening a fixed deposit FD account at a bank was once considered tedious and time-consuming. It involved multiple visits to the bank, a tonne of paperwork,…
As you step into the world of adulthood and financial independence, one of the most vital steps you can take is opening a savings account. Whether you’ve just landed your first job or started a business venture, the importance of a savings account cannot be overstated. In this blog, we’ll explore why it’s crucial to…
Financial empowerment is a crucial aspect of modern life, and it’s especially important for women to take charge of their financial well-being. In this blog, we’ll explore how a savings account can be a powerful tool for financial upliftment and specifically discuss the Indus DIVA Savings Account, designed to cater to the financial needs of…
Saving money is a crucial financial habit that lays the foundation for a secure and prosperous future. Whether you’re planning for emergencies, long-term goals, or simply want to have peace of mind, saving money is the key. In this blog, we will explore the importance of saving money, discuss tips for effective savings, and delve…
The IndusInd Bank Tiger Credit Card is a unique co-branded credit card designed to meet your lifestyle needs. The credit card is packed with a bundle of attractive lifestyle benefits and privileges, including a meticulously crafted unique ‘Magnificent Rewards Program’ that allows you to earn up to 6x accelerated rewards on spends. You also enjoy…
From selecting a personalised account number and providing your details to completing your KYC and depositing the initial amount, you can open a hassle-free savings account with IndusInd Bank in four simple steps. Saving money is crucial for your financial stability and a secure future. Setting aside a percentage of your income ensures a safety…
The process of applying for a personal loan has become easier and seamless with the entire process going digital. Nonetheless, lenders closely scrutinise factors like your credit score and payment history before approving your application. This is crucial as a lot of personal loan applications get rejected due to various reasons. This blog will take…
The terms and conditions associated with a personal loan can impact your financial health for years. Luckily, many lenders are open to negotiations, allowing you to customise your loan agreement to suit your needs. Let us understand the process of negotiating personal loan terms and conditions. This will help you secure the most favourable terms…