Monthly Archives: July 2022
Debit cards are a great way of spending your money on purchases without the hassle of paying in cash and without taking on a debt as in the case of credit cards. Debit cards allow you to make transactions at online and offline stores and withdraw cash at ATMs. These cards are linked to your…
Fixed deposits are some of the most preferred investment choice of India investors given the assured and stable returns that they provide. But have you ever wondered how the interest on your fixed deposit is calculated? If you have, you have come to right place. Let’s decipher how to calculate interest on your fixed deposits….
Ever since she was promoted, Shazia nurtured the dream of renovating her childhood home. Though eligible to apply for a personal loan online at IndusInd Bank, she was concerned about the interest rate. She decided to share her concerns with an executive instead of asking around and getting misled. After a lengthy discussion, she learned…
Savings accounts are a must-have for any earning individual. They let you earn a modest interest rate on the amount kept in them and at the same time, they let you make transactions and withdrawals from the account as you please. Contrast this with fixed deposits, where the amount invested is locked-in for a certain…
Debit cards are great. They make our lives so much easier because once you have a debit card; you can make most of you transactions, whether at a brick and mortar store or an ecommerce website, electronically. It eliminates the need to carry big bundles of cash everywhere that you go. In addition, the debit…
A neurologist with over 20 years of experience, Dr. Indu Bhardwaj had only recently quit her position as the head of the neurology department at a leading Mumbai hospital to set up her clinic in Chembur, Mumbai. Additionally, she was now going to be working as Visiting Consultant-Neurologist at two different hospitals in Bengaluru and…
Today, most credit cards provide you the option of availing a quick loan against your credit limit. These are great for emergency situations where you need a quick inflow of cash. Whether it is a medical emergency or a small education loan, you can rely on a credit card loan to get the funds that…
When single mother Chitra Singh was told by the doctor that her 16-year-old daughter Natasha would need an appendectomy – removal of the appendix – the first thing she did was panic. She was also worried about the medical expenses since Natasha obviously didn’t have health insurance and Chitra’s health insurance plan did not include…
Did you recently received a raise? Congratulations! However, are you baffled by the fact that you are saving even less than before? It indicates that your savings plan has some loopholes. Needless to say, you need to address this issue as soon as possible. The fact is, people usually do not increase their savings percentage…
When it comes to saving money, there are many options to choose from. You can put your money in a savings account or invest in stocks or mutual funds. But what if you’re not sure which option is the best for you? In this blog post, we’ll compare short-term fixed deposits and long-term fixed deposits…
Today credit card is no longer a luxury item. Considering their wide utility, credit cards have become a lifestyle accessory that not only opens up access to instant credit for all the small and big ticket purchases, but also helps one build a solid credit history over time. The best part? You can easily get…
Sonal Chugh, a single mother of two, needed urgent funds to sponsor her son’s education. However, amidst the celebrations, she was tensed about getting a personal loan and managing the EMIs. Being an existing IndusInd Bank customer, Sonal got in touch with one of the executives, who informed her about the online application process and…
Mrs. Kumar is an avid shopper. She uses her credit card to make transactions regularly on ecommerce websites and also has her credit card information saved on most of her favorite ecommerce stores. This enables her to pay for her purchases conveniently and securely. However, in the wake of an increasing number of financial frauds,…
Credit cards are no more a luxury item. The numerous advantages and the financial cushion that it provides in case of an emergency are some of the reasons why credit cards have become a necessity. However, we believe a credit card can be much more than that. This is what inspired us to reimagine what…