Yearly Archives: 2017
The term paradigm shift is an interesting one. If you considered a dictionary meaning then it will reveal a paradigm shift as a shift in direction of any business or strategy of a nation from the past for the betterment of future, or something along those lines. If we keep the year 2000 as a…
Football is not new to us. It probably courses through the veins of a majority of the Eastern, North Eastern and Southern belts of our country. Also, having been an essential part of India’s sporting culture for about 100 years, the popularity of the beautiful game has proliferated into the 21st century through a vicarious…
Thanks to technology and globalisation, travelling to distant lands for work as well as leisure is fairly easy in today’s times. With about 65 million passport holders in the country, India is pretty active on the international travel scene. According to a survey, an average of INR 2,55,100 was spent during travels by Indians in…
There is a prominent narrative that we hear when we mention sport and India and it is that we as a country seem to lack a “sporting culture”. While we are all aware of the country’s rich cultural heritage, diversity and unique traditions, what is arcane to the masses is that sport has also been…
Credit Cards offer a host of unique features that help us fulfil our daily requirements. Is it any wonder that they have become immensely popular with us? This increased usage though has resulted in an increase in credit card frauds as well. Therefore, knowing how to prevent such frauds is crucial. We’ve drummed up a…
Whether it’s buying something as small as a smartphone or as big a commitment as a house, we always search for various credit options, such as Credit Card EMIs, Housing Loans, Personal Loans, and so on, to ease the pressure on our current financial position. While that is an intelligent decision, maintaining a good credit…
Retirement is a reality that one needs to be very serious about, whether you are enjoying in your 20s or living in your 60s. When it comes to the subject of retirement, the right plan of action, a lot of commitment, and up to date information can take you a long way. Following are 5…
Shopping for life insurance is usually an overwhelming experience for many. With a multitude of policies available in the market, picking a policy best suited to you can be tough. However, once you have learned the basics, picking the right insurance policy becomes considerably less complicated. Here are a few essential tips on buying life…
When you have children, planning for their future is paramount. This future includes their education, healthcare, general savings, and marriage even. This is where buying a life insurance for your children can be beneficial. A life insurance policy for kids can build cash value over the years, thus proving to be practical and useful in…
Life can be quite uncertain and highly unpredictable, with no answer as to when an unfortunate accident might strike. In the unlikely situation of anything happening to us, our priority is always to ensure that our loved ones are taken care of in our absence. Which is where opting for a life insurance becomes necessary…
Personal loans are the fastest and the most convenient form of credit today. Fast approval coupled with speedy disbursal and no collateral make it the credit instrument of choice during emergencies. People also have been using these loans for home renovation, financing weddings, education and sometimes even vacations. However, before taking a personal loan, there…
A personal loan is usually an easy answer to your immediate financial needs. It is easily approved and banks generally have a hassle-free process for personal loan application. Having said that, you should be cautious while applying for a personal loan because a single mistake can lead financial troubles and also degrade your credit rating….
Life is uncertain and you rarely know when you might need some extra money to help cover your expenses. That is where a personal loan comes into the picture. Taking a personal loan during such times can help you tide over financially. However, there are a few things to consider before you opt for that…
At IndusInd Bank, we believe that no dream is too extravagant. With minimal documentation, smooth processing and speedy approvals, we have made personal loan procurements seamless and easy. So, whether it’s a house that you have been intending to buy or your children’s impending education or wedding that you have been planning for, IndusInd Bank…
One can’t predict when a sudden need for funds might arise. It is, therefore, advisable to keep your credit record spotless. A bad credit/CIBIL score, arising from late payment or non-payment of credit card bills, can severely hamper your attempt to procure a personal loan. However, having a good CIBIL score will considerably improve your…
Taking a personal loan comes with the obligation of repaying the amount in fixed monthly instalments over a decided period of time. If you fail to repay on time, however, you are liable to pay penalties for late payment, which nullifies the benefits of availing a personal loan in the first place. In addition to…
Very few people think about saving for retirement in their 20s. This can be due to pre-existing student loans which they have to pay off, or they are simply not earning enough. However, by your 30s, saving should not be an afterthought, but a priority. Aside from life insurance, you need a little more security…
Your twenties are a tumultuous time. You are out of college, you probably have your first job, and you are finally coming to terms with the fact that you need to manage your money. While you are going to be tempted to spend excessively, it is going to cost you in the long run. Saving…
If you think that applying for a credit card is a complicated and time-consuming affair, we are here to prove you wrong. With IndusInd Bank, you can now apply for and receive the credit card of your choice from the comfort of your home, or even on the go. What’s more, IndusInd Bank’s hassle-free online application…