Festive season is around the corner and so are big offers and discounts. This is a great time to tick off items from your long pending bucket list. But heavy shopping during the festive season can leave us in heavy credit card debt. What few of us are unaware of is that we can opt…


Fixed deposit is a savings tool favored by both new and seasoned investors. Opening a fixed deposit is considered as the first step into the world of investment. This financial instrument is issued by financial institutes, banks, and NBFCs for a fixed tenure at a fixed interest rate. This interest rate for fixed deposits is…


A loan is an easy way to meet your urgent requirements. Personal loan is widely popular among borrowers as it is an unsecured loan. This means that no specific reason is required to apply for it and the borrowers need not show any collateral to apply for a personal loan. You may apply one for…


We all work hard to earn money. Therefore, investing this hard-earned money in the right way is very important to secure the future of our family. We are always on a lookout for investment options that give us higher returns while posing minimum risk. This article will help you understand in depth two financial tools…


It is always advisable to take some risks with your investments to maximize returns and help your money grow at a quick rate. However, these investments must be balanced with sound, risk-free schemes which will give you security and financial stability in the future. Such schemes are those that will help you set aside part…


Fixed deposit (FD) is the most common financial instrument known to and used by every investor. FDs are popular due to two main reasons: (1) safety of capital and (2) surety of returns. Moreover, fixed deposits or term deposits have more liquidity as compared to other investments. In case of urgent requirement of funds, you…


In a world of instant gratification, with an increasing trend towards credit purchases, the importance of saving money must not be lost. In a scenario where our monthly salaries are spent in repaying credit card bills and EMIs, savings tend to take the back seat, which is harmful to the prospect of financial security in…