What is RuPay Debit Card?

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Indigenously developed and launched in India, the RuPay debit card offers a number of unique advantages as compared to other debit cards. RuPay was launched in 2012 by the National Payments Corporation of India (NPCI) as part of the Reserve Bank of India’s mission to have an open, indigenous, and multilateral system of payments. Aimed…

How FD Can Help Senior Citizens in Their Financial Well-Being

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Earning money for a comfortable and easy life is just one part of the story. The second part of the story begins when you start investing that money for a secure future, especially for your life post-retirement. As a senior citizen, you need to plan your finances in a way that gets you good returns…

What is Current Account — Meaning, Types, Features, Eligibility, and more

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If you own a business, you would be well-aware of the need for smooth financial management and uninterrupted cash flow, for which a current account is essential. So, what is a current account? While a savings account is suitable for individuals and their daily transactions, which are usually of a lower volume, a current account…

The Pros and Cons of Having Multiple Savings Accounts

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The battle between one or multiple savings accounts isn’t new. While some experts recommend having basic savings account for hassle-free management of your finances, others strongly advocate having multiple accounts to manage different financial goals effectively. But do you need to have multiple savings accounts? If you believe multiple accounts are for people with a…

How to Activate a Debit Card in a Few Simple Steps

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There are three ways to activate a debit card: via an ATM machine, via netbanking, and via phone banking. Each method includes a set of simple, hassle-free steps. Today, anyone who opens a savings or current account at a bank is provided a debit card that is given as part of the welcome kit. A…