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Press ReleaseMonthly Archives: June 2024
When you sign up for a credit card, you agree to pay back the money you owe. The card-issuing bank funds your credit card spending. Hence, you are responsible for paying them back what you owe on time. If you fail to pay the minimum amount due on your credit card by the due date,…
A chargeback is a consumer protection mechanism that allows credit cardholders to dispute unauthorized or erroneous transactions. When a chargeback is initiated, the bank temporarily reverses the transaction amount to the credit card account while investigating the dispute. If the claim is found valid, the reversal becomes permanent, and the merchant loses the funds. Understanding…
Receiving an incorrect credit card bill can be stressful. You may notice a transaction you had not carried out or a charge you did not make. It impacts the amount you owe to the bank. Hence, it is crucial to correct the mistake by flagging any incorrect credit card transaction shown in the bill immediately….
A credit card offers benefits such as instant access to credit, rewards and offers, privileges, and much more. But did you know that credit cards also offer insurance coverage? It is possible to avail financial protection against theft and loss of credit card. Coverage is also available for unfortunate events during travels. IndusInd Bank Credit Card…
If you have gone through a credit card statement, you may have come across the term ‘unbilled amount’. After you complete a transaction on the credit card, its history can be seen under the ‘unbilled amount’ category. So, what is the unbilled amount on a credit card? It refers to the transactions from the credit card…
