Daily Archives: July 26, 2024
Your PAN card is more than an identification document. It is also a gateway to understanding your credit health. With your PAN card, you can get valuable insights into your credit history, including details about your active loans. This can help you stay informed about your outstanding debts, repayment schedules, and other aspects of your…
Financial stability starts with understanding where your money goes. This is where monthly budget planning comes in. A well-structured budget helps you to track income, allocate funds for expenses, and work towards your financial goals. Whether you are saving for a particular goal or simply aiming for peace of mind, planning a monthly budget is…
When you’re planning to apply for a personal loan, your income plays a key role in determining whether you’ll get approved, how much you can borrow, and at what interest rate. One term that often pops up during this process is CTC, or Cost to Company. But what exactly does it mean, and why do…
Applying for a personal loan is more than just filling out a form and waiting for money to hit your account. Before the funds are disbursed, lenders issue a document called a personal loan sanction letter. While many borrowers overlook this step in the loan process, understanding what a sanction letter is—and why it matters—can…
Securing a personal loan can help you in various ways. However, the amount you can borrow depends on your monthly income to a large extent. If you earn a salary of ₹25,000, you might wonder how much personal loan you can get. Understanding your loan eligibility based on your salary is crucial to plan your…