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Press ReleaseDaily Archives: September 9, 2024
A bearer cheque is a financial instrument payable to anyone who presents it at the bank. Unlike other types of cheques, a bearer cheque does not need the endorsement of the person to whom it is issued. This makes it easy to transfer. Let’s learn more about the meaning of a bearer cheque and its…
When you join a new employer’s payroll or apply for a loan, you must promptly provide your bank details. A cancelled cheque can simplify this process. It is a common financial document used for verification with no validity for transactions. Let’s explore what a cancelled cheque is, how to write one, and where it is…
When you write a cheque, you expect it to reach the right hands. However, imagine you lose the cheque or that it falls into the wrong hands. The thought of someone else potentially being able to cash can be stressful. This is where a crossed cheque comes into play. A crossed cheque can be identified…
DICGC stands for Deposit Insurance and Credit Guarantee Corporation. The DICGC was established in 1978 as a wholly owned subsidiary of the Reserve Bank of India (RBI). Its main aim is to provide insurance coverage to depositors. It ensures that their deposits are protected in the event of a bank’s failure. SO, let’s learn more…
There are many reasons one may change their name. It may be due to marriage, divorce, or personal reasons. Whether you have changed your name legally or need to correct a spelling mistake, it is important to ensure your bank records reflect your current name. It is essential to change the name in your bank…
If you have moved recently, chances are you may be busy adjusting to your new address. However, in the midst of these adjustments, one must remember to update the address in their bank account. Updating the address in your bank account ensures you receive all vital communications without delays. In this article, we will discuss…
Keeping your bank account details up to date is essential for ensuring seamless banking transactions. If you have changed your mobile number, it is important to update it with your bank. This allows you to continue receiving transaction alerts and other critical information. This article will guide you on how to change the mobile number…
The 50/30/20 rule is a popular method for budgeting and saving. It simplifies the budgeting process by allocating your income into three distinct categories. This rule provides a clear framework for how to save money. It also ensures that your essential needs are met and that you still enjoy some careful spending. In this article,…
PPF, or Public Provident Fund, is a popular savings scheme backed by the government of India. Many people prefer it for its guaranteed returns and tax benefits. PPF has a maturity period of 15 years. Once your PPF account matures, you can withdraw the entire amount. However, partial withdrawals are allowed once it completes 6…
