Dynamic Currency Conversion (DCC): Understanding It and Markup Fees

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During international travels, one of the things you must be careful about is the currency you are paying in for your expenses. At most Point-of-Sale (POS) terminals and ATMs in foreign countries, you will often come across an option to pay in your home currency instead of the local currency while using your credit card….

Best Credit Cards for International Travel

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Travelling internationally is an exciting adventure, but it can come with its set of complexities, especially financial ones. Paying in and dealing with foreign currencies can be challenging for many. This is where an international travel credit card can be of great help.  These cards not only make your overseas payments easier, they also offer…

Important Tips for Using Credit Cards for Medical Expenses

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Medical emergencies can arise without warning, often accompanied by substantial financial burdens. For many individuals, using a credit card for medical expenses is a practical solution to manage these unforeseen costs. However, to make informed decisions, it is crucial to utilise this financial tool effectively. This article offers essential tips for using credit cards for…

Understanding Credit Card Interest Rates Online & How it Works

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If you are looking for a mode of payment that is convenient as well as rewarding, then a credit card (CC) is the right option. A credit card allows you to enjoy rewards on expenses and provides flexibility in spending. However, while credit cards are beneficial in many ways, you must apply for one only…

What Are the Common UPI Frauds You Should Be Aware Of?

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To say that Unified Payments Interface (UPI) has become an integral part of our lives won’t be an understatement. Thanks to UPI, one can conduct transactions, large and small, within a few seconds and without cash.   However, with UPI’s increasing popularity, UPI frauds are also on the rise. If one is not careful of these…