Monthly Archives: January 2025
Fixed deposits (FDs) have always stood out as a reliable and secure investment option. They provide guaranteed returns, which makes them an attractive choice for individuals looking to grow their savings over time. But, what happens when two or more people wish to invest jointly? Enter the concept of fixed deposits for joint account holders….
If you are planning to open a fixed deposit (FD), you might be wondering what documents you will be requiring. Thanks to digital banking and Know Your Customer (KYC) guidelines, it has become easier than ever to access banking services. So, for a fixed deposit, you will need a few documents only which you can…
If you are looking for conservative investment options, two options you may want to consider are fixed deposits (FDs) and debt funds. While the former is safe from market fluctuations, the latter is market-linked. However, both are considered low-risk products, which makes them solid contenders for a conservative investment portfolio. If you are wondering where…
Retirement planning is one of the most crucial decisions in life. After years of working hard, you deserve a comfortable and financially secure retirement. Without a well-thought-out plan, managing expenses and maintaining your lifestyle post-retirement can become challenging. However, a smart retirement strategy helps you prepare for future unpredictability, medical costs, and day-to-day living without…
When it comes to choosing where to park your money, the Indian financial market offers countless options. While riskier investments can offer higher returns, many investors prefer the guaranteed safety that Fixed Deposits (FDs) provide. FDs have long been favoured by investors who prefer low-risk options and predictable earnings on their savings. However, with so…