Difference Between an Overdraft and a Personal Loan

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There are various moments in life when additional financial support becomes necessary. It could be for medical emergencies, house renovations, educational fees, wedding expenses, a spontaneous holiday, or consolidating multiple loans. Among the various credit options available, personal loans and overdrafts are the two most chosen ones. While both offer quick access to the funds…

All You Need to Know About the NOC Letter

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A personal loan life cycle can be divided into two major parts, i.e., applying online and, once approved, making timely repayments. Many borrowers believe that their loan journey ends once they make the final payment. However, after repaying your personal loan, there is a crucial document you must secure – the NOC.  The NOC’s full…

5 Best UNESCO World Heritage Sites in India

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As of 2024, India is home to 43 UNESCO World Heritage sites. Each site depicts centuries of craftsmanship, architectural brilliance, spiritual depth, social influence, and historical significance. These breathtaking landmarks offer travellers an incredible opportunity to explore the heart and soul of India. But with so many remarkable places, you might wonder which are the…

Pros and Cons of Personal Loan Prepayment

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Personal loans are a popular financial tool for many individuals to meet various financial needs, from consolidating debt to financing a wedding or medical emergency. IndusInd Bank, a leading player in the Indian banking sector, offers attractive personal loan options with flexible terms. One topic that often comes up when discussing personal loans is the…

How to Change Your UPI Pin?

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Unified Payments Interface (UPI) offers a seamless and secure way to make payments. One aspect that makes UPI transactions safe is the UPI PIN. One needs to enter the PIN to authorise any UPI transaction and finalise the payment. If you have a UPI account, you will already know how to set the UPI PIN. …