How to Unlink Your Bank Account from UPI App?

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Unified Payments Interface (UPI) has made banking and money transfers incredibly easy. The ease of UPI ensures that you can carry out a financial transaction anytime, anywhere. However, there may come a time when you need to unlink your bank account from a UPI app, whether due to security concerns or a switch to a…

What is the UPI Reference Number?

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Unified Payments Interface (UPI) has transformed the way people make transactions in India, making them quick, seamless, and secure.  One key aspect of these transactions is theUPI reference number. This number is a unique identifier that helps track and confirm the status of transactions.  Understanding what a UPI reference number is and how it works…

Is Debit Card Compulsory for UPI?

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Unified Payments Interface (UPI) has transformed the way India manages digital payments. It allows easy, fast, and secure transactions using a mobile app. All you need is a bank account to link with the UPI ID and you are good to go. However, some might be wondering, ‘Is a debit card necessary for UPI?’This question…

What Is a QR Code? All You Need to Know About QR Codes

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Have you ever noticed those small, square patterns made up of black and white blocks on menus, product packaging, or payment counters? These little squares are QR codes, and they have revolutionized the way people access information and make transactions. With the rapid rise in smartphone usage and the Indian government’s strong push for digital…

What Is Bharat QR and How to Use It?

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Digital financial transactions in India are expected to grow from 159 billion in 2023-24 to 481 billion by 2028-29. This predicted threefold growth highlights the country’s shift towards cashless payments. Bharat QR plays a crucial role in this transformation by offering a quick, secure, and accessible way to make digital payments. Launched in September 2016…