June 12, 2025 -

Planning to invest in mutual funds but stuck at the first step? It’s called e-KYC? Don’t worry, you’re not alone. Whether you’re new to investing or simply updating your records, completing your e-KYC is essential before you can start your mutual fund journey in India. The good news? It’s much easier than you think.Let’s break it down step by step: what e-KYC is, which documents you need, how to do it, and how to check where you stand.What is e-KYC in Mutual Funds?e-KYC stands for electronic Know Your Customer. It’s a paperless, digital process that verifies your identity and address using online channels. It’s regulated by SEBI (Securities and Exchange Board of India) and is mandatory for investing in mutual funds.The purpose? To prevent fraud, ensure transparency, and keep your investment profile up to date.How to Complete Your Mutual Fund e-KYC Online?Want to get started with mutual fund investing without any paperwork? You can do that with an Aadhaar-based OTP e-KYC—it’s simple, fast, and 100% online. Here’s how:Step #1. Head to the right platformStart by visiting the website of the mutual fund house you’re investing in, or go to a KYC Registration Agency (KRA) portal like CAMS, Karvy, NSDL, or CDSL.Step #2. Enter Your DetailsYou’ll be asked to fill in some basic information—your PAN, Aadhaar number, full name, date of birth, and residential address.Step #3. Verify with OTPOnce you submit your details, you’ll receive a one-time password (OTP) on your Aadhaar-linked mobile number. Enter it to complete the identity verification process.That’s it! Your e-KYC is now complete, and you’re all set to start investing.Quick tip: You’ll need your PAN and Aadhaar handy, along with a passport-size photo and address proof in case your platform requests uploads during the process.The best part of using a KRA-backed platform is that your details will be securely verified and shared across fund houses—so you won’t have to repeat the process.Documents Required for Mutual Fund e-KYCHere’s what you’ll typically need:PAN Card (Mandatory): To track your financial transactions.Aadhaar Card: For Aadhaar-based OTP or video authentication.Address Proof (if different from Aadhaar): Passport, Voter ID, Driving Licence, Utility Bill (not older than 3 months), etc.Passport-size Photograph (digital version).Signature (scanned or captured during video KYC).Note: Ensure that the scanned copies are clear and legible. Blurry documents are a common reason for e-KYC rejections.How to Check Your e-KYC Status?Not sure if your e-KYC is complete or pending? Here’s how you can check:Visit any official KYC Registration Agency (KRA) website like CVL-KRA, CAMS KRA, or NDML.Enter your PAN number.The status will display as “KYC Registered,” “On Hold,” “Rejected,” or “Under Process.”If your KYC is on hold or rejected, you’ll usually see the reason—like missing documents or mismatched details.Alternatively, mutual fund platforms (like your bank’s investment portal) often show your KYC status in your profile.Also Read: Different Types of Mutual FundsHow to Update or Modify Your e-KYC?Moved to a new city? Changed your mobile number? No worries! You can update your e-KYC.Here’s what to do:Step 1: Visit the same KRA website where your KYC was registered.Step 2: Download the KYC Modification Form or use their online update facility.Step 3: Upload the new documents (like updated address proof or mobile number).Step 4: Submit your request. Some platforms may ask for re-verification via OTP or video call.Remember: Keeping your KYC updated helps avoid transaction delays and ensures smooth investment processing.Common e-KYC Issues and FixesPAN not linked to Aadhaar: Link it first on the Income Tax website before trying e-KYC.Mismatch in name or DOB: Make sure the details match across all documents.Invalid documents: Ensure your address proof is recent, and your photo/signature is clear.If all else fails, reach out to your mutual fund house’s support team. They’re usually quick to help.Wrapping Up!e-KYC might sound technical, but it’s really just a quick digital ID check to get you investment-ready. Whether you’re starting out with SIPs or planning a lump sum investment, getting your mutual fund e-KYC done is step one—and now, you know exactly how to go about it. Take 10 minutes today, complete your e-KYC, and open the door to smarter money choices.Share This:

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Daily Archives: June 12, 2025

Mutual Fund e-KYC: Documents Required, Process, and Status Check

First Advance Tax Payment Due on 15th June: What You Need to Know