Daily Archives: July 3, 2025
Ever received a credit card offer that says you’re pre-qualified or pre-approved? At first glance, they might seem like the same thing—but there’s a subtle difference that could influence your next financial move. Knowing how pre-qualified vs pre-approved credit cards differ can help you understand your chances of approval, avoid unnecessary credit checks, and boost…
Owning a credit card isn’t just a convenience, it’s a necessity. But what happens when you don’t have formal income documents like salary slips or ITRs? Don’t worry, you’re not alone. A growing number of people—freelancers, students, homemakers, and gig workers—face this exact challenge. The good news? Getting a credit card without income proof is…