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Recent Changes in Tax Rules Affecting Fixed Deposits
Posted on Friday, April 12th, 2024 |
Fixed deposits are popular for stable returns and their tax-saving benefits. As per the interim budget 2024, there has been no change in the tax deduction limit under sec. 80C of the ITA, and investors can continue to enjoy tax benefits of up to INR 1.5 lakhs on their tax saver FDs. Moreover, the recent…
Read moreHow Interest Rates for Senior Citizen Fixed Deposits Compare to Regular Fixed Deposits
Posted on Wednesday, April 10th, 2024 |
Senior citizen fixed deposits interest rates are usually higher than regular fixed deposits to enable elderly investors to meet their unique financial needs and maintain their standard of living post retirement. When managing your finances, fixed deposits emerge as a reliable investment option that offers stability and assured returns. Two main fixed deposit categories cater…
Read more5 Benefits of Loan Against Fixed Deposit that You Should Know
Posted on Monday, April 8th, 2024 |
A loan against a fixed deposit allows borrowers to leverage the value of their FD and secure a loan against it without liquidating it prematurely. It offers an assortment of benefits like lower interest rates, higher loan amount, zero processing charges, flexible repayment terms, and continued interest-earning on the FD. Fixed deposits are a popular…
Read moreFD Investment: A Safe Investment Plan with High Returns
Posted on Friday, March 15th, 2024 |
Fixed deposits (FDs) have maintained their credibility as a secure financial instrument, standing resilient against the evolving landscape of investment opportunities. Balancing safety with attractive returns, FDs continue to be a preferred choice for investors seeking stability in their portfolios. In this blog, we will explore the various facets that make FD investments a rewarding…
Read moreFixed Deposit: Know Why an FD Is a Relevant Option for Your Portfolio
Posted on Friday, February 9th, 2024 |
Fixed deposits are a safe and secure investment option for investors across risk profiles. Safe from market fluctuations, FDs offer flexibility, diversification, and tax savings. Build a robust portfolio with IndusInd Bank’s flexible and secure fixed deposits. Building a robust investment portfolio is a matter of balancing gains with stability. Market-linked instruments such as stocks…
Read more6 Features That Make IndusInd Bank FDs An Ideal Investment Choice
Posted on Tuesday, February 6th, 2024 |
IndusInd Bank fixed deposit offers outstanding benefits that make it stand out as an ideal investment choice. Advantages of IndusInd Bank’s fixed deposits range from hassle-free instant online booking and competitive interest rates, to flexible tenures, and flexible options for interest payments. Prudent investment decisions are essential in attaining financial stability, and fixed deposits are…
Read more6 factors you should consider while choosing a fixed deposit
Posted on Wednesday, January 17th, 2024 |
Navigating the complex landscape of investment options can be a daunting task, with a multitude of choices vying for attention. Among these, fixed deposits FDs emerge as a stalwart option, offering both reliability and predictable returns. The appeal of fixed deposits lies in their simplicity and time-tested nature, making them an attractive avenue for those…
Read moreWhat are the 4 Main Categories of Alternative Investments?
Posted on Tuesday, January 9th, 2024 |
The Alternative Investment Fund (AIF) industry has grown a massive seven times in the last five years. And they are becoming a preferred mode of investment for High Net Worth Individuals (HNI) (like you) who want risk-adjusted returns. The reason is simple. Unlike stocks and bonds, these investments have a low correlation with public markets….
Read moreDistinguishing Between Fixed Deposits and Recurring Deposits in Financial Planning
Posted on Friday, December 29th, 2023 |
In the field of financial planning, fixed deposits (FDs) and recurring deposits (RDs) emerge as popular instruments, providing secure avenues for savings growth. This article explores the distinctions between fixed deposits and recurring deposits, highlighting their respective benefits. Additionally, insights into IndusInd Bank’s offerings in this realm are provided. Fixed Deposits Known for delivering steady…
Read moreBenefits of Tax Saving FDs Under Section 80C of the Income Tax Act
Posted on Tuesday, December 26th, 2023 |
Tax-saving fixed deposits are an excellent investment instrument, combining competitive interest rates with tax benefits under Section 80C of the Income Tax Act. Key benefits include tax exemption on the principal amount up to INR 1.5 lakhs, guaranteed returns, high security, and ease of investing. These FDs are ideal for investors seeking assured returns and…
Read moreSmart Ways to Pick the Right Fixed Deposit
Posted on Thursday, December 21st, 2023 |
When choosing a fixed deposit, look into the bank’s credibility, the fixed deposit interest rate, tenure, ease of application, and interest pay-out options. The IndusInd Bank fixed deposit fulfils every criterion, making it a worthy option for investors. Choosing an investment option is scarcely as simple as it sounds. Your research must be thorough and…
Read more4 Strategies for Maximising FD Returns that Actually Work
Posted on Monday, October 30th, 2023 |
Choosing a cumulative FD plan, laddering your FDs and avoiding premature withdrawals are some of the effective ways to optimise your FD returns and secure your financial future. Fixed Deposits (FDs) have enjoyed enduring popularity due to their dependability and consistency. They provide you with a safe place to park your money and ensure its…
Read moreHow Does the FD Minimum Period Differ Across Various FD Types?
Posted on Saturday, October 28th, 2023 |
The minimum periods and FD interest rates vary based on the specific FD type and terms provided by the bank or financial institution. According to data from the RBI, there are 24.23 million FDs in India, valued at more than INR 103 trillion. This exceeds the total amount of INR 59.7 trillion held in savings…
Read moreWhich Deposit Account Has the Highest Interest Rate?
Posted on Friday, October 27th, 2023 |
In today’s dynamic financial landscape, securing your financial future has become more crucial than ever before. Fixed deposits help you achieve this by offering high interest rates and stable returns. IndusInd Bank’s FD schemes offer best-in-class FD interest rates, tax benefits, and flexible interest payment options. Book an FD online with IndusInd Bank in a…
Read moreWhat Are Fixed Deposit Receipts? What Are Its Major Components?
Posted on Thursday, October 26th, 2023 |
Fixed deposit receipts serve as proof of your investment. They contain crucial information pertinent to your investment and are essential for tax filing purposes or claiming tax benefits. Fixed deposits(FDs) are a top choice for investors worldwide, particularly for those seeking a safe and reliable means to grow their savings. These financial instruments offer a…
Read moreFixed Deposit Calculators: Convenience at Your Fingertips
Posted on Thursday, October 26th, 2023 |
Online fixed deposit calculators are an excellent tool for financial planning. They help you calculate your potential FD returns instantly, offering benefits such as accuracy, efficiency, and improved decision-making. All you need to do is enter the principal amount, interest rate, and desired tenure to determine your fixed deposit returns. Fixed deposits (FDs) have long…
Read moreHow Digital Technology Has Revolutionised the Online FD Opening Process
Posted on Wednesday, September 27th, 2023 |
From hassle-free online booking and document submission to instant approvals, the adoption of digital technology has transformed the online FD opening process and made financial planning convenient for customers. Opening a fixed deposit FD account at a bank was once considered tedious and time-consuming. It involved multiple visits to the bank, a tonne of paperwork,…
Read moreNavigating Senior Citizen Fixed Deposits: A Comprehensive Guide
Posted on Wednesday, September 20th, 2023 |
Summary: From higher interest rates and guaranteed returns to tax advantages, senior citizen fixed deposits provide a range of benefits for a stable financial path after retirement. As people get closer to retirement, the way they manage their finances changes. While the income flow from jobs may decline, focus often shifts to finding ways to…
Read moreWhat Is the Importance Of CBDT?
Posted on Monday, August 21st, 2023 |
The importance of CBDT lies in ensuring effective tax collection and maintaining tax compliance for the country’s economic growth and development. Taxation is an essential aspect of every nation’s economic structure. It is a crucial source for the government to fund public services, infrastructure development, and social welfare programmes. The Central Board of Direct Taxes…
Read moreIs CBDT Tax Direct or Indirect?
Posted on Saturday, August 5th, 2023 |
The Central Board of Direct Taxes (CBDT) is a statutory body under the Department of Revenue in the Ministry of Finance. CBDT oversees the complete administration of direct taxes in India through the Income Tax Department. Pay your direct taxes to CBDT with IndusInd Bank’s smooth payment process. Central and State Governments in India collect…
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