How to Apply for a Secured Credit Card?
Posted on Wednesday, September 4th, 2024 |

Are you looking to establish or improve your credit score? Applying for a credit card can be an effective way to achieve this. However, if you have a low or non-existent credit record, securing a regular credit card can be challenging. Low or no credit scores typically signal higher risk to issuers, who may deny…
Read moreWhat is a Loan on a Credit Card?
Posted on Wednesday, September 4th, 2024 |

Have you ever been curious about what a loan on a credit card is and how it functions? A loan on a credit card is a financial option that allows you to borrow funds against your credit limit. This kind of loan can act as a lifesaver during financial exigencies or for planned expenses, providing…
Read moreUnlock Amazing Savings and Rewards with RuPay Credit Card
Posted on Wednesday, September 4th, 2024 |

Many often find it difficult to manage their savings and maximise rewards with credit cards because of high fees, limited reward options, restrictive spending categories, and inflexible payment terms. The IndusInd Bank Platinum RuPay Credit Card directly addresses these issues and simplifies your financial life significantly. Find out how this exclusive RuPay credit card unlocks…
Read moreHow Does Credit Card Refund Work?
Posted on Wednesday, September 4th, 2024 |

Consider a scenario where you ordered a product, but it arrived defective. You decide to request a refund. To do so, you need to return the defective product and ask for the refund to be processed through the same payment mode you originally used. If you paid with a credit card, you may wonder how…
Read moreUnderstanding POS in Credit Cards: How it Works?
Posted on Tuesday, August 27th, 2024 |

Ever wondered what happens when you swipe your credit card at a store? How does the payment process function, and what role does the Point of Sale (POS) play here? When you swipe a credit card at a store, the POS system reads the card information and sends it to the payment processor for authorisation….
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