
How to Transfer Money Online Using a Debit Card?
Posted on Monday, May 5th, 2025 | By IndusInd Bank
Summary: Customers can easily use their debit cards to transfer money online in simple steps. All they need to do is log in to the bank’s website, navigate to the ‘debit cards’ section, add a beneficiary, and transfer the funds. With IndusInd Bank’s feature-rich debit cards, you can enjoy benefits like convenience, instant transfers, secure transactions, easy accessibility, and seamless tracking.
Online fund transfers have become indispensable to today’s digital banking landscape. Customers no longer need to visit a physical bank branch and fill out extensive forms to transfer money to their family or friends. Instead, they can simply log into a website or mobile app and transfer funds online using a debit card right from the comfort of their homes.
Moreover, new-age banks like IndusInd Bank use advanced encryption technologies to ensure your transactions are processed securely and your personal and financial information is protected from threats. Whether you’re sending funds to your family, paying bills, or making online purchases, a debit card allows for seamless and secure transactions instantly.
In this article, we’ll delve into the step-by-step process of transferring money using an IndusInd Bank ATM card online.
Steps to Transfer Money Online Using an IndusInd Bank Debit Card
Follow these steps to transfer money online using an IndusInd Bank debit card:
Step 1: Log into IndusInd Bank’s mobile app or visit the official website.
Step 2: Navigate to the ‘Debit Card’ section and enter card details like its number, expiry date, and CVV to set up your card for transactions.
Step 3: Click on ‘Money Transfer’ and enter the beneficiary details. Note that it can take the bank up to 24 hours to activate the beneficiary account for transfers.
Step 4: Enter the amount you want to transfer and carefully verify all details before proceeding.
Step 5: Authorise the transaction by entering the OTP sent to the registered mobile number.
Benefits of Online Fund Transfers Using a Debit Card
Using your debit card for online fund transfers offers remarkable benefits like:
- Convenience
Debit cards allow you to transfer money directly from your bank account without visiting a physical branch or an ATM. All you need to do is log into the bank’s official website or mobile app.
- Instant Transfers
With a debit card, you can send money online to the beneficiaries in real-time, making it ideal for urgent needs.
- Secure Transactions
Online debit card transactions are secured using multiple layers of advanced security measures. Banks encrypt end-to-end online transactions and require you to enter the CVV and OTP for added security.
- Easy Accessibility
You can use a debit card to transfer funds online anytime and anywhere, as long as you have a stable internet connection.
- Seamless Tracking
Every online transaction you make using your debit card is recorded in your bank statement, which you can easily access by logging into your account.
Added Benefits on IndusInd Bank’s Debit Cards
- Exclusive Advantages
Use your IndusInd Bank debit card to set up seamless e-mandates for Netflix, Amazon, and Google.
- Spend More. Win More.
Earn accelerated reward points on shopping using your debit card.
- Your Movie is On Us
Get Buy One, Get One free movie ticket every month on BookMyShow.
- Cashback and Discounts
Get exciting cashback and discount offers tailored just for you.
- Welcome Benefits
Access premium brand vouchers and bonus reward points on activating your debit card.
- Discounted Cross-Currency Mark-up
Enjoy 0% mark-up charges on international transactions.
- Your Card is Protected
Stay protected against card loss or theft and get complimentary insurance for consumer durables purchased using your debit card.
- Set Your Own Limits
Customise your daily domestic and international purchase limits and daily ATM withdrawal limits.
Process Online Transactions Seamlessly with IndusInd Bank
Debit cards provide a convenient way to transfer funds online. Whether you’re paying bills or sending money to a loved one, online transfers using debit cards offer a host of benefits like convenience, accessibility, and seamless tracking.
Make the most of your online transactions with IndusInd Bank’s assortment of feature-rich debit cards. Whether you’re looking for a card packed with lifestyle benefits or one loaded with exciting offers, we offer a variety of debit cards tailored to meet your financial goals and lifestyle. Visit IndusInd Bank’s official website to apply for a debit card online today.
Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.