Know How to Reset Your ATM PIN

Posted on Monday, November 11th, 2024 | By IndusInd Bank

Wondering what to do when you forget your ATM PIN? Forgetting your ATM PIN is not uncommon. With numerous passwords, PINs, and codes to remember, it’s easy to mix them up. Or perhaps you are worried someone else may also know your PIN and want to change it for security reasons. No matter the reason, knowing how to reset your ATM PIN can save you a lot of stress.

Let’s take a look at how you can reset your PIN using multiple platforms.

Through IndusInd Bank’s Instant PIN Generation Facility

IndusInd Bank offers a convenient instant PIN generation facility for its savings account holders.

Let’s say you have an IndusInd Bank Indus Delite Savings Account and forgot the debit card PIN. You can quickly reset your PIN online by entering your debit card number, expiry date, and CVV. After verifying your identity through a captcha and accepting the terms and conditions, you will be able to set a new PIN instantly. This ATM PIN generation process hardly takes more than a few minutes.

The service is available 24×7, which means you can set your ATM card PIN anytime and begin using it for transactions instantly. For security, the limit on your debit card will be temporarily set to ₹20,000 for two hours after setting the new PIN.

Besides quick PIN generation, this zero-balance savings account offers additional features such as:

Open an online savings account with zero balance and begin banking with IndusInd Bank today!

Through an ATM

This is one of the simplest ways to reset your ATM PIN, and the steps are:

• Insert your ATM card into the machine
• Choose the “Forgot ATM PIN” or “Change PIN” option
• You may be asked to verify your identity by providing your registered mobile number or answering security questions
• Once verified, you will receive a One-Time Password (OTP) on your registered mobile number
• Enter the OTP and proceed to set a new PIN
• Confirm the new PIN, and your reset is complete

Also Read: Discovering ATMs: How They Operate

Through Internet Banking

Here is how to reset ATM PIN through NetBanking:

• Log in to your bank’s internet banking portal
• Navigate to the “Card Services” section and request PIN generation
• Provide the details, such as your debit card number, CVV, and expiration date
• An OTP will be sent to your linked mobile number
• Enter the OTP and create a new PIN

Through a Mobile Banking App

Look at how to know the ATM PIN or reset it with a mobile banking app:

• Open a mobile banking app (e.g., IndusMobile by IndusInd Bank)
• Look for options such as “Manage Cards,” “Card Services,” or “ATM PIN Generate”
• Authenticate the request using OTP or biometrics
• Enter and confirm your new PIN

Things to Remember When Setting a New PIN

By now, you must have understood how to know the PIN number of ATM cards and reset them easily. However, before you set a new PIN, bear in mind a few crucial points, such as:

• Avoid predictable numbers: Don’t use easy-to-guess numbers like your birthdate or sequential digits. Opt for a combination that doesn’t relate to your personal information and is not easily predictable.
• Make it unique: Choose a PIN that’s different from other passwords or PINs you use to enhance security. This way, even if one account is breached, your others remain secure.
• Memorise your PIN: Avoid writing it down. If you must, store it in a secure place separate from your card.
• Change periodically: Even if you have a strong PIN, it is wise to change it regularly to reduce the risk of unauthorised access.

Key Takeaways

Whether through IndusInd Bank’s instant PIN generation service, an ATM, online banking, a mobile app, or customer service, you have multiple options to reset your ATM PIN and maintain your account’s safety.

Resetting your ATM PIN is only one aspect of managing your finances. With the IndusInd Bank Indus Delite Savings Account, banking becomes even easier. Enjoy the convenience of no minimum balance requirement with this account and manage your finances freely and without worry. Plus, you get access to premium digital banking services, cashback, exclusive discounts, comprehensive insurance, and a personalised account number.

Apply NOW!

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.