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Blog Collection

NPS Vatsalya Scheme: Eligibility, Tax Benefits & How to Apply

Posted on Friday, March 28th, 2025 | By

NPS Vatsalya Scheme: Eligibility, Tax Benefits & How to Apply

Financial security is paramount, especially as you approach retirement. The National Pension System (NPS) is a reliable option for many individuals for the same reason. Among its various offerings, the NPS Vatsalya Scheme is particularly noteworthy. This scheme is designed to ensure a financially secure retirement, providing peace of mind to its subscribers. In this…

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Category : Savings Account

A Guide to Finding Your Permanent Account Number

Posted on Friday, March 21st, 2025 | By

A Guide to Finding Your Permanent Account Number

A Permanent Account Number (PAN) card is a vital document that you need for various financial transactions. It serves as a unique identifier for individuals and entities in the Indian tax system.  However, there are instances when you might need to find your PAN quickly. This article provides a comprehensive guide on how to find…

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Category : Savings Account

What is a Dormant Account?

Posted on Friday, March 21st, 2025 | By

What is a Dormant Account?

If you have multiple bank accounts, chances are you may not use a particular account often. When an account is not used for an extended period, it may become dormant.  Dormant accounts lead to limited access to banking services, additional fees, and security risks. Understanding the meaning of a dormant account and how to prevent…

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Category : Savings Account

Taxable Income Vs Gross Income: What are the Differences?

Posted on Thursday, March 20th, 2025 | By

Taxable Income Vs Gross Income: What are the Differences?

If you file your income tax or are going to for the first time, you come across two terms: ‘gross income’ and ‘taxable income’. While gross total income represents the total earnings before any deductions, taxable income is the portion of your income that is subject to taxes. Let’s understand these concepts in detail.  What…

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Category : Savings Account

What is Savings Deposit?

Posted on Thursday, March 20th, 2025 | By

What is Savings Deposit?

A savings deposit is a fundamental banking product that provides a secure way to store money while earning interest. It combines safety with liquidity, as it allows account holders to save money and access it when needed. It is crucial to understand what a savings deposit is and its offerings to choose the right banking…

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Category : Savings Account

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