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Understanding the Psychology of Saving: A Guide to Boost Your Savings
Posted on Wednesday, May 29th, 2024 |
Saving money is more than just a financial practice; it’s a mindset. Understanding the psychology behind saving can help you develop habits that not only boost your savings but also enhance your financial security. This guide will explore the psychological aspects of saving and provide practical tips to help you save more effectively. The Psychology…
Read moreHow Senior Citizens Can Support Grandchildren’s Education Using Savings
Posted on Wednesday, May 29th, 2024 |
Supporting the education of grandchildren is a rewarding endeavor for many senior citizens. Not only does it provide tangible benefits for the younger generation, but it also offers a sense of purpose and fulfillment for the elders. Two practical and secure financial instruments for this purpose are savings accounts and fixed deposits. Here’s how seniors…
Read moreWhat is IMPS: How to Transfer Funds Using IMPS?
Posted on Monday, May 27th, 2024 |
In today’s fast-paced digital world, the convenience of instant fund transfers has become a necessity for individuals and businesses. Immediate Payment Service (IMPS) has emerged as a reliable and efficient option among the various available methods. IMPS offers a seamless way to transfer funds instantly, enabling users to send and receive money with ease. In…
Read moreThe Importance of Maintaining a Minimum Balance in Your Savings Account
Posted on Monday, May 27th, 2024 |
The minimum balance in a savings account refers to the lowest amount of money that account holders must keep in their accounts. Banks establish these minimum balance requirements to ensure account stability and offer specific benefits to customers. The minimum balance varies between banks and types of savings accounts, so account holders must be aware…
Read moreShould You Invest Excess Funds in Liquid Funds or Savings Accounts?
Posted on Monday, May 27th, 2024 |
As disposable income increases, individuals often face the dilemma of what to do with excess funds. Return on investment is an essential factor to consider while making an investment choice. However, liquidity shouldn’t be ignored. While a savings account offers liquidity, liquid funds have emerged as a popular investment choice. What are Liquid Funds? Liquid…
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