What Is Budgeting? Taking Control of Your Own Finances
Posted on Thursday, March 20th, 2025 |

Have you ever felt overwhelmed by your finances? Do you struggle with mounting debt, unexpected expenses, or the inability to save for emergencies or future goals? If so, you are one of many people that face these challenges. Many feel like they’re losing control over their money due to insufficient income, impulsive spending, or lack…
Read moreWhat is a UAN Number?
Posted on Thursday, March 20th, 2025 |

The Universal Account Number (UAN) is a unique identifier given to every employee who is a part of the Employees’ Provident Fund (EPF) in India. For the uninitiated, EPF is a retirement savings scheme where both the employee and employer contribute a portion of the salary each month. The UAN is a crucial number that helps…
Read moreHow to Check Income Tax Filing Status?
Posted on Thursday, March 20th, 2025 |

Filing an Income Tax Return (ITR) is the responsibility of every eligible taxpayer. When you file your ITR, your return goes through multiple stages of verification. You must check if your return is successfully submitted, processed, and validated by the Income Tax Department. If there are errors in your submission, such as missing documents or…
Read moreHow To Update IFSC Code In EPFO?
Posted on Thursday, March 20th, 2025 |

Keeping your banking information updated adds a layer of convenience to your dealings. There are many critical banking details which change as per time and place, one of them being the Indian Financial System Code (IFSC). Updating these details updated with your various financial accounts is important. This is especially true when it comes to…
Read moreWhat Is On-Realisation Settlement Proposed by RBI’s MPC?
Posted on Thursday, March 20th, 2025 |

The Reserve Bank of India (RBI), through its Monetary Policy Committee (MPC), has proposed a major shift in cheque clearance called On-Realisation Settlement. This new system aims to reduce cheque clearing time. This will make funds available within hours instead of the traditional two to three days. This initiative will not only make financial transactions…
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