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Senior Citizen Savings Scheme: SCSS Interest Rate, Eligibility and Rules
Posted on Tuesday, March 18th, 2025 |
Retirement marks a significant life change that brings a shift in financial priorities. In the absence of a salary or a steady income source, it is important to ensure financial security and well-being. The Senior Citizen Savings Scheme or SCSS can be a useful investment option in this regard. Let’s learn more about it. Understanding Senior Citizen…
Read moreATM Card Blocked? Here’s How You Can Unblock It Quickly
Posted on Wednesday, March 12th, 2025 |
Ever found yourself at an ATM, ready to withdraw some cash, only to see a message pop up saying, “Your card is blocked”? That sinking feeling is all too familiar — and it can throw off your entire day. ATM cards are such a regular part of our lives that we barely think about them,…
Read moreHow to Link PAN Card to Savings Account
Posted on Wednesday, March 12th, 2025 |
To enable the direct deposit of tax refunds into bank accounts, the Income Tax Department made linking a Permanent Account Number (PAN) with a savings bank account mandatory for all taxpayers in February 2019. Taxpayers can quickly link or pre-validate their bank accounts, whether they are current or savings accounts, through the government’s official e-filing…
Read moreHow is Interest on Savings Account Taxed?
Posted on Tuesday, March 11th, 2025 |
A savings account is a fundamental tool for managing your money. But, it is essential to understand the tax implications associated with the interest earned on it. Interest earned on a savings account is taxable as it is considered as ‘income’ of the account holder. Being aware of savings account tax implications and benefits can…
Read moreWhat is Cheque Bounce? How to Deal with Cheque Bounce?
Posted on Tuesday, March 11th, 2025 |
With the rise of UPI and internet banking, digital payments and transactions have become common. However, cheques remain a safe and preferred mode of payment for many. But, there are situations where the bank cannot process or clear the cheque due to certain reasons. This is referred to as a bounced cheque or a dishonoured…
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