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Blog Collection

Senior Citizen Savings Scheme: SCSS Interest Rate, Eligibility and Rules

Posted on Tuesday, March 18th, 2025 | By

Senior Citizen Savings Scheme: SCSS Interest Rate, Eligibility and Rules

Retirement marks a significant life change that brings a shift in financial priorities. In the absence of a salary or a steady income source, it is important to ensure financial security and well-being. The Senior Citizen Savings Scheme or SCSS can be a useful investment option in this regard. Let’s learn more about it.  Understanding Senior Citizen…

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Category : Savings Account

ATM Card Blocked? Here’s How You Can Unblock It Quickly

Posted on Wednesday, March 12th, 2025 | By

ATM Card Blocked? Here’s How You Can Unblock It Quickly

Ever found yourself at an ATM, ready to withdraw some cash, only to see a message pop up saying, “Your card is blocked”? That sinking feeling is all too familiar — and it can throw off your entire day. ATM cards are such a regular part of our lives that we barely think about them,…

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Category : Savings Account

How to Link PAN Card to Savings Account

Posted on Wednesday, March 12th, 2025 | By

How to Link PAN Card to Savings Account

To enable the direct deposit of tax refunds into bank accounts, the Income Tax Department made linking a Permanent Account Number (PAN) with a savings bank account mandatory for all taxpayers in February 2019. Taxpayers can quickly link or pre-validate their bank accounts, whether they are current or savings accounts, through the government’s official e-filing…

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Category : Savings Account

How is Interest on Savings Account Taxed?

Posted on Tuesday, March 11th, 2025 | By

How is Interest on Savings Account Taxed?

A savings account is a fundamental tool for managing your money. But, it is essential to understand the tax implications associated with the interest earned on it. Interest earned on a savings account is taxable as it is considered as ‘income’ of the account holder.  Being aware of savings account tax implications and benefits can…

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Category : Savings Account

What is Cheque Bounce? How to Deal with Cheque Bounce?

Posted on Tuesday, March 11th, 2025 | By

What is Cheque Bounce? How to Deal with Cheque Bounce?

With the rise of UPI and internet banking, digital payments and transactions have become common. However, cheques remain a safe and preferred mode of payment for many. But, there are situations where the bank cannot process or clear the cheque due to certain reasons. This is referred to as a bounced cheque or a dishonoured…

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Category : Savings Account

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