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Blog Collection

What Are the Common UPI Frauds You Should Be Aware Of?

Posted on Thursday, January 23rd, 2025 | By

What Are the Common UPI Frauds You Should Be Aware Of?

To say that Unified Payments Interface (UPI) has become an integral part of our lives won’t be an understatement. Thanks to UPI, one can conduct transactions, large and small, within a few seconds and without cash.   However, with UPI’s increasing popularity, UPI frauds are also on the rise. If one is not careful of these…

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Category : Savings Account

How to Check Income Tax Refund Status?

Posted on Thursday, January 23rd, 2025 | By

How to Check Income Tax Refund Status?

Filing your income tax return is a responsibility every taxpayer must fulfil. However, if you are eligible for a refund, you will want to track its status. The Income Tax Department processes refunds and credits them directly to your bank account. Hence, once it is processed, you will receive a notification from your bank. But,…

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Category : Savings Account

Unified Pension Scheme Explained: 5 Salient Features – Assured Pension to Inflation Indexation

Posted on Thursday, January 23rd, 2025 | By

Unified Pension Scheme Explained: 5 Salient Features – Assured Pension to Inflation Indexation

Government employees now have a new pension scheme they can opt for – the Unified Pension Scheme (UPS). Introduced in August 2024 and set to be implemented by April 2025, UPS combines elements of both, the National Pension System (NPS) and the Old Pension Scheme (OPS). While it takes inspiration from the two, UPS goes…

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Category : Savings Account

What is a PPF Account? How to Open a PPF Account?

Posted on Thursday, January 23rd, 2025 | By

What is a PPF Account? How to Open a PPF Account?

Building a financially secure future requires smart planning and disciplined saving. A PPF account can be a useful option in this regard. The full form of PPF is Public Provident Fund. It is a government-backed savings scheme, offering an appealing option for long-term financial goals, especially retirement.   Let’s learn more about what a PPF account…

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Category : Savings Account

Tokenization in Digital Payments: How it Works, Benefits and More

Posted on Thursday, January 23rd, 2025 | By

Tokenization in Digital Payments: How it Works, Benefits and More

In a day and age where digital payments have become the norm, it is more important than ever to ensure safe and secure transactions.   One of the most effective security measures in digital payments is tokenization. This process helps protect sensitive financial information during transactions by replacing it with a ‘token’. Let’s understand what tokenization…

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Category : Savings Account

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