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What Is a Credit Card Against Fixed Deposit?
Posted on Monday, April 22nd, 2024 |
We all long for the convenience of a credit card, but what if someone doesn’t match the eligibility criteria? Well, you can apply for a credit card against FD. You can think of it as a credit card that’s backed up by money you’ve already put aside in an FD. In this guide, we will…
Read moreUnderstanding Credit Card CVV Importance and Functionality
Posted on Monday, April 22nd, 2024 |
With the increase in the number of online transactions, financial security has become of prime importance because, along with the increasing use of digital banking, cybercrime has risen as well. One of the most widely used mediums of online transactions is credit cards, and when using these, we are required to provide the correct CVV…
Read moreWhat is the MCLR Rate and How Does it Affect Loans?
Posted on Monday, April 22nd, 2024 |
What is the MCLR Rate? The Marginal Cost of Funds based Lending Rate full form of MCLR is an important interest rate set by India’s central bank, the Reserve Bank of India (RBI). It helps banks decide the minimum interest rate for lending money to borrowers. MCLR considers factors like the cost of funds, operating…
Read moreEmpower Your Finances: A Comprehensive Guide to Securing a Credit Card for the Self-Employed
Posted on Monday, April 22nd, 2024 |
Securing a credit card can pose several hurdles for self-employed customers owing to their distinct nature of work, irregular payments, and financial risks, among other factors. Such problems underscore the need for tailored approaches to credit card applications for the self-employed. Self-employed individuals have various options at their disposal to get approved for a credit…
Read moreWhat are the Transaction Limits on an Online Current Account?
Posted on Wednesday, April 17th, 2024 |
Current accounts are essential for bank account holders and businesses as they offer different transactional and financial facilities. However, you must understand the current account transaction limit and restrictions before signing up for one. A limit on current accounts maintains the overall stability of the banking system, prevents fraud, and ensures security. This blog will…
Read moreHow to Link My Online Current Account with Google Pay?
Posted on Wednesday, April 17th, 2024 |
While working professionals and employees have savings accounts, businesses use current accounts for day-to-day transactions. Organisations open current accounts to manage the cash flow. Current accounts are tailor-made for catering to specific business needs. Linking your Current Account with GPay The answer to the question “Can a current account be linked to GPay?” is yes….
Read moreHow Can I Earn Interest with Auto-Sweep Facility on an Online Current Account?
Posted on Wednesday, April 17th, 2024 |
Current accounts are the bank accounts used by large and small businesses. These accounts help companies carry out business transactions. Open a current account online if you own a business and regularly transfer large sums of money. One of the different facilities banks offer for account holders is the current account with a sweep facility….
Read moreExploring UPI: Can Current Account Holders Utilise It?
Posted on Wednesday, April 17th, 2024 |
Payments are an important aspect of banking. In earlier days, most bank transactions were made by visiting banks and filling out a form, but the process has got much faster now. The Unified Payments Interface (UPI) transformed global transactions just as the internet revolutionised computing. Convenience and fast-paced technology led to millions of transactions worth…
Read moreInstant Approval Credit Cards
Posted on Monday, April 15th, 2024 |
Instant approval credit cards have become increasingly popular these days. The application process involves filling out a brief online form and a quick decision is made on your credit card eligibility basis your details, typically within minutes. In this streamlined process, the issuer quickly assesses your creditworthiness based on your credit rating, financial history and…
Read moreUse your Credit Card to withdraw cash!
Posted on Monday, April 15th, 2024 |
Emergencies can arise anywhere, anytime; they don’t come with a warning. Hence, having a source for instant cash withdrawal can be a great relief. Many of you own a credit card. It can help with instant credit, but can you withdraw cash using your credit card? Yes, just like a debit card, your credit card…
Read moreThe History and Evolution of Credit Cards
Posted on Monday, April 15th, 2024 |
Credit cards have increasingly become an integral part of the lives of many people while making payments. Right from small purchases such as groceries to big-ticket purchases such as white goods and automobiles, more and more people are using credit cards. But who came up with the idea of the credit card in the first…
Read moreHow To Get a Lifetime Free Credit Card With No Annual Fee In India
Posted on Monday, April 15th, 2024 |
When you hear ‘lifetime free credit card’, most people think there must be several hidden charges the bank will impose later. This assumption is not always correct, as securing a credit card with no annual fee is now a reality in India. Yes, the prospect of a lifetime free credit card can be enticing, especially,…
Read moreAll You Need to Know About Travel Credit Cards
Posted on Monday, April 15th, 2024 |
Travel credit cards offer loads of benefits for Indian users, both at home and abroad, making them an indispensable tool for savvy travellers. These cards come packed with perks designed to enhance your travel experience and save you money along the way. IndusInd Bank offers some of the best travel credit cards in India as…
Read moreTax-Saving Strategies: Leveraging Credit Cards to Optimize Your Finances
Posted on Monday, April 1st, 2024 |
As the tax season approaches, individuals seek effective strategies to minimize their tax liabilities and maximize savings. While traditional tax-saving instruments like investments and deductions are well-known, leveraging credit cards can be a powerful yet often overlooked strategy. In this blog, we’ll explore how you can optimize your finances and maximize tax savings by utilizing…
Read moreStreamlining Insurance Payments: Understanding Mediclaim Premium Payments via Credit Card
Posted on Sunday, March 31st, 2024 |
Managing insurance payments, especially for Mediclaim premiums, is a crucial aspect of financial planning. With the advent of digital banking solutions, paying Mediclaim premiums via credit cards has become increasingly popular due to its convenience and benefits. In this blog, we’ll delve into the process of streamlining insurance payments through credit cards, with a special…
Read moreNavigating Credit Card EMIs: When to Opt In and When to Steer Clear?
Posted on Sunday, March 31st, 2024 |
Credit card EMIs (Equated Monthly Installments) offer cardholders the flexibility to spread their payments over time, making large purchases more manageable. However, understanding when to opt for EMIs and when to avoid them is crucial for effective financial management. In this blog, we’ll explore the ins and outs of credit card EMIs, guiding you on…
Read moreDemystifying Credit Card Freezes: How to Manage and Resolve Them Effectively
Posted on Sunday, March 31st, 2024 |
Credit card freezes can be a sudden and unsettling experience for cardholders. Whether due to suspected fraudulent activity or a simple mistake, navigating through a credit card freeze can be confusing and frustrating. In this blog, we’ll delve into what credit card freezes entail and how to manage them effectively. Understanding Credit Card Freezes A…
Read moreChoosing the Perfect Credit Card for Your Travel Needs: Flight Booking Edition
Posted on Sunday, March 31st, 2024 |
In today’s fast paced world, traveling far and wide has become more accessible than ever before. Whether you’re on your business trips or your globetrotting journey, it’s important to have the right credit card to significantly enhance your travel experience. But with a plethora of options available, selecting the perfect credit card tailored to your…
Read moreHarnessing the Benefits of Virtual Credit Cards: A Complete Guide to Secure Transactions
Posted on Friday, March 29th, 2024 |
We all know that convenience and security are paramount when it comes to financial transactions. That’s why virtual credit cards have emerged as a game-changer in the realm of online payments, offering enhanced protection against fraud and unauthorized charges while streamlining the checkout process. In this blog, we’ll delve into the benefits of virtual credit…
Read moreDifference between Overdraft and Personal Loan
Posted on Friday, March 29th, 2024 |
When it comes to managing financial needs and emergencies, individuals often turn to borrowing options such as overdraft facilities and personal loans. While both serve as valuable tools for accessing additional funds, they differ significantly in terms of features, benefits, and repayment terms. Let’s delve into the variances between overdrafts and personal loans to help…
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