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Know about the reward points structure for the Legend credit card
Posted on Tuesday, January 10th, 2023 | By IndusInd Bank
Swati always wanted to apply for a credit card that allowed her to enjoy all the travel perks, so she could maximize her spending on travel. She decided to apply for the Legend Credit Card and found the right partner in it. She knew she will earn 1 reward point per INR 100 spent on weekdays and 2 reward points per INR 100 spent on weekends, but being a new credit card user, she could not understand how the reward structure worked.
Credit Card Reward Points – What are they, and what do they do?
Own an IndusInd Bank Legend Credit Card to take advantage of our finest rewards and benefits that have been meticulously curated to meet your demands and provide you with a once-in-a-lifetime experience by bringing you the best.
Each spend using your credit card for shopping, booking movie tickets, bill payments, and more will bring you exciting rewards. Your transactions will be classified as weekend/weekday purchases per transaction on this credit card and will reflect likewise in your credit card statement. The transaction date will note the exact time you tapped or swiped your card for a particular transaction for both online and offline purchases.
Special Bonus
The users who spend INR 6L or above in a financial year from the date of the issue of their credit card, are eligible to receive 4,000 bonus reward points!
Redeem Your Rewards:
With IndusInd Bank’s Legend Credit Card, you have the flexibility and convenience to redeem your reward points the way you like.
Cash:
You could convert the accrued reward points to cash and use them to pay the outstanding amount on your account statement. With this credit card, 1 reward point is worth INR 0.75 in cash value.
Therefore, if you spend INR 90,000 per month using this credit card, you can accrue upto 1800 reward points. One reward point is worth INR 0.75 in cash, so for a total of 1800 reward points, you could get INR 1350 in cash. Isn’t it just wonderful.
Pay with Rewards:
You could also use your reward points to redeem them to pay at select merchant categories. This is a pay + points system where you can pay the entire statement bill amount using points and another form of payment. On the other hand, while making payment at the select merchant portal, you can select the product/service and then select ‘pay with rewards’! You will be redirected to the merchant’s select points page where your associated rewards will show for you to redeem.
To avail of this best-in-class service, apply for a credit card with us and enjoy the world of rewards at leisure!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
