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Press ReleaseUnderstanding How Inflation Affects the Real Returns on Fixed Deposits
Posted on Sunday, April 14th, 2024 |
A high inflation rate can significantly affect the real returns on a fixed deposit as the real value of investment decreases over time. As a result, investors need to consider the impact of inflation on an FD before making an investment decision. Investors can opt for cumulative FDs with high interest rates and tax-saving benefits…
Read moreRecent Changes in Tax Rules Affecting Fixed Deposits
Posted on Friday, April 12th, 2024 |
Fixed deposits are popular for stable returns and their tax-saving benefits. As per the interim budget 2024, there has been no change in the tax deduction limit under sec. 80C of the ITA, and investors can continue to enjoy tax benefits of up to INR 1.5 lakhs on their tax saver FDs. Moreover, the recent…
Read more5 Benefits of Loan Against Fixed Deposit that You Should Know
Posted on Monday, April 8th, 2024 |
A loan against a fixed deposit allows borrowers to leverage the value of their FD and secure a loan against it without liquidating it prematurely. It offers an assortment of benefits like lower interest rates, higher loan amount, zero processing charges, flexible repayment terms, and continued interest-earning on the FD. Fixed deposits are a popular…
Read moreHow Can Nominee Claim a Fixed Deposit After Holder’s Death
Posted on Friday, February 23rd, 2024 |
When we talk about planning our finances, we usually focus on making more money, keeping risks low, and securing what we own for the future. But sometimes, we forget about something important – what happens when the person who owns the account passes away. Dealing with the passing of a loved one is difficult, and…
Read moreDecoding Financial Institutions’ Credit Ratings & Its Role in Fixed Deposit Investments
Posted on Tuesday, February 13th, 2024 |
When it comes to saving money, many in India turn to fixed deposits for their predictability and safety. The Reserve Bank of India’s 2023 report highlights an impressive ₹10.27 trillion committed to bank deposits. This figure speaks volumes about the trust Indians place in FDs. An FD typically offers risk-free returns as it remains unaffected…
Read moreFixed Deposit: Know Why an FD Is a Relevant Option for Your Portfolio
Posted on Friday, February 9th, 2024 |
Fixed deposits are a safe and secure investment option for investors across risk profiles. Safe from market fluctuations, FDs offer flexibility, diversification, and tax savings. Build a robust portfolio with IndusInd Bank’s flexible and secure fixed deposits. Building a robust investment portfolio is a matter of balancing gains with stability. Market-linked instruments such as stocks…
Read more6 Features That Make IndusInd Bank FDs An Ideal Investment Choice
Posted on Tuesday, February 6th, 2024 |
IndusInd Bank fixed deposit offers outstanding benefits that make it stand out as an ideal investment choice. Advantages of IndusInd Bank’s fixed deposits range from hassle-free instant online booking and competitive interest rates, to flexible tenures, and flexible options for interest payments. Prudent investment decisions are essential in attaining financial stability, and fixed deposits are…
Read moreThe Impact of Inflation on Fixed Deposits
Posted on Friday, February 2nd, 2024 |
Inflation is an inevitable reality, reflecting the gradual increase in prices over time. In 2023, this trend was evident in India, where the inflation rate fluctuated around 5.5%. This increase affects various aspects of life, such as daily expenses, housing costs, education fees, healthcare, and travel. In this mix of impacts, investments such as fixed…
Read more6 factors you should consider while choosing a fixed deposit
Posted on Wednesday, January 17th, 2024 |
Navigating the complex landscape of investment options can be a daunting task, with a multitude of choices vying for attention. Among these, fixed deposits FDs emerge as a stalwart option, offering both reliability and predictable returns. The appeal of fixed deposits lies in their simplicity and time-tested nature, making them an attractive avenue for those…
Read moreBenefits of Tax Saving FDs Under Section 80C of the Income Tax Act
Posted on Tuesday, December 26th, 2023 |
Tax-saving fixed deposits are an excellent investment instrument, combining competitive interest rates with tax benefits under Section 80C of the Income Tax Act. Key benefits include tax exemption on the principal amount up to INR 1.5 lakhs, guaranteed returns, high security, and ease of investing. These FDs are ideal for investors seeking assured returns and…
Read moreSmart Ways to Pick the Right Fixed Deposit
Posted on Thursday, December 21st, 2023 |
When choosing a fixed deposit, look into the bank’s credibility, the fixed deposit interest rate, tenure, ease of application, and interest pay-out options. The IndusInd Bank fixed deposit fulfils every criterion, making it a worthy option for investors. Choosing an investment option is scarcely as simple as it sounds. Your research must be thorough and…
Read more4 Strategies for Maximising FD Returns that Actually Work
Posted on Monday, October 30th, 2023 |
Choosing a cumulative FD plan, laddering your FDs and avoiding premature withdrawals are some of the effective ways to optimise your FD returns and secure your financial future. Fixed Deposits (FDs) have enjoyed enduring popularity due to their dependability and consistency. They provide you with a safe place to park your money and ensure its…
Read moreWhich Deposit Account Has the Highest Interest Rate?
Posted on Friday, October 27th, 2023 |
In today’s dynamic financial landscape, securing your financial future has become more crucial than ever before. Fixed deposits help you achieve this by offering high interest rates and stable returns. IndusInd Bank’s FD schemes offer best-in-class FD interest rates, tax benefits, and flexible interest payment options. Book an FD online with IndusInd Bank in a…
Read moreWhat Factors Does a Bank Consider When Fixing FD Interest Rates?
Posted on Thursday, September 28th, 2023 |
Fixed Deposits (FDs) are popular with individuals seeking a secure and steady way to grow their savings. To fix fixed deposit interest rates, banks consider a multitude of factors – repo rate, liquidity needs, maturity, and investment tenure. IndusInd Bank’s commitment to providing competitive FD interest rates, along with flexible investment choices, gives customers the…
Read moreHow Digital Technology Has Revolutionised the Online FD Opening Process
Posted on Wednesday, September 27th, 2023 |
From hassle-free online booking and document submission to instant approvals, the adoption of digital technology has transformed the online FD opening process and made financial planning convenient for customers. Opening a fixed deposit FD account at a bank was once considered tedious and time-consuming. It involved multiple visits to the bank, a tonne of paperwork,…
Read moreIs It a Good Time to Invest in Fixed Deposits In 2023
Posted on Thursday, September 14th, 2023 |
Summary: From guaranteed yields and flexible tenure to easy reinvestment, fixed deposits offer a range of benefits that make them the best investment avenue in 2023. Investing your hard-earned money involves a systematic approach where you must strategise your investments, and make crucial decisions at key stages. In 2023, since the global economy is still…
Read moreTDS On Interest On FD: Exemptions and Limits
Posted on Monday, August 28th, 2023 |
Summary: The taxation of fixed deposit interest varies based on factors like annual income and FD returns. Choose IndusInd Bank FDs to optimise investments and secure your financial future! Fixed Deposits (FDs) have long been the preferred option for reliable investment due to their consistency and predictable returns. If you prefer low-risk investments, you may…
Read morePlanning for the Future: Achieving Financial Goals with Fixed Deposits
Posted on Sunday, July 30th, 2023 |
As we journey through life, it is vital to have a clear vision of our financial goals. Whether it’s purchasing a dream home, funding your child’s education, planning for a comfortable retirement, or embarking on that dream vacation, achieving these goals necessitates smart financial planning. One of the most reliable and secure investment options available…
Read morePros & Cons of FD Laddering
Posted on Thursday, July 27th, 2023 |
Fixed deposit laddering is a strategic investment technique that involves dividing your investment into schemes with varying maturities. This is done to improve liquidity and optimise returns at fixed FD interest rates. Apply for FD schemes with varying tenures at IndusInd Bank to optimise FD rates of return. Fixed Deposits (FDs) are by far one…
Read moreMaximising Your Returns: Unlock the Power of a Fixed Deposit Calculator
Posted on Wednesday, July 26th, 2023 |
From streamlining calculations and identifying potential risks to enabling you to develop a robust financial plan, a fixed deposit calculator assists you in optimising your savings for enhanced financial growth and stability. A solid financial plan is essential for securing your future. If you are looking for a low-risk investment option offering consistent returns, fixed…
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