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Press ReleaseWhat are the documents required for personal loan applications?
Posted on Wednesday, December 13th, 2023 |
Whether you are a salaried employee or a self-employed individual, a personal loan is a versatile financial tool that can help you meet your financial requirements. The popularity of personal loans stems from the fact that they don’t require collateral and come with no usage restrictions. However, the documentation required will differ significantly based on…
Read moreMust-know aspects of a personal loan EMI calculator
Posted on Tuesday, November 28th, 2023 |
In a world focused on financial planning and decision-making, the availability of tools that simplify complex calculations is a boon. One such tool that has gained immense popularity in India’s lending landscape is the personal loan EMI calculator. With the rise of personal loans as a preferred choice for meeting various financial needs, understanding the…
Read moreUsing personal loans for repaying your existing loans
Posted on Tuesday, November 28th, 2023 |
Many individuals opt for a personal loan as a strategic way to tackle their accumulated debts for a variety of important reasons. The challenge of managing several loans, each with distinct interest rates and repayment schedules, can quickly turn into a financial mess. However, one strategy that you can consider to streamline your debt is…
Read more5 tips To Avoid Defaulting On Your Personal Loan
Posted on Tuesday, November 28th, 2023 |
A personal loan can help you deal with various financial situations, including medical emergencies, wedding expenses, children’s education, etc. While personal loans are ideal for various needs, responsible management is crucial to avoid default. Defaulting on a personal loan harms your credit score and can lead to financial and legal troubles. Below are five essential…
Read moreWhat are the benefits of taking a personal loan from a bank vs. an NBFC?
Posted on Tuesday, November 28th, 2023 |
When it comes to securing a personal loan, the choice between a traditional bank and a Non-Banking Financial Company (NBFC) can be confusing. Both have their merits, but understanding the differences and benefits is crucial to making an informed decision. In this blog, we will explore the distinct features that set a personal loan from…
Read moreHow To Get A Personal Loan For Self-Employed Individuals
Posted on Tuesday, November 28th, 2023 |
Are you self-employed or considering this career path in the future? In recent years, freelancing and self-employment have become popular in India. People want to be their own bosses and work on their own terms. Self-employment comes with a lot of flexibility. It gives you the freedom to choose when to work, how to work…
Read moreCan a personal loan help with an unexpected medical expense?
Posted on Tuesday, November 28th, 2023 |
Have you ever been caught off guard by unexpected events? Stressful, right? More so, when it is a medical emergency. Whether it’s an unforeseen illness or an accident, these situations can put immense financial strain on you and your family. Fortunately, a personal loan can be a lifeline for managing unexpected medical expenses. In this…
Read moreThe importance of an EMI calculator in getting a personal loan
Posted on Tuesday, November 28th, 2023 |
When it comes to fulfilling your financial aspirations or tackling unexpected expenses, a personal loan is often the go-to solution. It offers the flexibility and liquidity that can help you achieve your goals without draining your savings. However, understanding the financial implications is crucial before you embark on your loan journey. This is where a…
Read moreTop benefits of personal loan EMI calculator
Posted on Tuesday, November 28th, 2023 |
Financial planning is a critical aspect of effective expense management. When it comes to a personal loan, staying on top of your Equated Monthly Installments (EMIs) is crucial. This is where the personal loan EMI calculator becomes a trustworthy tool. Whether navigating financial hardships or meeting urgent needs, a personal loan is beneficial, but it…
Read moreWhat Is Debt Consolidation: Types & Features
Posted on Wednesday, September 27th, 2023 |
Debt consolidation means merging several debts into one manageable loan. IndusInd Personal Loans are an excellent choice for debt consolidation because they offer competitive interest rates, flexible repayment terms, and quick approval. In today’s fast-paced world, it is not uncommon for people to juggle multiple debts. Whether it is credit card debt, a student loan,…
Read moreHow to avoid rejection of personal loan application
Posted on Monday, September 25th, 2023 |
The process of applying for a personal loan has become easier and seamless with the entire process going digital. Nonetheless, lenders closely scrutinise factors like your credit score and payment history before approving your application. This is crucial as a lot of personal loan applications get rejected due to various reasons. This blog will take…
Read moreHow to negotiate personal loan terms and conditions
Posted on Monday, September 25th, 2023 |
The terms and conditions associated with a personal loan can impact your financial health for years. Luckily, many lenders are open to negotiations, allowing you to customise your loan agreement to suit your needs. Let us understand the process of negotiating personal loan terms and conditions. This will help you secure the most favourable terms…
Read moreHave a low CIBIL score? Here’s how you can boost your chances of getting approved for a personal loan
Posted on Monday, September 25th, 2023 |
The world is full of uncertainties, and many times, you are faced with emergencies that require financial support. During such times, a simple yet versatile financial product like a personal loan comes to your rescue. A personal loan is a collateral-free loan that can be obtained easily without any collateral, security or a guarantor. However,…
Read morePlanning to study abroad? Here’s how a personal loan can help!
Posted on Monday, September 25th, 2023 |
Are you lacking financial resources but yearning for your academic and professional development? You can fulfil your aspirations and have a great professional future with the aid of a personal loan for education. While having a vibrant social life and global connections can be profitable, studying abroad provides greater opportunities for academic, cultural and professional…
Read morePlanning for a home renovation? Here’s how a personal loan can help!
Posted on Monday, September 25th, 2023 |
‘Home’ is a place that will always be close to our hearts; it reflects our personality and defines us. In the circle of life, we go through a lot of changes – positive and negative, and we learn to adapt and embrace them. With time, even our homes go through a lot of changes. Some…
Read moreHow To Calculate Personal Loan EMIs
Posted on Friday, July 28th, 2023 |
Understanding how your equated monthly instalments (EMIs) for personal loans are calculated can prove to be an invaluable tool for effective financial planning. Whether you’re contemplating a loan for a much-needed home renovation, managing unforeseen expenditures, or planning a dream vacation, your ability to calculate your loan EMIs can greatly influence your financial decisions. Let’s…
Read moreHow To Choose The Right Personal Loan For Your Needs
Posted on Friday, July 28th, 2023 |
Choosing the right personal loan can often seem like a difficult task. Today, countless options are available, each with its own unique features and benefits. However, by understanding your own financial needs and circumstances, you can make the process considerably simpler. Personal loans can serve as a financial lifesaver, offering the means to meet various…
Read more7 Ways To Get The Best Personal Loan Rates
Posted on Friday, July 28th, 2023 |
In the ever-evolving financial landscape, a personal loan can be a lifeline in times of need. Whether for an emergency, a dream vacation, or a home renovation project, a personal loan can provide the funds you require quickly. But the commonly asked question is, how can you get the best rates? Here are 7 insightful…
Read moreUsing A Personal Loan EMI Calculator to Determine Affordability: Things to Consider
Posted on Monday, May 8th, 2023 |
It is crucial to consider loan amount, tenure, and interest rate to determine your EMI accurately. Use IndusInd Bank personal loan EMI calculator to calculate your monthly loan installments. Taking out a personal loan is a major financial decision requiring careful consideration to avoid unwanted stress. A personal loan EMI calculator can help you determine…
Read moreUnsecured vs. Secured Loans: What’s the Difference and Which One to Choose?
Posted on Friday, May 5th, 2023 |
An unsecured loan is a collateral-free loan and a secured loan is backed by collateral. Each has its set of pros and cons. You should choose the loan type that best suits your needs and situation. While steering clear of debt is an ideal many people strive for, the truth remains that most of us…
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