Yearly Archives: 2022
Indigenously developed and launched in India, the RuPay debit card offers a number of unique advantages as compared to other debit cards. RuPay was launched in 2012 by the National Payments Corporation of India (NPCI) as part of the Reserve Bank of India’s mission to have an open, indigenous, and multilateral system of payments. Aimed…
Earning money for a comfortable and easy life is just one part of the story. The second part of the story begins when you start investing that money for a secure future, especially for your life post-retirement. As a senior citizen, you need to plan your finances in a way that gets you good returns…
Wondering how a Current Account works? How is it different from a Savings Account? What are the benefits of a Current Account? Well, you are at the right place. Just sit tight and read through the article to know all about it in detail. Unlike a Savings Account that is meant for saving money, a…
The battle between one or multiple savings accounts isn’t new. While some experts recommend having basic savings account for hassle-free management of your finances, others strongly advocate having multiple accounts to manage different financial goals effectively. But do you need to have multiple savings accounts? If you believe multiple accounts are for people with a…
There are three ways to activate a debit card: via an ATM machine, via netbanking, and via phone banking. Each method includes a set of simple, hassle-free steps. Today, anyone who opens a savings or current account at a bank is provided a debit card that is given as part of the welcome kit. A…
Like any other Indian middle-class individual, Mehul also grew up learning the importance of savings and investment. So when he hit the one-year mark at his first job, he decided it was finally time to start investing in a fixed deposit account with IndusInd Bank to meet his long-term financial needs. He would be earning…
If you’re looking to store and grow your funds, getting a basic, no-frills savings bank account is sufficient. But even this account requires some oversight to maintain a prescribed minimum balance. Imagine you could deposit funds into your account, withdraw them whenever required, and transfer them without the hassle of maintaining the minimum balance. All…
Several debit cards offered by IndusInd Bank come with attractive rewards and cashback programmes. These reward points can subsequently be redeemed for exciting gifts and cashback. There was a time when rewards and cashback offers were associated only with credit cards. However, certain debit cards nowadays do come with reward points and cashback programmes. IndusInd…
Diwali is a festival not only to celebrate the victory of good over evil but it is a celebration of prosperity. People across the country spend heavily on decorations, clothing, jewellery, gifts, and more to enjoy this annual festival. For many, the festival is also an opportunity to finally fulfil their long-awaited big-ticket expenses like…
It’s the most auspicious time of the year, bringing cheer and marking new beginnings. From Karvachauth and Dhanteras to Diwali and Bhaidooj, these celebrations are incomplete without family and friends. But preparing for all these festivals in a single month and ensuring your loved ones have a memorable time can take a toll on your…
Diwali may well be the shopping season for many. After all, there are a few times a year when one can avail of great offers on home appliances, new furniture, other items, and more. Add to it; there is a longstanding tradition of buying new utensils, gold jewellery, and silver coins. Naturally, expenses can quickly…
Having instant cash in our account boosts purchasing power; however, excessive dependence on it can lead you into the debt trap. So, it’s wise to treat any kind of loan just as a loan – a financial responsibility that you need to repay to avoid any kind of financial stress. Also, loan repayment can become…
With the festival of lights just around the corner, there’s excitement in the air. Starting with Dhanteras, Diwali celebrations usually last 4-5 days, depending on different traditions. But keeping up with the festivities and ensuring a joyful time for your family and friends can quickly pile up bills. This is where an instant personal loan…
Aashima is an avid shopper and loves exploring new restaurants, cute cafes, and bright lounges all around Delhi/NCR. And now that she has started earning a comfortable pay package, she wants nothing more but to spend on the things she loves the most to enjoy her life to the fullest with her friends. On the…
A personal loan is a collateral-free unsecured loan that you can avail yourself of for any purpose. You can use it to fund a wedding expense, pay for hefty medical insurance, pay a sibling’s tuition fee, and even use it for your home renovation, or consolidate high-interest debts. Although it is easy to apply for…
During these ever-changing times, volatility is not our friend; stability is. So, with the myriad of investment options available, what is the safest way to make your money work for you? The answer is a Fixed Deposit! A Fixed Deposit is a simple, risk-free investment option that is perfect to build up your savings while…
You can plan for all kinds of events in life in advance, but you can never prepare yourself for unforeseen circumstances as they can occur at any time. No one knows when life throws a curveball at you and changes it completely. It is wise to prepare for financial emergencies, but it may not necessarily…
With over a decade of experience in corporate life, Ayushi Negi had scores of brands under her belt. She had recently been promoted to the head of brands in her company, and she had been asked to set up her office in Delhi, Mumbai, and Hyderabad, with frequent event meetings in Milan being part of…
Credit cards have become a necessity in India nowadays. Considering the bundle of perks and utilities they come packed with, credit cards have become the norm and the safest form of digital payment that opens access to instant funds for all kinds of purchases, and also helps consumers build their credit score history over the…
There is no denying the fact that cashless transactions have gained momentum and with credit cards offering a myriad of perks and offers, it’s difficult to stay away from them. We end up using them as the preferred payment mode, considering the contactless payment benefit, good interest rates, interest-free grace period, and ease of use…