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5 Reasons Why You Should Apply for Instant Personal Loan This Diwali
Posted on Wednesday, October 19th, 2022 | By IndusInd Bank
With the festival of lights just around the corner, there’s excitement in the air. Starting with Dhanteras, Diwali celebrations usually last 4-5 days, depending on different traditions. But keeping up with the festivities and ensuring a joyful time for your family and friends can quickly pile up bills. This is where an instant personal loan comes to your rescue.
It eases your financial burden and helps you enjoy a memorable celebration with your loved ones without straining your monthly budget. Still not convinced?
Here are 5 reasons why you must apply for an instant personal loan this Diwali
1. Give Your Home a Makeover
Have you been putting off your home renovation for months? Do you want to upgrade the interiors of your home for a more modern look? Or do you simply want to repaint your home? No matter what your home needs, Diwali makes for an ideal time to give it an upgrade.
An instant personal loan helps you revamp your house without burning a hole in your pocket. They require no collateral and come with flexible repayment options, allowing you to repay the loan at your convenience.
2. Festive Shopping
New outfits and gifts for loved ones are an important part of festive celebrations. But spending on many things at the same time can become an expensive affair. These expenses are not just limited to outfits and gifts. Most big brands and e-commerce websites run special discounts and offer during the festive season, making it a great time to buy other expensive things on sale.
You can easily manage all big-ticket expenses during this auspicious time with a personal loan. You can easily apply for an instant loan online and receive the funds in your bank account without even visiting a branch.
3. Jewellery and Precious Metals
It is considered auspicious to buy gold or silver during Dhanteras. Investing in gold or silver also makes for an excellent asset. But the rising prices of these precious metals can be overwhelming. You can use a personal loan to invest in these precious pieces of jewellery conveniently.
The festive season also marks the beginning of the wedding season, making it a great time to buy precious metals. A personal loan helps you finance these expensive purchases without dipping into your savings.
4. No-Cost EMI
Most brands offer electronics and gadgets at no-cost EMI during Diwali. This makes it an ideal time to purchase the items you’ve been eyeing for a while. An instant personal loan will help you make the down payment and buy your desired items conveniently.
With interest rates starting at as low as 11% and flexible repayment tenure, you can repay the loan amount at your convenience.
5. Pay Off Debt
The festival of lights is also considered auspicious for new beginnings. So why not clear off all your old debts and credit card bills? This will help you take charge of your finances and give your financial health a fresh beginning.
A personal loan is a great way to close your debts as it offers flexible end-use and requires zero collateral. You can also select a repayment tenure that fits your requirements and budget to repay the loan at your convenience.
To Conclude
From sprucing up your house to indulging in some luxury shopping, an instant personal loan is your ticket to making this Diwali memorable for your loved ones. With IndusInd Bank, you also get to enjoy interest rates starting at as low as 11%, flexible repayment tenure, a 100% online application process, minimal documentation, and much more. To make the festival of lights more special for you, we are offering personal loans at a 0% processing fee till Diwali. Apply from the convenience of your home today.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
