The Guide to Getting an Instant Credit Card OnlineEstimated reading time: 3 minutes
Guide for Instant Credit Card Loan

The Guide to Getting an Instant Credit Card Online

Posted on Saturday, September 25th, 2021 | By IndusInd Bank

Long gone are the days when credit cards were a luxury. Now they are a necessity you need to shop online, make big-ticket purchases, and get a line of credit without paying any interest.

If you are looking to get a credit card instantly, but don’t want the hassle of visiting your bank, apply online.

How to Apply for a Credit Card Online in Just 3 Steps?

New-age banks like IndusInd Bank extend a seamless online facility through which you can apply for a credit card online. Click here to apply now! Once you log on, follow these three steps.

Step1: Pick Your Credit Card

IndusInd Bank offers not one but various types of credit cards to suit your lifestyle needs. Each comes with their set of features and benefits. Read on to find out what these cards bring you:

Indulge Credit Card

The Indulge Credit Card by IndusInd Bank is also feature-rich. You get:

  • Visa Infinite benefits such as, card theft coverage, purchase protection, travel accident insurance and trip cancellation charges.
  • 1.5 reward points for every Rs. 100 spent.
  • An exciting golf programme.

Pioneer Heritage Credit Card

The Pioneer Heritage Credit Card redefines luxury. You can enjoy a number of privileges and rewards when using the card. Some of the key features and benefits are:

  • Fuel surcharge waiver
  • Best-in-class Reward Programme
  • Fuel Surcharge Waiver

Apart from the credit cards mentioned above, there are a number of other options available, which you can check out here. Compare and select a credit card that suits your needs, and then prepare for the second step.

Step 2: Fill Application

Prepare your documents. At IndusInd Bank, we ask for minimal paperwork. All you need to apply for a credit card with us are the following documents:

  • Proof of identity – Aadhaar card, driving license, PAN card, passport (any 1)
  • Proof of income – Latest ITR, recent bank statements, salary slips (employed professionals), proof of business (self-employed persons)

You may not need these documents if you are an existing customer with us and have submitted similar paperwork in the past. If you are new, our portal will allow you to upload documents when you apply for a credit card online.

Step 3: Activate the Card You Receive

Once our team verifies your documents and approves the application, we dispatch the card to your chosen location. You will need to personally sign for it and show a proof of identity at the time of delivery. This is only a one-time process due to safety concerns.

You must set a PIN for your Credit Card as soon as you receive one. You should be the only one who knows your credit card PIN. Change your PIN online on the IndusInd Bank website or mobile banking application.

And, that’s it! In three simple steps, you now have a fully functional credit card of your choice.

The Bottom Line

If you are looking for a card that works seamlessly domestically as well as internationally and offers great redemption points, choose any IndusInd Bank credit card. To compare our cards on offer, click here.   

Want to know more? Give us a call today!

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.

Share This: