Offers
Rates
V-KYC
Debit Card Related
Credit Card Related
SA Welcome Kit 
Manage Mandate(s)
Get Mini Statement
categories
Bloggers
Blog collection
Press Release
Why Is It Important To Avail A Debit Card With Your Account?
Posted on Thursday, January 12th, 2023 | By IndusInd Bank
From security and convenience to access to cash and attractive rewards, availing a debit card with your savings account lets you enjoy a number of advantages.
Popularly referred to as plastic money or plastic cash, debit cards have veritably revolutionised monetary transactions the world over. From the neighbourhood grocery store to international websites, the debit card enjoys universal acceptance, making it a secure and convenient means of paying money. Given the great utility of this simple plastic card, most banks today offer it to customers at the time of opening a savings account. If you are still mulling over whether or not to avail a debit card with your account, read on to find out why it is essential to opt for a debit card with your account.
5 Good Reasons to Avail a Debit Card with Your Account
1. Convenient & Easy to Use
A debit card offers a high level of ease and convenience. Since the payment is deducted directly from your bank account, the transaction is inevitably smooth and instant. Besides, it is super-easy to use, merely requiring the cardholder to remember their PIN (Personal Identification Number).
2. Access to Cash
Many people think of payment apps as performing nearly the same functions as a debit card. However, the latter has a distinct edge over the former – it allows you to withdraw cash from an ATM, eliminating the need to visit your bank for cash withdrawal.
3. Safe & Secure
A debit card comes with robust security features such as the four-digit PIN which you could set and change yourself. Moreover, you get SMS alerts whenever a transaction is made. Even online payments via your debit card are typically approved only after a One-Time Password OTP sent to your registered mobile number is correctly entered. Last but not least, your debit card can quickly be frozen online, preventing potential theft.
4. Rewards & Cash-back
In the past, credit cards – not debit cards – were known for offering attractive rewards and cashback options to customers. However, many banks today offer debit cards with similar attractive features. For instance, you could get discounts on specific products or services or earn reward points on using your debit card.
5. Helps Set & Stick to a Budget
With a debit card, you cannot spend more money than you have in your account. This automatically precludes the possibility of going into debt. Since the money is deducted from your account every time you transact, a debit card helps you set and stick to a budget.
The Indus Delite Savings Account from IndusInd Bank is one of the best savings accounts that comes with a debit card loaded with attractive offers and discounts. The Indus Delite Savings Account is set apart by such special features as nil charges for non-maintenance of balance, the chance to earn 6x rewards on debit card spends, cash-back offers on shopping with your debit card, free movie tickets, and plenty more. The best part? This zero balance account can be instantly opened online using only your Aadhar and PAN card! Delightfully, the Indus Delite savings account merely requires you to pay a small charge as a debit card fee and fund your account with an initial funding amount.
Open an Indus Delite Savings Account today and experience the joys of banking with convenience!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
