Understanding How Inflation Affects the Real Returns on Fixed Deposits
Posted on Sunday, April 14th, 2024 |
A high inflation rate can significantly affect the real returns on a fixed deposit as the real value of investment decreases over time. As a result, investors need to consider the impact of inflation on an FD before making an investment decision. Investors can opt for cumulative FDs with high interest rates and tax-saving benefits…
Read moreRecent Changes in Tax Rules Affecting Fixed Deposits
Posted on Friday, April 12th, 2024 |
Fixed deposits are popular for stable returns and their tax-saving benefits. As per the interim budget 2024, there has been no change in the tax deduction limit under sec. 80C of the ITA, and investors can continue to enjoy tax benefits of up to INR 1.5 lakhs on their tax saver FDs. Moreover, the recent…
Read more5 Benefits of Loan Against Fixed Deposit that You Should Know
Posted on Monday, April 8th, 2024 |
A loan against a fixed deposit allows borrowers to leverage the value of their FD and secure a loan against it without liquidating it prematurely. It offers an assortment of benefits like lower interest rates, higher loan amount, zero processing charges, flexible repayment terms, and continued interest-earning on the FD. Fixed deposits are a popular…
Read moreFD Investment: A Safe Investment Plan with High Returns
Posted on Friday, March 15th, 2024 |
Fixed deposits (FDs) have maintained their credibility as a secure financial instrument, standing resilient against the evolving landscape of investment opportunities. Balancing safety with attractive returns, FDs continue to be a preferred choice for investors seeking stability in their portfolios. In this blog, we will explore the various facets that make FD investments a rewarding…
Read moreDifferent Types of Fixed Deposits
Posted on Friday, February 23rd, 2024 |
In today’s complex investment landscape, security is paramount. Many seek a safe yet growth-oriented option for their savings. Fixed Deposits (FDs) provide a solution to this dilemma, offering stable returns without market volatility. This blog explores different types of FDs and why FDs are a smart choice for those prioritising security and growth. Different Types…
Read moreHow to Calculate Fixed Deposit Returns A Simple Guide
Posted on Friday, February 23rd, 2024 |
Whether you are a working professional or a recently retired person, one type of investment that is bound to be part of your portfolio is a fixed deposit. A fixed deposit (FD) is typically opened with banks and can provide a relatively stable income at regular intervals. This article will particularly dwell on the various…
Read moreDecoding Financial Institutions’ Credit Ratings & Its Role in Fixed Deposit Investments
Posted on Tuesday, February 13th, 2024 |
When it comes to saving money, many in India turn to fixed deposits for their predictability and safety. The Reserve Bank of India’s 2023 report highlights an impressive ₹10.27 trillion committed to bank deposits. This figure speaks volumes about the trust Indians place in FDs. An FD typically offers risk-free returns as it remains unaffected…
Read moreFixed Deposit: Know Why an FD Is a Relevant Option for Your Portfolio
Posted on Friday, February 9th, 2024 |
Fixed deposits are a safe and secure investment option for investors across risk profiles. Safe from market fluctuations, FDs offer flexibility, diversification, and tax savings. Build a robust portfolio with IndusInd Bank’s flexible and secure fixed deposits. Building a robust investment portfolio is a matter of balancing gains with stability. Market-linked instruments such as stocks…
Read more6 Features That Make IndusInd Bank FDs An Ideal Investment Choice
Posted on Tuesday, February 6th, 2024 |
IndusInd Bank fixed deposit offers outstanding benefits that make it stand out as an ideal investment choice. Advantages of IndusInd Bank’s fixed deposits range from hassle-free instant online booking and competitive interest rates, to flexible tenures, and flexible options for interest payments. Prudent investment decisions are essential in attaining financial stability, and fixed deposits are…
Read more6 factors you should consider while choosing a fixed deposit
Posted on Wednesday, January 17th, 2024 |
Navigating the complex landscape of investment options can be a daunting task, with a multitude of choices vying for attention. Among these, fixed deposits FDs emerge as a stalwart option, offering both reliability and predictable returns. The appeal of fixed deposits lies in their simplicity and time-tested nature, making them an attractive avenue for those…
Read moreSmart Ways to Pick the Right Fixed Deposit
Posted on Thursday, December 21st, 2023 |
When choosing a fixed deposit, look into the bank’s credibility, the fixed deposit interest rate, tenure, ease of application, and interest pay-out options. The IndusInd Bank fixed deposit fulfils every criterion, making it a worthy option for investors. Choosing an investment option is scarcely as simple as it sounds. Your research must be thorough and…
Read moreHow Does the FD Minimum Period Differ Across Various FD Types?
Posted on Saturday, October 28th, 2023 |
The minimum periods and FD interest rates vary based on the specific FD type and terms provided by the bank or financial institution. According to data from the RBI, there are 24.23 million FDs in India, valued at more than INR 103 trillion. This exceeds the total amount of INR 59.7 trillion held in savings…
Read moreWhich Deposit Account Has the Highest Interest Rate?
Posted on Friday, October 27th, 2023 |
In today’s dynamic financial landscape, securing your financial future has become more crucial than ever before. Fixed deposits help you achieve this by offering high interest rates and stable returns. IndusInd Bank’s FD schemes offer best-in-class FD interest rates, tax benefits, and flexible interest payment options. Book an FD online with IndusInd Bank in a…
Read moreHow to calculate FD Interest Using Online FD Interest Calculators?
Posted on Thursday, August 17th, 2023 |
In an increasingly dynamic financial landscape, the importance of savings and investments cannot be overstated. These avenues pave the way for financial security and the realization of long-term goals. Among the plethora of investment options available, fixed deposits (FDs) stand out as a secure way to earn guaranteed returns. In this blog, we will explore…
Read morePlanning for the Future: Achieving Financial Goals with Fixed Deposits
Posted on Sunday, July 30th, 2023 |
As we journey through life, it is vital to have a clear vision of our financial goals. Whether it’s purchasing a dream home, funding your child’s education, planning for a comfortable retirement, or embarking on that dream vacation, achieving these goals necessitates smart financial planning. One of the most reliable and secure investment options available…
Read moreMaximizing Your Returns on Fixed Deposits: A Smart Investment Choice
Posted on Thursday, July 27th, 2023 |
In today’s ever-changing financial landscape, finding the right investment avenue to grow your savings is crucial. Fixed Deposits (FDs) have been a preferred choice for risk-averse investors seeking stability and consistent returns. In this blog, we will explore the art of maximizing your returns on Fixed Deposits, helping you make the most of your hard-earned…
Read moreFixed Deposit Interest Rates and Financial Planning: Creating a Diversified Portfolio
Posted on Thursday, July 27th, 2023 |
As we navigate through the dynamic world of finance, it becomes essential to devise a robust financial plan that ensures stability, growth, and security. Among the plethora of investment options available, Fixed Deposits (FDs) have stood the test of time as a reliable choice for risk-averse investors. In this blog, we will explore the significance…
Read moreHow to Choose the Right Fixed Deposit Tenure for Maximum Interest
Posted on Thursday, July 20th, 2023 |
Fixed deposits (FDs) are a popular investment option among individuals looking for a safe and secure way to grow their savings. One of the crucial factors to consider when investing in an FD is the tenure, as it directly impacts the interest earned. Choosing the right fixed deposit tenure can help you maximize your interest…
Read moreExploring the Features and Flexibility of a Fixed Deposit Linked Savings Account
Posted on Tuesday, July 11th, 2023 |
In today’s fast-paced world, financial planning plays a crucial role in securing our future and achieving our goals. While it is important to invest your hard-earned money and earn high returns on it, it is equally critical to maintain liquidity. This is where FD-linked savings accounts come into play. An FD-linked savings account – like…
Read moreWill FD Interest Rates Increase in India 2023?
Posted on Saturday, June 3rd, 2023 |
From April 2022 to March 2023, there has been a tremendous increase in interest rates, which is good news for all individuals looking to invest in FDs this year. Moreover, with the financial landscape getting more competitive, banks might increase the minimum interest rates as well, which means there is no better time to invest…
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