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Fixed Deposit Interest Rates

Understanding How Inflation Affects the Real Returns on Fixed Deposits

Posted on Sunday, April 14th, 2024 | By IndusInd Bank

Fixed deposit

A high inflation rate can significantly affect the real returns on a fixed deposit as the real value of investment decreases over time. As a result, investors need to consider the impact of inflation on an FD before making an investment decision. Investors can opt for cumulative FDs with high interest rates and tax-saving benefits…

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Recent Changes in Tax Rules Affecting Fixed Deposits

Posted on Friday, April 12th, 2024 | By IndusInd Bank

Tax Rules Affecting Fixed Deposits

Fixed deposits are popular for stable returns and their tax-saving benefits. As per the interim budget 2024, there has been no change in the tax deduction limit under sec. 80C of the ITA, and investors can continue to enjoy tax benefits of up to INR 1.5 lakhs on their tax saver FDs. Moreover, the recent…

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5 Benefits of Loan Against Fixed Deposit that You Should Know

Posted on Monday, April 8th, 2024 | By IndusInd Bank

Loan Against Fixed Deposit

A loan against a fixed deposit allows borrowers to leverage the value of their FD and secure a loan against it without liquidating it prematurely. It offers an assortment of benefits like lower interest rates, higher loan amount, zero processing charges, flexible repayment terms, and continued interest-earning on the FD. Fixed deposits are a popular…

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FD Investment: A Safe Investment Plan with High Returns

Posted on Friday, March 15th, 2024 | By IndusInd Bank

FD Investment Plan with High Returns

Fixed deposits (FDs) have maintained their credibility as a secure financial instrument, standing resilient against the evolving landscape of investment opportunities. Balancing safety with attractive returns, FDs continue to be a preferred choice for investors seeking stability in their portfolios. In this blog, we will explore the various facets that make FD investments a rewarding…

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Different Types of Fixed Deposits

Posted on Friday, February 23rd, 2024 | By

Types of Fixed Deposits

In today’s complex investment landscape, security is paramount. Many seek a safe yet growth-oriented option for their savings. Fixed Deposits (FDs) provide a solution to this dilemma, offering stable returns without market volatility. This blog explores different types of FDs and why FDs are a smart choice for those prioritising security and growth.  Different Types…

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How to Calculate Fixed Deposit Returns A Simple Guide

Posted on Friday, February 23rd, 2024 | By

Calculate Fixed Deposit Returns

Whether you are a working professional or a recently retired person, one type of investment that is bound to be part of your portfolio is a fixed deposit. A fixed deposit (FD) is typically opened with banks and can provide a relatively stable income at regular intervals. This article will particularly dwell on the various…

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Decoding Financial Institutions’ Credit Ratings & Its Role in Fixed Deposit Investments

Posted on Tuesday, February 13th, 2024 | By

Credit Ratings

When it comes to saving money, many in India turn to fixed deposits for their predictability and safety. The Reserve Bank of India’s 2023 report highlights an impressive ₹10.27 trillion committed to bank deposits. This figure speaks volumes about the trust Indians place in FDs. An FD typically offers risk-free returns as it remains unaffected…

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Fixed Deposit: Know Why an FD Is a Relevant Option for Your Portfolio

Posted on Friday, February 9th, 2024 | By

Best fixed deposit portfolio

Fixed deposits are a safe and secure investment option for investors across risk profiles. Safe from market fluctuations, FDs offer flexibility, diversification, and tax savings. Build a robust portfolio with IndusInd Bank’s flexible and secure fixed deposits. Building a robust investment portfolio is a matter of balancing gains with stability. Market-linked instruments such as stocks…

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6 Features That Make IndusInd Bank FDs An Ideal Investment Choice

Posted on Tuesday, February 6th, 2024 | By

Features of IndusInd Bank Fixed Deposits

IndusInd Bank fixed deposit offers outstanding benefits that make it stand out as an ideal investment choice. Advantages of IndusInd Bank’s fixed deposits range from hassle-free instant online booking and competitive interest rates, to flexible tenures, and flexible options for interest payments. Prudent investment decisions are essential in attaining financial stability, and fixed deposits are…

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6 factors you should consider while choosing a fixed deposit

Posted on Wednesday, January 17th, 2024 | By

Choosing a fixed deposit online

Navigating the complex landscape of investment options can be a daunting task, with a multitude of choices vying for attention. Among these, fixed deposits FDs emerge as a stalwart option, offering both reliability and predictable returns. The appeal of fixed deposits lies in their simplicity and time-tested nature, making them an attractive avenue for those…

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Smart Ways to Pick the Right Fixed Deposit

Posted on Thursday, December 21st, 2023 | By IndusInd Bank

Book your FD instantly online

When choosing a fixed deposit, look into the bank’s credibility, the fixed deposit interest rate, tenure, ease of application, and interest pay-out options. The IndusInd Bank fixed deposit fulfils every criterion, making it a worthy option for investors. Choosing an investment option is scarcely as simple as it sounds. Your research must be thorough and…

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How Does the FD Minimum Period Differ Across Various FD Types?

Posted on Saturday, October 28th, 2023 | By IndusInd Bank

Fixing FD Interest Rates

The minimum periods and FD interest rates vary based on the specific FD type and terms provided by the bank or financial institution. According to data from the RBI, there are 24.23 million FDs in India, valued at more than INR 103 trillion. This exceeds the total amount of INR 59.7 trillion held in savings…

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Which Deposit Account Has the Highest Interest Rate?

Posted on Friday, October 27th, 2023 | By IndusInd Bank

Highest Interest Rate on Fixed Deposit

In today’s dynamic financial landscape, securing your financial future has become more crucial than ever before. Fixed deposits help you achieve this by offering high interest rates and stable returns. IndusInd Bank’s FD schemes offer best-in-class FD interest rates, tax benefits, and flexible interest payment options. Book an FD online with IndusInd Bank in a…

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How to calculate FD Interest Using Online FD Interest Calculators?

Posted on Thursday, August 17th, 2023 | By IndusInd Bank

How to calculate FD Interest Using Online FD Interest Calculators

In an increasingly dynamic financial landscape, the importance of savings and investments cannot be overstated. These avenues pave the way for financial security and the realization of long-term goals. Among the plethora of investment options available, fixed deposits (FDs) stand out as a secure way to earn guaranteed returns. In this blog, we will explore…

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Planning for the Future: Achieving Financial Goals with Fixed Deposits

Posted on Sunday, July 30th, 2023 | By IndusInd Bank

Open IndusInd Bank Fixed Deposit

As we journey through life, it is vital to have a clear vision of our financial goals. Whether it’s purchasing a dream home, funding your child’s education, planning for a comfortable retirement, or embarking on that dream vacation, achieving these goals necessitates smart financial planning. One of the most reliable and secure investment options available…

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Maximizing Your Returns on Fixed Deposits: A Smart Investment Choice

Posted on Thursday, July 27th, 2023 | By IndusInd Bank

Calculate Interest Fixed Deposit

In today’s ever-changing financial landscape, finding the right investment avenue to grow your savings is crucial. Fixed Deposits (FDs) have been a preferred choice for risk-averse investors seeking stability and consistent returns. In this blog, we will explore the art of maximizing your returns on Fixed Deposits, helping you make the most of your hard-earned…

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Fixed Deposit Interest Rates and Financial Planning: Creating a Diversified Portfolio

Posted on Thursday, July 27th, 2023 | By IndusInd Bank

High Fixed Deposit Interest Rates

As we navigate through the dynamic world of finance, it becomes essential to devise a robust financial plan that ensures stability, growth, and security. Among the plethora of investment options available, Fixed Deposits (FDs) have stood the test of time as a reliable choice for risk-averse investors. In this blog, we will explore the significance…

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How to Choose the Right Fixed Deposit Tenure for Maximum Interest

Posted on Thursday, July 20th, 2023 | By IndusInd Bank

Right Fixed Deposit Tenure for Maximum Interest

Fixed deposits (FDs) are a popular investment option among individuals looking for a safe and secure way to grow their savings. One of the crucial factors to consider when investing in an FD is the tenure, as it directly impacts the interest earned. Choosing the right fixed deposit tenure can help you maximize your interest…

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Exploring the Features and Flexibility of a Fixed Deposit Linked Savings Account

Posted on Tuesday, July 11th, 2023 | By IndusInd Bank

Open FD Linked Savings Account

In today’s fast-paced world, financial planning plays a crucial role in securing our future and achieving our goals. While it is important to invest your hard-earned money and earn high returns on it, it is equally critical to maintain liquidity. This is where FD-linked savings accounts come into play. An FD-linked savings account – like…

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Will FD Interest Rates Increase in India 2023?

Posted on Saturday, June 3rd, 2023 | By IndusInd Bank

Will 2023 See an Increase in FD Interest Rates in India

From April 2022 to March 2023, there has been a tremendous increase in interest rates, which is good news for all individuals looking to invest in FDs this year. Moreover, with the financial landscape getting more competitive, banks might increase the minimum interest rates as well, which means there is no better time to invest…

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