Offers
Rates
V-KYC
Debit Card Related
Credit Card Related
SA Welcome Kit 
Manage Mandate(s)
Get Mini Statement
categories
Bloggers
Blog collection
Press Release
Reasons to Use Debit Card to Make Payments and Purchases
Posted on Tuesday, August 10th, 2021 | By IndusInd Bank
Debit cards lie in the comfortable space between credit cards and cash – you don’t have to worry about overspending, and you can carry them around conveniently. If you’ve never used these cards or are thinking of trying one out, here is why you should give them a chance.
It’s Convenient
With a debit card in your wallet, you’d not have to carry cash everywhere you go. Almost all retail stores and outlets accept these cards. Just swipe, enter your PIN, and that’s it! You no longer need to carry a lot of cash or write a cheque. Some banks also allow you to link your debit card with a UPI payment gateway. For instance, you can link our IndusInd Bank Debit Card seamlessly with Google Pay and Samsung Pay and enjoy speedy and convenient transactions.
You Can Earn Rewards and Perks
When you pay with cash, you usually get a smile and a thank-you. However, paying with debit cards can give you exclusive perks and rewards. For instance, every time you pay using an IndusInd Bank card, you get discounts on movie tickets and lounge access on international and domestic airports.
Moreover, you also get reward points on every transaction, which you can redeem to get additional gifts and cashbacks. All in all, with debit cards, you can spend more to win more.
It’s Safe
More than anything, debit cards ensure safe transactions. Every purchase is PIN-protected, along with additional layers of security that some banks offer. With IndusInd Bank debit cards, you get dedicated purchase protection, along with Lost Card Liability. Additionally, we also offer complimentary air accident and personal accident insurance on our debit cards.
Also, getting your card stolen isn’t half as stressful as losing your cash. All you have to do is call the card provider and block your card. IndusInd Bank offers reliable protection if you suffer financial losses due to card theft. Plus, we offer purchase protection up to Rs. 50,000 on our cards. Transaction notifications also alert you of any unauthorised purchases.
No Hefty Fees
You don’t have to pay heavy extra fees on your debit card. The bank only charges a nominal annual maintenance amount. What’s more, ATM withdrawals on all IndusInd Bank kiosks are free!
Over to You
Not only do debit cards make transacting easy and speedy, but they are also widely accepted. From your local grocery store to major retail outlets and restaurants, you can effortlessly pay the bill with this plastic money.
Take advantage of the benefits debit cards offer to save money, manage your finances, and avail of some special deals and perks. Apply for a debit card online today with IndusInd Bank and unlock a whole lot of convenience, rewards, safety and savings. Check out our suite of cards here
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
