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Personal Loan Interest Rate

5 tips To Avoid Defaulting On Your Personal Loan

Posted on Tuesday, November 28th, 2023 | By IndusInd Bank

Common Reasons Banks Decline Your Personal Loan

A personal loan can help you deal with various financial situations, including medical emergencies, wedding expenses, children’s education, etc. While personal loans are ideal for various needs, responsible management is crucial to avoid default. Defaulting on a personal loan harms your credit score and can lead to financial and legal troubles. Below are five essential…

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What are the benefits of taking a personal loan from a bank vs. an NBFC?

Posted on Tuesday, November 28th, 2023 | By

personal loan from a bank vs. an NBFC

When it comes to securing a personal loan, the choice between a traditional bank and a Non-Banking Financial Company (NBFC) can be confusing. Both have their merits, but understanding the differences and benefits is crucial to making an informed decision. In this blog, we will explore the distinct features that set a personal loan from…

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The importance of an EMI calculator in getting a personal loan

Posted on Tuesday, November 28th, 2023 | By

EMI calculator

When it comes to fulfilling your financial aspirations or tackling unexpected expenses, a personal loan is often the go-to solution. It offers the flexibility and liquidity that can help you achieve your goals without draining your savings. However, understanding the financial implications is crucial before you embark on your loan journey. This is where a…

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How to negotiate personal loan terms and conditions

Posted on Monday, September 25th, 2023 | By IndusInd Bank

Negotiating Personal Loan Terms with Lenders

The terms and conditions associated with a personal loan can impact your financial health for years. Luckily, many lenders are open to negotiations, allowing you to customise your loan agreement to suit your needs. Let us understand the process of negotiating personal loan terms and conditions. This will help you secure the most favourable terms…

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Have a low CIBIL score? Here’s how you can boost your chances of getting approved for a personal loan

Posted on Monday, September 25th, 2023 | By IndusInd Bank

low CIBIL score

The world is full of uncertainties, and many times, you are faced with emergencies that require financial support. During such times, a simple yet versatile financial product like a personal loan comes to your rescue. A personal loan is a collateral-free loan that can be obtained easily without any collateral, security or a guarantor. However,…

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Planning to study abroad? Here’s how a personal loan can help!

Posted on Monday, September 25th, 2023 | By IndusInd Bank

Planning to study abroad

Are you lacking financial resources but yearning for your academic and professional development? You can fulfil your aspirations and have a great professional future with the aid of a personal loan for education. While having a vibrant social life and global connections can be profitable, studying abroad provides greater opportunities for academic, cultural and professional…

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Planning for a home renovation? Here’s how a personal loan can help!

Posted on Monday, September 25th, 2023 | By IndusInd Bank

personal loan for a home renovation

‘Home’ is a place that will always be close to our hearts; it reflects our personality and defines us. In the circle of life, we go through a lot of changes – positive and negative, and we learn to adapt and embrace them. With time, even our homes go through a lot of changes. Some…

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Understanding Interest Rates and APRs for Personal Loans

Posted on Tuesday, August 1st, 2023 | By IndusInd Bank

Interest Rates and APRs for Personal Loans

When considering a personal loan, understanding interest rates and APRs is crucial to make an informed financial decision. Many borrowers find these terms confusing, but they play a significant role in determining the overall cost of borrowing. In this blog, we’ll break down the concepts of interest rates and APRs, explore the differences between the…

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How To Calculate Personal Loan EMIs

Posted on Friday, July 28th, 2023 | By IndusInd Bank

Calculate Personal Loan EMIs

Understanding how your equated monthly instalments (EMIs) for personal loans are calculated can prove to be an invaluable tool for effective financial planning. Whether you’re contemplating a loan for a much-needed home renovation, managing unforeseen expenditures, or planning a dream vacation, your ability to calculate your loan EMIs can greatly influence your financial decisions. Let’s…

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How To Choose The Right Personal Loan For Your Needs

Posted on Friday, July 28th, 2023 | By IndusInd Bank

Choose The Right Personal Loan

Choosing the right personal loan can often seem like a difficult task. Today, countless options are available, each with its own unique features and benefits. However, by understanding your own financial needs and circumstances, you can make the process considerably simpler. Personal loans can serve as a financial lifesaver, offering the means to meet various…

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7 Ways To Get The Best Personal Loan Rates

Posted on Friday, July 28th, 2023 | By IndusInd Bank

Personal Loan Rates

In the ever-evolving financial landscape, a personal loan can be a lifeline in times of need. Whether for an emergency, a dream vacation, or a home renovation project, a personal loan can provide the funds you require quickly. But the commonly asked question is, how can you get the best rates? Here are 7 insightful…

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Differences Between Secured and Unsecured Personal Loan.

Posted on Tuesday, May 2nd, 2023 | By Indusind Bank

Personal Loan Secured or Unsecured

A personal loan is an excellent way to finance important expenses such as home renovation, wedding expenses, unexpected medical bills, and more. There are two types of personal loan options available: secured and unsecured. It’s important to understand the differences between these two types of loans before deciding which one is right for you.  Secured…

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Benefits of Using Personal Loan for Home improvement

Posted on Thursday, April 27th, 2023 | By Indusind Bank

Benefits of Using Personal Loan for Home improvement

Home improvement projects can be expensive and can take a toll on your finances. However, there are several ways to finance your home improvement projects, and one such way is to use an instant personal loan. In this blog post, we will discuss the benefits of using a personal loan for home improvement.  No Collateral…

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How to get a personal loan for home renovation?

Posted on Monday, April 24th, 2023 | By IndusInd Bank

Personal Loan for Home Renovation

Home renovation can be a daunting task, especially if you don’t have enough funds to finance the project. However, an instant personal loan can be an ideal solution to help you achieve your desired home improvement goals. In this article, we will explore the various steps you need to take to obtain a personal loan…

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Top 5 Reasons to Choose Indus Easy Credit Personal Loan

Posted on Tuesday, January 24th, 2023 | By IndusInd Bank

Indus Easy Credit Personal Loan

Given the uncertain nature of life and the rising cost of living, the borrowing demand has increased significantly in the country. From medical emergencies to wedding expenses, there are numerous situations wherein people use various credit options available in the market. However, one borrowing option that has gained huge popularity over the last decade is…

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How to compare Personal Loans in India?

Posted on Wednesday, December 28th, 2022 | By IndusInd Bank

Compare Loans

A personal loan is a quick and easy way to get funds instantly, without extensive paperwork or collateral. Personal loans give you the flexibility to use credit for any purpose – be it for a wedding or medical expenses or a vacation. Another reason why the demand for a personal loan has shot up following…

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How to reduce personal loan EMI burden

Posted on Monday, October 10th, 2022 | By IndusInd Bank

How to reduce personal loan EMI burden

We live in times of unprecedented inflation, pandemic, etc. which makes it difficult to save. We see prices of daily necessities go up every week which forces us to spend more on our day-to-day expenses. Education, LPG, fees, etc. are no longer available at the prices they were a few years ago. But there are…

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Save on EMIs by Compiling Your Current Loans

Posted on Monday, October 3rd, 2022 | By IndusInd Bank

Personal loan interest rate EMI calculator

Taking out loans provides an easy solution to handle the cash crunch at the moment. But, if you have taken multiple loans to manage your unique needs, then repaying them can become challenging over time because of different payment schedules, varied interest rates, and the overall cost of each debt. Many people take home loans…

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5 Points to Take Care of When Applying for a Personal Loan

Posted on Wednesday, September 23rd, 2020 | By

Things Consider When Applying for Personal Loan

A personal loan is an unsecured form of credit offered by banks and other financial institutions. Factors like employment history, income level, repayment capacity, credit history, and profession are some of the parameters that are considered to decide whether you can receive a loan. People usually apply for a personal loan only when they face…

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