• Products
    • Corporate Salary Account
    • Convenient banking with enhanced benefits to suit the needs of our corporate salary customers

    • Fixed Deposit
    • Secure your money and watch it grow. Flexible tenures and attractive interest rates

    • Senior Citizen Scheme
    • Age is no excuse. Exciting benefits and higher interest rates to make your money work harder

    • Young Saver Deposit
    • Financial wellbeing starts early. Get assured returns for your child's secured future

    • Deposit Plus
    • Dream more and achieve more as your money grows. Higher returns on IndusInd Term Deposits

    • Vehicle Loans
    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

    • Affordable Home Loans
    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • Loan Against Property
    • Expand your business, pay for further education or meet medical needs with a Loan against Property

    • Gold Loan
    • Put the power of gold to work. Instant financing with minimum documentation

    • Home Loan
    • Customisable home loan designed for our customers

    • Agri Loan
    • Enabling farmers to meet their credit needs, instantly Sow the seeds of a brighter future with a loan designed to help farmers

    • Personal Loan
    • Now nothing can hold back your aspirations. Instant Personal Loans with attractive EMIs

    • Medical Equipment Loan
    • Develop your healthcare facility and equip it with the latest technology in the industry

    • Credit Card
    • Discover endless benefits and privileges with our range of Credit Cards to suit your needs

    • Loan on Credit Card
    • Indus Easy Loan is a very convenient and quick option to get ready cash when you need it the most. Indus Easy EMI facility gives you the option to convert your high value credit card purchases into easy and flexible EMIs.

    • Duo Card
    • A single card that’s double the awesome! Get a credit and debit card in one

    • Debit Card
    • Make fast and secure payments on the go, wherever you are, with ease!

    • Commercial Cards
    • IndusInd Bank’s Corporate Card is designed to keep the organization’s cost objectives in mind. With this primary objective, our Corporate Cards can monitor & control employee expenses in addition to making re-conciliation hassle free.

    • Prepaid Card
    • Give your loved ones a gift that suits every occasion – the freedom of choice!

    • Forex Card
    • Carry convenience and security to wherever in the world choose to you go

    • My Family & Me
    • Protect what really matters. Avail of insurance for your whole family

    • My Business
    • Whatever your business, whatever its size – we have a solution that fits

    • Goal Calculator
    • Get smart and plan ahead. Calculate monthly instalments, investments and more

    • Mutual Funds
    • Investing gets easier when you have a systematic investment plan and a clear direction

    • Alternate Products
    • Diversify and customize your investments with the help of your fund manager

    • ASBA
    • Guiding you every step of the way as you unlock the potentials of your investments

    • Debit Card
    • Avail of the finest selections of debit cards to make payments on the go and online

    • Prepaid Card
    • One Card, Many Uses. Shop, Dine, Pay and Enjoy the Benefits of Convenience

    • Forex Card
    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Quick Pay
    • Reward, gift or surprise! Make instant transfers with QuickPay in minutes

    • Bharat QR
    • Scan. Pay. Go. Bharat QR is the newest, fastest way to pay!

    • Debit Card EMI
    • Power your purchase with a Debit Card EMI transaction without blocking your account balance and no processing fee. A safe and convenient way to do transactions with ease of repayments in EMI.

    • Forex Card
    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • Inward Remittances
    • Initiate wire transfer from your local bank through their online / offline facility mentioning our correspondent bank details.

    • Fx Retail – Online
    • An online platform for anonymous, order-based dealing in USDINR (Cash/Tom/Spot).

    • What is PMJDY
    • Let nothing hold you back from forging your path to prosperity

    • Social Security
    • Designed with the best interest of you and your community at heart

    • Financial Literacy
    • Investing in your financial education so you can invest in your future

  • Make Payments
    • Credit Card Payment
    • Enjoy the ease of paying with your credit card…. And the exclusive privileges that come with it

    • Click Pay
    • Now pay your vehicle loan and affordable home loan EMIs with ease in just a few clicks.

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • SecurePay
    • Pay your insurance premium in a safe and secure manner instantly.

    • Bill Payment
    • Set up, automate, go! Never remember another bill due date again!

    • E-Mandate
    • Don’t worry about remembering due dates anymore. Set up an eMandate and let your EMIs be paid automatically

    • Payment NEFT / RTGS Facility
    • Make your Personal Loan/Business Loan account payment from any bank which offers NEFT / RTGS facility on their internet banking.

  • Digital Banking
    • Indusnet
    • Enjoy the freedom of managing your finances anywhere, anytime

    • IndusMobile
    • We shrank the bank to fit your phone. Access a suite of banking services on the go

    • IndusSmart
    • IndusSmart is an online Mutual Fund platform by IndusInd Bank to help its account holders learn, invest and plan for their investment goals.

    • Google Pay
    • Make smart, simple and secure digital payments via IndusInd Bank Cards on Google Pay

  • Apply Online
    • Personal Loan
    • Apply for a Personal Loan to meet your immediate cash needs

    • Vehicle Loans
    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

    • Fixed Deposit
    • Open a fixed deposit online and maintain it online, too.

    • Mutual Funds
    • Save yourself the paperwork. Invest in mutual funds online

    • Insurance - IndiQwik
    • IndiQwik offers you easy insurance at preferential premium in just a few clicks!

    • Forex Card
    • A smart, efficient Forex Card so you enjoy your travels

    • Affordable Home Loans
    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • Udyam Registration
    • Register for Udyam or update your Udyog Aadhaar and avail priority sector lending benefits by as offered by the Government of India.

  • Vehicle Auction
    • Indus EasyWheels
    • Pre-owned vehicle sales platform. Now bid for your favorite pre-owned cars and two-wheelers, anytime anywhere.

    • Register Now
    • Register on Indus EasyWheels completely FREE of cost with just your email ID and phone number

    • Login
    • Login to your Indus EasyWheels account

    • Blogs
    • Detailed analysis, industry news and interesting hacks to help expedite your journey to own your pre-owned vehicle

    • View all vehicles
    • We offer 360 degree vehicle information, inspection report and much more for you to make the right choice.

    • View all Two-Wheelers
    • View and select from our range of pre-owned two-wheeler vehicle options up for bidding

    • View all Cars
    • Choose from our range of pre-owned cars vehicle options up for bidding

    • FAQs
    • Have doubts? Here’s a set of frequently asked questions to help you get started.

  • Reach Us
    • Forms & Documents
    • Complete your formalities. Here’s everything you need in one place.

    • Charges & Fees
    • The most efficient personal banking services by IndusInd Bank

    • Contact Us
    • Need help? Simply connect to an IndusInd representative

    • Locate Us
    • Find out where your nearest IndusInd Bank is

    • FAQ's
    • Got questions? We have answers! Browse through our FAQs

    • Feedback
    • You make us better. Your opinion matters.

Personal Loan

Have a low CIBIL score? Here’s how you can boost your chances of getting approved for a personal loan

Posted on Monday, September 25th, 2023 | By IndusInd Bank

low CIBIL score

The world is full of uncertainties, and many times, you are faced with emergencies that require financial support. During such times, a simple yet versatile financial product like a personal loan comes to your rescue. A personal loan is a collateral-free loan that can be obtained easily without any collateral, security or a guarantor. However,…

Share This:
Read more

Planning to study abroad? Here’s how a personal loan can help!

Posted on Monday, September 25th, 2023 | By IndusInd Bank

Planning to study abroad

Are you lacking financial resources but yearning for your academic and professional development? You can fulfil your aspirations and have a great professional future with the aid of a personal loan for education. While having a vibrant social life and global connections can be profitable, studying abroad provides greater opportunities for academic, cultural and professional…

Share This:
Read more

Planning for a home renovation? Here’s how a personal loan can help!

Posted on Monday, September 25th, 2023 | By IndusInd Bank

personal loan for a home renovation

‘Home’ is a place that will always be close to our hearts; it reflects our personality and defines us. In the circle of life, we go through a lot of changes – positive and negative, and we learn to adapt and embrace them. With time, even our homes go through a lot of changes. Some…

Share This:
Read more

Personal Loans for Travel: Financing Your Wanderlust Responsibly

Posted on Friday, September 22nd, 2023 | By IndusInd Bank

Personal Loan for Travel

Are you one of those who dreams of exploring exotic destinations, experiencing different cultures, and creating lasting memories through travel? If so, you’re not alone. Traveling is a universal passion that enriches our lives in numerous ways. However, being a wanderlust can sometimes exceed our financial means. That’s where a personal loan for travel comes…

Share This:
Read more

Advice on setting up an emergency fund – a personal loan for unexpected expenses

Posted on Tuesday, August 22nd, 2023 | By IndusInd Bank

Personal Loans for Emergencies - IndusInd Bank

If your emergency fund falls short of meeting your needs, choose IndusInd Bank’s personal loans for emergencies to meet your urgent financial requirements. Our unsecured personal loans come with attractive interest rates and flexible repayment schedules. These loans have a 100% online application process and are instantly disbursed, providing succor in difficult circumstances. Unexpected, urgent,…

Share This:
Read more

Personal loans vs credit cards: which is right for you?

Posted on Friday, August 11th, 2023 | By IndusInd Bank

Personal Loan Vs Credit Card

Financial decisions can sometimes be confusing, especially when it comes to choosing between a credit card and a personal loan. But don’t worry, we’re here to help you understand these options. Let us take a look at the differences between credit cards and personal loans. This blog will help you figure out which one suits…

Share This:
Read more

How To Calculate Personal Loan EMIs

Posted on Friday, July 28th, 2023 | By IndusInd Bank

Calculate Personal Loan EMIs

Understanding how your equated monthly instalments (EMIs) for personal loans are calculated can prove to be an invaluable tool for effective financial planning. Whether you’re contemplating a loan for a much-needed home renovation, managing unforeseen expenditures, or planning a dream vacation, your ability to calculate your loan EMIs can greatly influence your financial decisions. Let’s…

Share This:
Read more

How To Choose The Right Personal Loan For Your Needs

Posted on Friday, July 28th, 2023 | By IndusInd Bank

Choose The Right Personal Loan

Choosing the right personal loan can often seem like a difficult task. Today, countless options are available, each with its own unique features and benefits. However, by understanding your own financial needs and circumstances, you can make the process considerably simpler. Personal loans can serve as a financial lifesaver, offering the means to meet various…

Share This:
Read more

7 Ways To Get The Best Personal Loan Rates

Posted on Friday, July 28th, 2023 | By IndusInd Bank

Personal Loan Rates

In the ever-evolving financial landscape, a personal loan can be a lifeline in times of need. Whether for an emergency, a dream vacation, or a home renovation project, a personal loan can provide the funds you require quickly. But the commonly asked question is, how can you get the best rates? Here are 7 insightful…

Share This:
Read more

What Are the Eligibility Criteria for A Personal Loan for Self-Employed Individuals

Posted on Tuesday, July 25th, 2023 | By IndusInd Bank

eligibility criteria for personal loans for self-employed individuals - IndusInd Bank

Self-employed individuals seeking personal loans must satisfy the eligibility criteria, including age requirements, monthly net income, and good credit history. In recent years, self-employment has become popular due to its freedom and flexibility. According to a report titled “Women and Men in India 2022,” around 39.5% of men and 39.4% of women in urban India…

Share This:
Read more

How Can I Get a Personal Loan for Travel Instantly

Posted on Monday, July 24th, 2023 | By IndusInd Bank

Get a Personal Loan for Travel Instantly

IndusInd Bank provides hassle-free access to personal loans for travel through an efficient 100% paperless application procedure. Travelling to your dream destinations is an amazing experience that fills you with joy and memories that last a lifetime. However, the cost of travel can sometimes be a big obstacle. If you are eager to go on…

Share This:
Read more

Can I Get a Personal Loan If My Monthly Salary is ₹25,000?

Posted on Monday, June 26th, 2023 | By IndusInd Bank

can I get a personal loan if monthly salary is 25,000

When financial needs arise, a personal loan can be a convenient option to meet your expenses. However, a common concern among individuals with a salary of ₹25,000 is whether they will qualify for a personal loan or not. In this blog, we will explore the possibilities and shed light on the factors that lenders consider…

Share This:
Read more

What is the EMI for 4 Lakh Personal Loan?

Posted on Friday, June 23rd, 2023 | By IndusInd Bank

What is the EMI for 4 Lakh Personal Loan - IndusInd Bank

A personal loan with IndusInd Bank is a multipurpose loan featuring competitive interest rates. If you’re looking to apply for a personal loan amount of Rs. 4 lakhs, you can use a personal loan EMI calculator to get an estimate of your monthly payments and choose a comfortable loan repayment tenure. A personal loan is…

Share This:
Read more

Can You Get a Personal Loan for Travelling Abroad?

Posted on Thursday, June 22nd, 2023 | By IndusInd Bank

Personal Loan for Travelling Abroad

IndusInd Bank offers easy-to-avail multi-purpose personal loans for travelthat you can utilise for your trips abroad. Get quick approval and competitive interest rates. Follow 4 simple steps to get an IndusInd Bank Instant Personal loan. Introduction: Travelling abroad is a great way to broaden your horizons. It allows you to get acquainted with a global…

Share This:
Read more

Can We Use Personal Loans for Marriage Purposes?

Posted on Wednesday, June 21st, 2023 | By IndusInd Bank

Using Personal Loan for Marriage

A personal loan for a wedding comes with attractive interest rates, flexible repayment tenure, and no end-usage restrictions, allowing for improved financial management in the long run. Unlock a multitude of benefits by applying for a personal loan with IndusInd Bank today! A momentous milestone in an individual’s life, a marriage is accompanied by joyous…

Share This:
Read more

What is the criteria for Personal Loan for house renovation?

Posted on Friday, June 16th, 2023 | By IndusInd Bank

Personal Loan Criteria for House Renovation

Whether you’re planning to upgrade your kitchen or revamp your living rooms, you’ll need adequate funds to bring your dream-home vision to life. If you’re falling short of funds, then a personal loan can be your go-to-choice to finance your home renovation projects. In this blog, we’ll explore the criteria you should consider when applying…

Share This:
Read more

Understanding EMI in Personal Loans and How to Calculate it?

Posted on Wednesday, June 7th, 2023 | By IndusInd Bank

Understanding EMI in Personal Loans and How to Calculate it

When you’re taking a personal loan, Equated Monthly Installments (EMIs) play a significant role in determining your repayment schedule. Understanding how EMIs work and calculating it accurately is crucial for effective financial planning. In this blog, we will discover the concept of EMI in personal loans, explore the factors that influence EMI calculations, and guide…

Share This:
Read more

Use a Personal Loan to Finance Business Expansion

Posted on Tuesday, May 23rd, 2023 | By IndusInd Bank

Use a Personal Loan to Finance Business Expansion

As a business owner, you know that growth and expansion are crucial to the success of your business. However, expanding your business can be a costly endeavor, and you may need financing to achieve your goals. A personal loan can be an effective way to finance your business expansion, but it’s important to understand the…

Share This:
Read more

Why to have a Personal Loan with Flexible Payment Terms

Posted on Monday, May 22nd, 2023 | By IndusInd Bank

personal loan

If you’re in need of a personal loan, it’s important to consider all your options carefully. One key factor to consider when choosing a personal loan is the repayment terms. Choosing a personal loan with flexible repayment terms can offer a variety of benefits that can help you manage your finances more effectively. In this…

Share This:
Read more

Use a Personal Loan to Finance Your Wedding Ring

Posted on Thursday, May 11th, 2023 | By Indusind Bank

Personal Loan For wedding

One of the most extraordinary and unforgettable moments of your life is your wedding day. It’s a celebration of love, commitment, and the start of a new chapter in your life with your partner. One of the most significant symbols of this commitment is the wedding ring, which is often seen as a physical representation…

Share This:
Read more