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6 reasons to buy a credit card for your business

Posted on Wednesday, July 18th, 2018 | By

reasons to buy a credit card for business

Although SMEs and large corporations use business credit cards for their business purposes, these cards can be used by anyone who needs a separate business account. Using a credit card for your business needs can help you track business expenses and keep them separate from any personal account. Furthermore, using a credit card for business…

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5 tips to use your credit card wisely

Posted on Wednesday, July 18th, 2018 | By

tips to use your credit card wisely

Most of us would have experienced the joy of owning a credit card for the first time. And we all know how great a financial backup a credit card can be if used in the right manner. If used smartly, a credit card helps you manage your monthly expenses. Apart from being a powerful financial…

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Why should you open a Fixed Deposit Account?

Posted on Tuesday, March 20th, 2018 | By

Open a Fixed Deposit Account

Fixed deposit is a savings tool favored by both new and seasoned investors. Opening a fixed deposit is considered as the first step into the world of investment. This financial instrument is issued by financial institutes, banks, and NBFCs for a fixed tenure at a fixed interest rate. This interest rate for fixed deposits is…

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5 Questions To Ask To Know If You Are Saving Enough For Retirement

Posted on Tuesday, March 20th, 2018 | By

Saving enough money for your retirement

In a world of instant gratification, with an increasing trend towards credit purchases, the importance of saving money must not be lost. In a scenario where our monthly salaries are spent in repaying credit card bills and EMIs, savings tend to take the back seat, which is harmful to the prospect of financial security in…

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7 Essential Tips For First-Time Personal Loan Applicants

Posted on Wednesday, February 28th, 2018 | By

Tips for First Time Personal Loan

Personal loans are unsecured loans, which do not require you to make any kind of security deposit while availing funds. At times, when you have an urgent requirement for finances, a personal loan is the best way to raise funds. With an extremely simple application process, which requires minimum documentation, a personal loan can give…

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Here’s how you should manage your finances post retirement

Posted on Monday, January 29th, 2018 | By

manage your finances post retirement

It is always considered important to manage your income, but the need to do so becomes more critical post retirement when your income mostly comes from your savings instead of earnings. For most of us, our saved up income – saved over a course of years during our working years – is limited post retirement….

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How life insurance can help you fulfill your financial objectives

Posted on Monday, January 29th, 2018 | By

Objectives of life insurance policy

Life insurance goes beyond providing only protection as it can also act as an important tool to achieve financial objectives in one’s life. Almost all of us have certain life goals to fulfill and these may be related to wedding, child’s education, buying a car, buying a home, etc. Needs can be categorized as negotiable…

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4 Factors That Influence Your Credit Card Limit

Posted on Friday, December 22nd, 2017 | By

Factors to consider Your Credit Card Limit

The amount of credit you are allowed, also known as the spending limit or the credit limit, is the most important aspect to look at when you apply for a credit card. Setting the right limit is essential as it must appeal to the customer while being acceptable and comfortable for the bank. The calculation…

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5 Tips on Maintaining a High Credit Score

Posted on Wednesday, December 20th, 2017 | By

High credit score with personal finance tips

A good credit score is an important factor in establishing creditworthiness. This score is a statistical representation of a person’s history of repaying their debts and the risk involved in lending money to that person. This is a yardstick by which lenders measure how financially trustworthy a person is before deciding whether or not they…

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4 Ways to Improve Your Chances of Getting a Personal Loan

Posted on Tuesday, November 21st, 2017 | By

getting a personal loan with IndusInd Bank

A personal loan is an unsecured loan taken by a person to meet urgent financial requirements. It is a popular financial solution wherein you need to meet a one-time and urgent expense that might be out of your current budget or to overcome a temporary shortfall in funds. Personal loans are a convenient way to…

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5 Important Personal Loan Factors You Should Consider

Posted on Tuesday, November 21st, 2017 | By

Important Factors of Personal Loans

Personal loans are unsecured loans, which do not require you to deposit any security in order to avail funds. They are considered as one of the safest and most effective financial solutions when you are faced with a cash crunch situation. Personal loans come with an easy application process, making them one of the most…

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How to Choose a Personal Loan

Posted on Friday, November 17th, 2017 | By

How to apply personal loan

No matter your age, you probably have a bucket list of things that you would like to accomplish. More often than not, the only thing that might prevent you from crossing the items off your list is lack of funds. Whether it’s going on an international holiday, redesigning your dream home, or even providing for…

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Travel Smart Choose card over Cash!

Posted on Friday, November 3rd, 2017 | By

Travel Smart Choose card over Cash

Vacationing abroad and travelling to exotic international destinations is fast becoming a regular and frequent activity in India. Be it the young working professional or the urbane moneyed urbane traveler, more and more Indians are discovering the benefits of economic progress: with money in the bank and a passport which opens up a world of…

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More Trips Abroad with a Multi-Currency Forex Travel Card!

Posted on Monday, July 10th, 2017 | By IndusInd Bank

Trips abroad multi currency forex travel card

Thanks to technology and globalisation, travelling to distant lands for work as well as leisure is fairly easy in today’s times. With about 65 million passport holders in the country, India is pretty active on the international travel scene. According to a survey, an average of INR 2,55,100 was spent during travels by Indians in…

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Things to Keep in Mind Before Taking a Personal Loan

Posted on Friday, April 28th, 2017 | By IndusInd Bank

Things to Keep in Mind Before Taking a Personal Loan

Personal loans are the fastest and the most convenient form of credit today. Fast approval coupled with speedy disbursal and no collateral make it the credit instrument of choice during emergencies. People also have been using these loans for home renovation, financing weddings, education and sometimes even vacations. However, before taking a personal loan, there…

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6 Mistakes to Avoid When Taking a Personal Loan

Posted on Friday, April 28th, 2017 | By IndusInd Bank

6 Mistakes to Avoid When Taking a Personal Loan

A personal loan is usually an easy answer to your immediate financial needs. It is easily approved and banks generally have a hassle-free process for personal loan application. Having said that, you should be cautious while applying for a personal loan because a single mistake can lead financial troubles and also degrade your credit rating….

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5 Essential Tips to Consider Before Taking a Personal Loan

Posted on Friday, April 28th, 2017 | By IndusInd Bank

5 Essential Tips to Consider Before Taking a Personal Loan

Life is uncertain and you rarely know when you might need some extra money to help cover your expenses. That is where a personal loan comes into the picture. Taking a personal loan during such times can help you tide over financially. However, there are a few things to consider before you opt for that…

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How to Apply Online for Personal Loans?

Posted on Friday, April 28th, 2017 | By IndusInd Bank

How to Apply Online for Personal Loans?

At IndusInd Bank, we believe that no dream is too extravagant. With minimal documentation, smooth processing and speedy approvals, we have made personal loan procurements seamless and easy. So, whether it’s a house that you have been intending to buy or your children’s impending education or wedding that you have been planning for, IndusInd Bank…

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What is the CIBIL Score Required for Personal Loans?

Posted on Friday, April 28th, 2017 | By IndusInd Bank

One can’t predict when a sudden need for funds might arise. It is, therefore, advisable to keep your credit record spotless. A bad credit/CIBIL score, arising from late payment or non-payment of credit card bills, can severely hamper your attempt to procure a personal loan. However, having a good CIBIL score will considerably improve your…

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5 Tips on How to Pay Off Your Personal Loan Faster

Posted on Thursday, April 27th, 2017 | By IndusInd Bank

Taking a personal loan comes with the obligation of repaying the amount in fixed monthly instalments over a decided period of time. If you fail to repay on time, however, you are liable to pay penalties for late payment, which nullifies the benefits of availing a personal loan in the first place. In addition to…

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